Coherence & Wealth Building

Learn how you can build wealth in a more coherent and comprehensive manner by having a more logical and consistent approach…

 

Ambiguous, obscure, unintelligible, confusing, distracted, mesmerized, dizzying—does any of those terms remind you of your approach toward your finances at this time as you build wealth?

 

As 2018 moves forward the creator of TheWealthIncreaser.com was in a relaxed state of mind, however with inclement weather across much of the country and particularly the southeast and southwest causing hardship for many—the topic of how wealth building could occur for many in a more cohesive and coherent manner came to mind as a timely topic to focus on.

 

In this discussion TheWealthIncreaser.com will show you ways that you can achieve wealth building success in a more coherent, logical and consistent manner.  You no longer have to approach your wealth building future in an ambiguous, obscure, unintelligible or confusing manner!

 

The goal of this discussion is to get you to focus on your financial future in a more understandable, rational, congruent, systematic, organized and possibly the most beneficial of all to you—a more comprehensive manner.

 

You can achieve much more if you get away from looking at your finances in isolation or an incongruent manner!  

 

Ok—let’s tie your understanding of your finances together in a cohesive manner so that you can achieve cohesive results.

 

The starting point for building significant wealth is to know where you now stand financially and personal finance statements will help you assess just where you now are financially—in a very timely manner.

 

By knowing where you now are financially you can plan your future in a manner that can get you better  short and long term results because you will know your discretionary and disposable income and you will know if you currently have the income to reach your future goals (or new goals) that you have in mind.

 

You will know if you need to get more income, cut expenses or do a combination of the two—to work toward making your dreams come true.

 

You must know your credit position and whether you are overburdened with credit or if  you are managing your credit at an acceptable or forward moving level.  By knowing where you are financially you can devise payoff or pay down schedules that can put you on path to reaching many or all of your goals.

 

Finally,  you must be able to effectively analyze and make improvements on your investment choices, your insurance choices, your tax planning, your emergency fund planning, your education planning, your estate planning and your retirement planning.

 

It is important that you don’t leave your wealth building future up to chance as you no longer have to approach your finances in ways that can accidentally help your movement toward your goals or accidentally hurt your movement toward your goal achievement.

 

It is important that you are logical and consistent in your approach as you build wealth!

 

You can now pursue your wealth building efforts in an intentional manner by approaching your finances from a position of “coherency” as opposed to confusion.

 

All the best as you pursue a coherent path toward success…

 

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Other articles that can help you reach your goals in a coherent manner:

 

Site Map Realty 1 Strategic Advisors

 

Site Map The Best Atlanta Real Estate Advice

 

Copyright®  2014-2018—The Wealth Increaser—All Rights Reserved

Risk Tolerance & Wealth Building

Learn why knowing your “risk-tolerance level” can help you build your wealth more effectively and efficiently in the coming years…

 

As the year of 2017 comes to an end in what seemed like a very rapid pace, many visitors to this site are contemplating ways that they can reduce their risk and achieve more in the coming year(s).

 

For those who desire to build wealth more effectively and efficiently it is important that you have a comprehensive view of your future and it is also important that you know the risks that you face in the current marketplace and you know your “risk personality” as you move along in the future and choose from an array of investment choices.

 

In this discussion TheWealthIncreaser.com will show you areas of concern that you should have in mind as you build wealth.  At the same time don’t let any of the risks paralyze or delay you toward getting started or continuing to move toward your wealth building goals in a way that best serves you and your family.

 

However, you must be aware that various risks exist—and it is appropriate that you plan in advance to help mitigate the risks or reduce the risks to an acceptable level so that you and your family can achieve more in the coming years.

 

Identity Theft Risk

 

With the Equifax breach in the spring of 2017 fresh in your mind, you now fully realize that identity theft is a real concern as over 100 million people in the United States alone was affected with identifying data of various types floating around in the hands of who knows who!

 

It is important that you know your current credit profile at this time so that you can make corrections and better protect your identity in the future.

 

You can go to annualcreditreport.com and get all three of your credit reports at once and see if they are accurate and a true reflection of your credit usage at this time as you can get the free report from each agency once per year.

 

After one year you can use a staggered approach and pull your credit report every four months from TransUnion, Exquifax and Experian to further keep a handle on your credit.

 

You can also visit innovis.com to check on your free annual credit report as well.  A free report will normally be received by you through the mail in 5 to 7 days.

 

If after viewing your credit report(s) you believe you are a victim of identity theft you can:

 

1)    Visit identitytheft.gov  (part of the FTC or Federal Trade Commission) to determine the steps that you can take, and

2)    Call the identity theft resource center at 888-400-5530 for free help

 

You can also take preventive measures to stop or at least slow down potential theft of your identity by signing up for services that “regularly scan” your credit reports and will alert you by text or e-mail when certain changes to your credit report occur.

 

Keep in mind that some services will only scan one of the three credit bureaus, however you want to choose a company that analyzes all three or at a minimum will notify the other two if certain changes occur!

 

You have until January 31, 2018 to enroll in Equifax TrustedID Premier product that scans all three credit bureau reports for free for one year or you can choose another company—just realize that there will normally be a monthly fee.

 

CreditKarma is a free service, however it utilizes TransUnion and Equifaxbut not Experian and you can get account activity and a VantageScore credit score from TransUnion and Equifax if you choose to utilize this service.

 

Many credit card companies, banks and insurance companies also have services that monitor your credit so keep that in mind as well.  However, they may not monitor your reports from all three credit reporting agencies.

 

In addition, you can consider a credit freeze (new creditors cannot view your reports to evaluate your eligibility (or shall I say the eligibility of those who desire to commit fraud against you) for a credit card, loan or other product such as insurance that requires a credit check and you are given a PIN number to unfreeze at time of your choosing and the freeze time frame is unlimited but is regulated by your state and a small fee is charged to freeze and unfreeze) or credit lock (bar new creditors from using your reports for as long as you are enrolled in the program.

 

If you are a victim of identity theft a credit freeze is normally free (police report normally needed).

 

In addition, “fraud alerts” could be of possible benefit to you.   A “fraud alert” notifies lenders that they should take extra steps to verify your identity, however lenders are under no legal obligation to comply.

 

You can place a free “initial fraud alert” on your credit report even if you are not a victim of identity theft.  An initial alert lasts just 90 days, so you would have to keep renewing the fraud alert.

 

If you are an identity theft victim you would qualify for a free extended fraud alert, which lasts seven years!

 

A credit freeze also prevents others from opening an SSA account online and you can unfreeze “only” your Equifax report to create an online Social Security Administration account online at www.ssa.gov/my account.

 

In addition to traditional lenders, landlords, utility companies, insurance companies and wireless phone companies among others may require a credit check—therefore use caution with who your provide your personal information and verify that they are who you think they are.

 

Market Risk

 

Whenever you invest in a particular sector of the economy you will face market risk.  Whether, stocks, bonds, real estate, currencies etcetera, you will have to expect that there will be some risk that you will have to accept—yet you must balance that risk against your personality and your future goals.

 

Investment Risk

 

You must know that investment risk will exist whether you invest in stocks, bonds, mutual funds, oil and gas and/or other more exotic type of investments, therefore it is important that you know your investment personality so that you can create an appropriate investment strategy that will take you toward your goals.

 

  • Conservative (for example 40% cash/money market and rest in market activities)

 

  • Aggressive (for example 20% cash/money market and rest in market activities)

 

  • Moderate (for example 60% cash/money market and rest in market activities)

 

  • Middle of the road (for example 50% cash/money market and rest in market activities—TheWealthIncreaser.com terminology)

 

Does your investment style represent any of the above or are you unsure if you even have an investment style?

 

Keep in mind that in this discussion market activity refers to stocks, bonds, mutual funds, real estate including REIT’s and direct investment in rental properties or purchasing real estate to turn a profit, currencies, options,  oil and gas investment and other market investments and activities.

 

Do you know what you take in and pay out on a monthly basis as far as your income and expenses are concerned?

 

Do you know how to manage your credit in the best manner possible throughout your lifetime or is it a mystery to you?

 

Do you have a properly funded emergency fund and have you looked at and planned for your financial future in a comprehensive manner based off of the above analysis?

 

By doing all of the above you put yourself in position to choose among the options available in a manner that best serves your long-term goals and at the same time you make life more enjoyable along the way.

 

Political Risk

 

Which political party best serves your interest as far as your finances are concerned?  Regardless of the party in charge you must balance your future goals against the political risks that you face and know that what is in effect now to your benefit or disadvantage—does not mean that will be the case in the future as there is an ebb and flow in the political arena as it is in all areas of life.

 

What will affect you and your family at the local, county, state and federal level as it relates to your finances regardless of party or who is in charge and how can you best plan for what will affect you?

 

Regulatory Risk

 

How are the markets being regulated in the areas of most concern to you?  Are there environmental concerns, financial market concerns, housing related concerns (and many others) and how will the regulation or lack thereof affect you and your family?

 

Economic Risk

 

Is the market rising or headed toward disaster?  No one knows the exact timing of market activity that can be a great help to you and your family or can cause great hardship for you and your family, however you can plan for the uncertainty that lies ahead in the current economy by approaching your finances in an intelligent, consistent and proactive manner so that you can guard against economic uncertainty.

 

Social Risk

 

The society in which you live in will also present you with risk.  Even if you are in the same country or state—risk will vary based on how the society in which you live operate as it relates to financial and other activity that you take part in on a daily basis.

 

Are you in a consumer driven society—or are you in a society in which saving and planning for tomorrow is not only stressed, but also acted upon by the majority of the population.

 

If you are in a consumer driven society you must be more disciplined and you must know that it is you who must take responsibility of your finances and not let marketing, what others are doing and other societal factors take you in the wrong direction as you move toward making life more enjoyable for you and your family.

 

Technological Risk

 

With technology advancements moving along at breakneck speed it can often lead you to wanting to buy the newest and more expensive technology products on the market.

 

As it relates to risk, technology has hurt as well as helped in the financial arena as time-saving on labor intensive activities have been a major success. 

 

The signing of contracts and other documents that once took weeks using the postal system can now be done in hours.

 

On the other end of the spectrum, identity thieves and other unscrupulous players can now perform their activities from a distant and in many cases get away with their mischief.

 

Be sure you are aware of scammers, identity thieves and others whether by technological means or face to face.

 

At the same time be sure to use the technological advances to your benefit—keeping security in mind at all times.

 

Legal Risk

 

You must be aware of the tax code and how it will affect you and your family.  In addition you must be aware of your rights as a consumer as it relates to credit and all of your financial affairs.

 

If you are or will be a victim of identity with the filing of your federal tax return the IRS may issue you an IP PIN (Identity Protection Personal Identification Number) that will in most cases protect your from the fraudulent filing of your federal taxes by identity thieves in the future.

 

If your social security number has been compromised or you suspect that you are a victim of tax related identity theft, there are steps that you can take including the following:

 

 File a report with local police

 File a complaint with the Federal Trade Commission (FTC) at www.identitytheft.gov or

the FTC Identity Theft Hotline at 1‐877‐438‐4338

 

 Contact one or more of the three major credit bureaus to place a fraud alert on credit  records

 

o Equifax.com    1‐800‐525‐6285

o Experian.com   1‐888‐397‐3742

o TransUnion.com  1‐800‐680‐7289

 

 Close any accounts opened fraudulently

 Respond immediately to any IRS notice(s) by calling the number provided

 Complete IRS Form 14039, Identity Theft Affidavit, then mail or fax it according to the  instructions

 Continue to file your return and pay your tax if needed; even if it is necessary to paper‐file returns.

 

Always keep in mind the fact that:

 

1) the IRS will never initiate contact with you by email messages to request personal or financial information

2) the IRS will never initiate contact with you by text messages to request personal or financial information

 

In addition, you must know your legal risks in other areas as you must know your rights to sue, arbitration clauses as opposed to your right to sue that may be found in some agreements, how to use the consumer finance protection bureau and other entities that will allow you to make legal maneuvers that can reduce the risk of loss to you and your family when you are being taken advantage of–or otherwise feel you are being dealt with unfairly!

 

Conclusion

 

There are many risks involved along the way as you build wealth.  This discussion has hopefully opened up your mind to some of the risks that may be present as you build wealth.

 

However, you must not take to heart the risks that lie ahead and not move to action in a manner that takes you toward your wealth building goals.  Your inaction at this time guarantees that nothing or little will happen as you move forward.

 

Be sure you take precautions against identity thieves by creating strong password for your accounts and consider using password organizers to generate and store passwords as remembering passwords can get out of hand if you have a large number of accounts and online activity.

 

It is important that you are aware of the risks that you will or might face in the future, however you don’t want to suffer from paralysis of analysis and not take the necessary action that will move you closer toward your future goals.

 

You must be aware of how you “allocate your investment activity” among the various financial sectors and markets to help reduce your risk.  Or another way of looking at it is you must be properly diversified among the various sectors of the economy and in particular the markets and types of investments that you now make or will make in the coming years.

 

All the best as you reduce your risk and achieve lasting wealth building success…

 

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Maturity & Wealth Building

Learn if you have the maturity that is needed to manage your finances effectively throughout your lifetime…

 

Do you currently manage your finances in a mature manner or are you all over the place and going in directions that are not of your choosing?

 

It is imperative that you manage your finances in a mature manner and not in a manner that is reckless—as so many are doing at this time.  With immaturity at a fever pitch from the highest office in the land to the halls of congress it can often be disheartening to see the level of immaturity on display in the times that we now live in.

 

With tax legislation now in the news where many will benefit greatly and even more who will reap small rewards or none at all–you must still have an optimistic view of your and your family’s future!  Regardless of the tax situation you now face or may face in your future as a result of new legislation, it is important that you make the decision at this time to manage your finances in as mature a manner as possible.

 

In order to manage your finances in a more mature manner you must ask and appropriately answer the following questions in as responsible a manner as possible.

 

Do you know how to organize in your mind financially what you need to do in your financial life to achieve the results that you desire to make your life more enjoyable during your working years and after you retire from working?

 

Furthermore, do you know all areas of your finances that you must address?

 

In clear terms you must know how to comprehensively manage your finances.

 

By doing so you are showing maturity in your life and maturity in the management of your finances.

 

In this discussion you will learn how you can manage your finances in a more mature manner so that you can improve the living conditions for yourself and your family.  You can now pursue your financial goals in a more time efficient—easy to follow—and easy to understand manner and in a manner that will provide you the real opportunity to achieve the goals that you set and the goals that you desire or need to attain to make your life more meaningful while you are here on earth.

 

How You Can Show Maturity by Knowing Exactly Where You Stand Financially

 

If you are to manage your finances in a more mature manner you must know where you now stand financially and a budget or cash flow statement will get you on a path to knowing exactly where you stand financially as far as your monthly inflow and outflow of cash is concerned.

 

In addition, you must know your cash flow on an annual basis as well.  Finally you must know who you owe and what you own so that you will know your net worth or how well you are doing financially!

 

Your effective knowledge and understanding of how your inflow and outflow of cash affects you and your family on a monthly basis is the starting point for you to show maturity as it relates to managing your finances and building wealth.

 

By creating a budget at an early stage in your life and understanding how to use that budget or cash flow statement to your advantage you are showing maturity in the management of your finances.

 

Even many of those who earn six figures or millions of dollars use a management approach that lets them know where they are financially—and where they are headed financially.  By doing so they add clarity and an additional layer of financial security during their lifetime along with peace and joy in their daily life—and you can do the same.

 

It is important that you use personal financial statements to help you effectively manage your finances throughout your lifetime so that you can achieve more—and do more throughout your lifetime.

 

How You Can Show Maturity by Effectively Managing Your Credit During Your Lifetime…

 

Did you know that the following credit scoring and credit card companies can help you manage your credit and finances more efficiently to help you achieve what you desire throughout your lifetime—AND IN A MORE MATURE MANNER?

 

Credit.com—uses Experian in their credit score calculations

CreditKarma—uses TransUnion and Equifax in their credit score calculations

Credit Sesame—uses TransUnion in their credit score calculations

Quizzle—Free credit score and credit report every 3 months—uses TransUnion in their credit score calculations

CreditCheckTotal.com—an Experian Company—3 Bureau Reports and FICO score for a monthly fee—low cost trial offer available

 

MyFICOfee for score and credit report

Credit Card Issuing Companies—use various credit bureaus and scoring techniques in their credit score calculations and if you are a cardholder credit scoring service is normally free, Discover, Capital One , Chase,   CITI and many other credit card issuers have free or nominal rate access to your credit score based on varying scoring models

 ANNUALCREDITREPORT.COMall in one site where you can get a free copy of your credit report from each credit bureau once per year–TransUnion, Equifax and Experian–be sure to TEE off on getting your credit right today–No PUN intended…

 

Credit Resources—a rare page on the internet that allows you to use helpful resources in one location to manage your credit more efficiently

 

Credit Improvement—if you currently have credit issues be sure to go to this page before you do anything else

 

All About Credit—go to this page if you have a desire to manage your personal credit effectively throughout your lifetime and not leave any area of your credit management to chance…

 

All of the above companies and pages will provide you free or nominal rate credit scores and credit files (and/or credit advice) and utilizing some or all of them should be a part of your overall credit management plan at some stage in your life.

 

Keep in mind that you will sometimes (depends on who is providing the score) get a “consumer” or “educational” score for your benefit or a Vantagescore that is created by the 3 credit bureaus that many lenders actually use

 

To get your actual FICO score go to myFICO.com!

 

Other Key Credit Points:

 

Sure the lender that you apply to for credit can pull your report and give you helpful advice (or in some cases not so helpful–remember the housing market meltdown of 2008).  However as a consumer in control of your own life,  you should pull your credit report at least annually if not more frequently and see what you can do to move toward making your dreams come true.

 

You should always know what is in your report and correct inadequate or damaging information on a constant basis.

 

You should also know your credit score “before” contacting a lender!

 

By doing the above you increase the likelihood of successful “pre-approval” which gives you more negotiating power than a “pre-qualification” if you were to purchase your home using traditional lenders.

 

If you were purchasing an auto, applying for a credit card, seeking employment or rental agreement for housing—your credit in many cases would play a role and knowing where you stand up front is the right approach to take in almost all instances.

 

In addition, your credit score takes a hit (goes down) whenever your score is pulled by someone other than yourself (with a few exceptions).

 

How You can Show Maturity by Having an Overall or Comprehensive View of Your Finances…

 

Once you have a handle on your monthly income and expenses and you know how to manage your credit effectively throughout your lifetime—you need to see all areas of your finances that you must address—and then you must address those areas.

 

Have you addressed your insurance needs, your investment needs, your tax concerns, your emergency fund, your education planning, your estate planning/wills and your retirement needs in a way that will get you results that you need—or the results that will serve your best interest during your lifetime.

 

By comprehensively addressing what you need to address at this time you are showing maturity in managing your finances because you are not leaving anything to chance, thus improving the likelihood that the goals that you desire will be achieved.

 

Conclusion

 

By looking at ways that you can manage your finances more maturely you are forcing your mind to address what needs to be addressed to make your life more meaningful and at the same time putting yourself and your family on a better track for long-term success in a comprehensive manner.

 

You are not doing like many who go through life drifting along and letting life’s unpredictable paths direct their future or the opinions and feelings of others direct their future.  Quite the contrary, you are getting out in front of your finances and pursuing your dreams in a more intelligent, consistent and proactive manner where the success that you see is not only the possible outcome–but the outcome that will be achieved!

 

Or, another way to look at it is that you are “pursuing your dreams” from a better “vantage point” than most and you are showing the maturity that should be expected of you if you are one who sincerely desire to make your dreams come true.

 

All the best as you continue to mature and achieve success…

 

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Viewpoints & Wealth Building

Learn why “changing your viewing angle” and  changing what you “focus on” can change the course and direction of your life…

 

Did you know that your viewpoint of how you look at and focus on things and events in your life affects your future outcomes (and future generations) in ways you never imagined?

 

Have you ever noticed that with some people the more they get or have—the more they complain?  It is often because they don’t count their blessings or appreciate what they now have!  In addition it is often caused by “their view of their situation” and not looking at the big—or overall picture.

 

Even those who lack in what they feel they should have often fall victim to looking at their present and future in the wrong manner or from the wrong point of view.  They will often “focus on” things that they really don’t need anyway and not on what is important and significant as far as making their life more enjoyable while here on planet earth.

 

In this discussion TheWealthIncreaser.com will discuss ways that you can get more out of life and improve your finances at the same time by looking at your future from a different or better viewpoint!

 

It is important that you know what you can be in your future.

 

If you change what you pursue and see the change that you desire in clearer terms you can get the change that you desire!

 

You can choose to focus on your shortcomings or count the blessings that you now have and pursue even more by viewing your current situation from the vantage point of success—as opposed to shortcomings or not achieving what you desire!

 

It is imperative at this time that you focus on success and you make the decision to give it your best.

 

You can improve your finances if you realize at this time that it is not what you have, but what you appreciate and do with what you have!

 

Also realize that happiness and joy resides inside of you and it happens when you focus on what you now have and you make the decision at this time to give it your best and pursue your life purpose.

 

By looking at your feelings on a daily basis as being excellent, fantastic and great as opposed to ok, so-so and good—you immediately change your focus on a daily basis.

 

However, as it relates to wealth building you must also have a viewpoint of your future that has clarity as opposed to confusion.  You must know the “steps that you can take” to bring more clarity and success into your life so that you can see your future with the clear financial focus that you need and deserve.

 

What is your perspective of your future?  Do you see problems in the horizon or do you see success and solutions that you can not only take—but are willing to take?

 

Focus on what you have (mentally, physically and spiritually) and you will receive more if you put in the effort!

 

What you focus on will grow—focus on the positive to achieve results that will show!  It is important that you realize that change occurs when you focus more on appreciating what you now have and then making a serious commitment to achieve more.

 

You must be thankful for what has happened in your past because it is now the starting point (or continuation point) of what you can achieve from this point forward.

 

You can choose to see your current and future financial condition as positive and prepared  (the success that you see is a done deal) or you can choose to see your situation as negative and distracted (why me).

 

You must realize that setbacks in life will occur, however you don’t have to stay there.  Learn to appreciate what you now possess on a daily basis.  And always realize that gratitude or being thankful for what you now have or possess is the gateway to you achieving more throughout your lifetime.

 

Furthermore, you must realize that whatever you are doing for God’s glory—you are taking steps to connect to your life purpose or what you were put on earth to do.

 

As far as the steps that you need to take to view your financial future in more positive and clear terms are concerned—it is imperative that you see clearly how you can:

 

1)      Determine your level of financial stability

 

2)      Determine your level of credit knowledge and management ability

 

3)      Determine if you know all areas of your personal finances that you must address

 

Determine Your Level of Financial Stability

 

If you now lack the income to do what you desire in your life or reach the goals that serve your best interest—you must know that.

 

It is your responsibility to know where you are financially!

 

If you now have the income to do what you desire in your life and reach the goals that serve your best interest—you must know that as well!

 

Just what will put you in position to know just that?

 

A properly constructed cash flow statement or budget is the starting point for you getting to know your level of financial stability.  You must know if you have positive income or a positive cash flow (disposable and discretionary income) on a monthly basis so that you will know if you need to get more income (supplemental income) or reshape or re-organize your lifestyle (cut your monthly expenses) or do a combination of the two.

 

Determine Your Level of Credit Knowledge and Management Ability

 

Do you know the factors that affect your credit?  Do you have credit score and credit management habits that will get you a good rate or the best interest rate on various products or services throughout your lifetime?  It is imperative that you know at this time whether you have an effective understanding and application of credit and how you can best utilize credit in your life.

 

Once you gain an effective understanding and application of credit you will be well ahead of most and you will position yourself and your family for a lifetime of success.

 

Depending on your current credit circumstances and your willingness to put in the required work—you can gain the management ability to maintain or improve your credit to the level that you desire throughout your lifetime.

 

Determine if You Know All Areas of Your Personal Finances that You Must Address

 

It is imperative that you know that you must address your personal finances in a comprehensive manner.

 

You can choose to do like many who address their finances in isolation and have no real clue of how their total finances all interconnect.

 

You can also choose a less burdensome path by knowing all areas of your finances that you must address and then addressing those areas based on your unique circumstances and the outcomes that you desire (your short, intermediate and log-term goals) for yourself and your family.

 

Conclusion

 

Whether  you look at your future as being bleak or optimistic you must realize that your particular view will play a major role in you attaining what you need to attain to make life more meaningful (and beneficial) for you and your family.

 

You must understand that by knowing your level of financial stability you put yourself in position to make better decisions and gain a better view of your future.  You will know in more definite terms if you need supplemental income (part-time job, uber, lyft etc.), need to cut expenses or properly establish an emergency fund!

 

In addition, by taking inventory of how you manage your credit and determining if you can make improvements you can set yourself up for effective and efficient credit management throughout your lifetime.

 

Furthermore, by knowing all areas of your finances that you need to address you put your mind at ease—and greatly reduce the stress in your life.  You will see your future in a clearer and more focused manner and in a manner where success is given a higher probability of happening.

 

In a nutshell, you will be looking at your future in a more intelligent, consistent and proactive manner and in a manner where you will know what you can and can’t do throughout your lifetime.

 

You will know your insurance needs, your investment planning goals, your tax planning goals, your emergency planning goals, your education planning goals, your estate planning/wills goals and your retirement planning goals and the paths that you can take to achieve those goals.

 

You will see your current and future lifestyle from a “point of view” of knowing whether you will have the income on a monthly, annual and long-term basis to support the lifestyle that “you see” for yourself and your family.

 

All the Best from your new Viewpoint of Success…

 

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Optimism & Wealth Building

Learn why you must have an optimistic view of your future as you build wealth…

 

With uncertainty at a high level in the United States and many other parts of the world—whether it be hysteria caused by the mass shooting in Las Vegas Nevada, hostilities between North Korea and the United States, anxiety caused by the massive data breach at Equifax, massive fires in Northern California or unusual weather patterns in many areas of the Atlantic Ocean and Gulf Coast region such as hurricanes and earthquakes—many are suffering from anxiety or uncertainty about what lies ahead both globally as well as in their own lives.

 

Regardless of what is going on around you it is imperative that “you” have an optimistic view of how you can make “your” dreams come true.  As far as building your wealth goes–it is imperative that you see success in your credit and financial future.

 

Even though the creator of TheWealthIncreaser.com has recently dropped his $2,000 computer (broke the screen—first time I have dropped and broken a screen on phone or computer in over 30 years)) and is in a not-so-upbeat mood—joy and a positive response to adversity—along with an optimistic view of the future is still not only expected—but will occur!

 

You too must have confidence that the outcomes that you expect will occur!

 

In this discussion TheWealthIncreaser.com will show you that in spite of it all there is no reason for you to fear what lies ahead and definitely no reason for you to fear what lies ahead in your financial and wealth building future “if” you make the decision to do what you need to do.

 

TheWealthIncreaser.com at this time feels obligated to offer you—and other visitors to this site a more optimistic vision of your future and provide in some small way the know how or steps that you can take to help you build up your spirit at this time so that you can start—or continue achieving at a higher level of excellence throughout your lifetime with optimism about your future success playing a major part toward achieving that excellence!

 

In order to worry less—or not at all, you need a mental understanding of what you can comprehensively do as it relates to your finances so that you can achieve at the level that you desire—or at the level that you need to achieve at to make life more meaningful while you are here on earth.

 

You must see success in your future and you must have faith that things will get better in your life regardless of what is occurring around you!

 

That sounds great, but you don’t understand what I am confronting at this time—you say!

 

Whether you now lack the income, are facing life challenges from all directions, lack the financial know how or plain just don’t know where to start—you can change that now by focusing in on this page in a highly intentional manner so that you can not only gain an optimistic view of your future—but you can also learn practical steps that you can implement immediately and get momentum rolling so that you can put yourself and your family on a positive path to achieving more throughout your lifetime.

 

You must have an optimistic view of your future in spite of where you now are and you must know that achievement at a high level can–and “will” be in your future!

 

1)      You must know where you are currently at financially and then see what you need to do to get on a positive path to success

 

2)      You must have “mastery of your credit” and know what you can do in definitive terms to better manage your credit throughout your lifetime

 

3)      You must have a mental framework of what you can do to comprehensively manage your finances throughout your lifetime and you must have the mindset that you will comprehensively manage your finances throughout your lifetime

 

You must ask the following 3 questions and sincerely answer them if you are to effectively manage your credit and finances and gain an optimistic picture of your and your family’s future.

 

1)      Do You Know Where You Are Financially?

 

It is imperative that you know your monthly inflow and outflow of income (you must complete a personal cash flow statement or personal budget at a minimum).

 

You must calculate your monthly inflow and outflow of cash in as accurate and responsible a manner as possible.  In addition, it is worthwhile to know your inflow and outflow on an annual basis (personal income statement) as well.

 

Furthermore you must know who you owe (liabilities)—and the amounts—what you own (assets) and the amounts (by creating a personal balance sheet) so that you can derive your Net Worth.

 

2)      Do You Have Mastery of Your Credit?

 

Do you have an effective system that allows you to manage your credit effectively throughout your life?

 

Although confusing to some, credit management is not as difficult as you think if you are willing to put in a little time and effort to learn the basics.

 

By visiting the above link and utilizing the knowledge that you will gain you will have no problem managing your credit effectively and efficiently throughout your lifetime.

 

3)      Do You Have a Comprehensive Picture of How You Manage Your Finances?

 

It is also imperative that you know all of the areas of your finances that you must address.  You must be able to pull up from your memory all of the areas of your finances that you need to address at the drop of a hat.

 

You must know that you must look at and address your insurance needs, your investment needs, your taxes, your emergency fund, your education planning, your estate planning/wills and your retirement needs on the front end to be more effective throughout your life stages—or during your wealth building periods of your life.

 

CONCLUSION:

 

By asking and answering the above questions you must not be intimidated—even if you are new to personal finance or you don’t have experience managing your finances!   You must set meaningful and significant goals and have every intention on reaching or exceeding those goals! 

 

You must understand fully that by comprehending the material on this page and following the links on this page there is a high probability that you will find what works for you financially and what can possibly spark what needs to be sparked inside of you—that can lead to you following a path that can make your dreams come true.

 

You must realize that you don’t have to be a financial expert—but you must have a “practical understanding and overview” of what you can do to make your financial (and life) dreams come true. 

 

By gaining a real understanding of the 3 topics discussed above you have (or soon will) put yourself well ahead of most people in the general population when it comes to effectively managing your credit and finances. 

 

As a result of visiting this page you now have a more optimistic and realistic view of what lies ahead for you and your family regardless of what has happened around you, is happening around you—or may happen around you in your future.

 

If you are like most visitors, you will use this page and site as a springboard to achieve major success throughout your lifetime.

 

You now know that it is you who possess the keys to success as it relates to your future.

 

You now have an optimistic future in your sights…

 

You now have access to wealth building advice in small–but highly effective bites…

 

You must now play your part…

 

As you journey on your fresh start…

 

If you are or are not in a financial bind…

 

You must make effective use of your mind…

 

You can now use what you have inside…

 

And use this page and site as a highly effective guide…

 

All the best as you pursue your new and more optimistic view of your Wealth Building success…

 

TheWealthIncreaser.com is of the optimistic opinion that what you desire has already been achieved, now go do it!

 

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Smart Homes & Wealth Building

Learn how you can build or convert your home and make it smarter—and build wealth more efficiently…

 

Although smart homes are becoming increasingly popular with millennials and those born in the past 30 years or so—the concept of smart homes has been around for over 30 years.  However, with the boom of the internet in the 1990’s and the subsequent advances in technology over the past 20 years–smart homes and what they offer are now available for the masses.

 

In this discussion TheWealthIncreaser.com will show you how you can use smart home technology to help you build your wealth more efficiently.

 

Did you know that the creator of TheWealthIncreaser.com has a penchant for technology and is A+, Network+ and Security+ Certified?

 

Whether you are purchasing a new home, purchasing a resale (existing home) with remodeling in mind, purchasing a rental, or purchasing a home to gut out and resell—smart home concepts should be a part of your mindset based on the time period that we live in and the technology that is now available.

 

Shop for your smart home products at…

 

Smarthome.com

 

Home Assessment

 

Did you know that you can go to SMARTHOME.COM and learn more ways that you can make your home more technologically efficient and possibly more energy and environmentally friendly and efficient?

 

To get an idea of some of the products that can make your home smarter go to https://www.cnet.com/topics/smart-home/best-smart-home-devices/

 

For the latest news on Smart Home Technology go to https://www.wired.com/insights/2014/10/smart-homes-of-the-future/

 

Existing Home

 

Any device in your home that uses electricity can be put on your home network and work at your command. Whether you give that command by voice, remote control, tablet or smartphone, the home reacts.

 

Most applications that relate to lighting, home security, home theater and entertainment, and thermostat regulation can be incorporated into your existing home to make life more manageable for you and your family!

 

New Home

 

In a new home any device in your home that uses electricity can be put on your home network and at your command turned into a smart device.  Whether you give that command by voice, remote control, tablet or smartphone, the home reacts.   If you are purchasing a new home you must seriously consider incorporating smart technology in your home in ways that can make your life more enjoyable.

 

In a new home your options are wide open as long as you know the “smart concepts” that you want in your home upfront.  By visiting this page you are now in position to have your builder implement the smart concepts in a more economical way (as the home is being built) as you can get the wiring, controls and other smart technology in place in a way that is smoother and easier on the construction crew and your wallet.

 

Bath Area

 

Although smart technology is available for virtually every room in your home, many have found smart technology in the bath area to be of high value.  In large part due to sensor operated innovations like self-cleaning toilets, moisture sensing ventilation fans and digital shower controls you can now turn your bath area into one of the smartest rooms in your house.

 

Whether you are upgrading or considering the purchase of a new home you must consider improvements in the bath area that will make your home smarter and help you build wealth (will help your home sell at a higher price) during your ownership and increase your sales proceeds when you decide to sell your home.

 

Your Shower Area

 

You have a vast number of options when it comes to smart improvements in your shower area.

 

Whether you want shower heads with light and sound, digital temperature and water pressure controls that you can set from your smartphone and many other features you can make getting clean smart and fun.

 

If you are a conservationist consider a showerhead that senses what you are doing and adjusts the water flow.  If you are washing your hair, shaving etcetera–a sensor will adjust the water flow and help you conserve water.

 

Your Toilet Area

 

A toilet that cleans itself is now available and there is now a model available that allows you the option of never touching the toilet.

 

The Toto NEOREST AC  (although costly) has a model that uses the latest technology so that you won’t even have to touch the toilet.

 

Gravity and high speed jets and proprietary technology allows the model to use less water and still clean the toilet in an environmentally clean manner.  Visit totousa.com to learn more about this product and other bath products that use smart technology.

 

Your Ventilation Area

 

Don’t overlook this vital area of your bathroom operation.  Your ventilation system removes moisture and humidity that could promote the growth of mold and mildew and can help exhaust unpleasant odors.

 

Smart technology now sense humidity after a long hot shower and turns on the ventilation to help remove excess moisture from the room—some can even communicate wirelessly with wall switches or with an app that allows you to control the fan from your smartphone.

 

Your Mirror Area

 

You can now jazz up your mirror and cabinet area with smart technology that allows you to watch tv as you bathe or shower, integrate your home security system into the screen, defog your mirror so that you can shave faster, charge your electronics on a USB or other port on your cabinet, cooling cabinets that keep your medicine and cosmetics at the right temperature and other things that you might dream up.

 

Other Accessories for Your Bath Area

 

Accessories allow you to put your personal stamp on your bathroom area and there are many high tech solutions that allow you to do that with style, functionality, flair and personality that is all your own.

 

You can now choose small robot vacuums and mops, Bluetooth enabled toothbrushes that communicate with your smartphone to determine how well you are brushing your teeth (take that dentist—I don’t want to hear your comments), smart scales that can track your weight and health goals–and touch free soap dispensers that allow you to wash your hands more efficiently.

 

Conclusion

 

By upgrading in a tech savvy way you can enhance the value of your home and increase your living standards from the comfort of your home.

 

Challenges of smart technology for some include cost as the price for some technology can seem high for those with low disposable income.  Another major concern is security as personal information and data that goes across the web can potentially be compromised by illegal or unauthorized access.

 

Hacking is a real concern with smart technology or any data that crosses over a network (whether it be the web or a private network).   Will your information really be secure is a real question that you must ask?  Will your smart locks to your doors really be secure or can it possibly be bypassed?  The same goes for your smart alarm security system.   Be sure to choose your smart technology products in a wise manner and with the above concerns in mind.

 

In addition, be sure your smart technology is inter-operable with other technology that you may purchase in the future as systems vary on what will work on their smart technology platform.

 

Whether heating, ventilation, air conditioning, lighting, electronics, kitchen appliances, laundry, your morning coffee or many of your bathroom elements—you can make your home smarter and build wealth more efficiently by taking a look at this time on ways that you can make your home smarter whether you are remodeling or building your home from the ground up.

 

It is now possible to make your home as technology savvy as your imagination allows you to go and when it is time to sell—you will have a home that will really show!

 

All the best to your smart home and wealth building success…

 

Learn more about smart homes by visiting these helpful pages:

 

http://www.smarthomeusa.com/smarthome/

 

https://www.theguardian.com/technology/smart-homes

 

http://time.com/tag/smart-homes/

 

https://www.fastcompany.com/3066847/what-smart-homes-will-and-wont-do-in-2017

 

http://home.howstuffworks.com/smart-home.htm

 

http://www.popsci.com/smart-homes-for-beginners

 

http://marketintelligence.spglobal.com/blog/smart-homes-in-the-u-s-becoming-more-common-but-still-face-challenges

 

https://www.zillow.com/atlanta-ga/smart-house_att/

 

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Financial Planning, Family Planning & Financial Success

Learn why Financial Planning and Family Planning go hand in hand for those who desire Financial Success throughout their lifetime…

 

Isn’t it time you let go of your thoughts that make you weak and embrace the thoughts that make you strong!  In this discussion TheWealthIncreaser.com will show you how you can use the power of your mindand the right action to effectively plan your and your family’s future so that you can make life more enjoyable while you are here on planet earth.

 

It is important that you educate yourself so that you can take appropriate action in your financial future.  Or, another way of looking at it is you must take an intelligent, consistent and proactive look at what you desire to occur in your financial future.

 

You can attain more joy and fulfilment in your life by asking the right questions about your financial future at this time.  You must be strategic about your future and use what will help you achieve your goals more effectively—and more efficiently.

 

You don’t have to confront your future in an emotional or random manner where any direction at that moment will satisfy you!  Isn’t it time that you pursue a future that can not only lead you to phenomenal financial success, but one that also allows you to spend more time enjoying life and positively shaping the future of your family, friends and society?

 

It is the desire of TheWealthIncreaser.com that you will start on a path (go only in the direction that will lead you to true success) today that will allow you to do just that—and more!

 

Financial Planning

 

The decision by you at this time to analyze your finances in a sincere manner can lead to you reaching your goals in a timely manner.

 

Financial Planning is a process that can benefit many, however very few actually “get out in front” of their finances in a proactive manner (before something bad happens or before they feel they are forced to do so) so that they can achieve more.

 

TheWealthIncreaser.com asks that you take an introspective look at your past, your present and your future so that you can begin to seriously plan for the success that you desire.

 

Family Success

 

You can achieve your goals earlier and have a definite feel of what you can do at a particular time in your life (while you raise your kids) by creating a written plan of action at all of the major levels of your finances.

 

The ability for you to send your kids to private school, take yearly vacations, go on weekly family outings, reach your investment goals, reach your retirement goals and reach many other goals that are unique to what you and your family want to achieve—will come into clear focus once you write down and formalize the action that you need to take.

 

By writing down what you desire to occur you can put yourself in position to reach many of your goals and help actively raise your kids.  You will know with more certainty what you can do at particular points in your life!  You can help prepare your children for their college years and you can nurture them along the way with confidence because you will have the knowledge and practical understanding of what you can do on monthly, annual—and long-term basis!

 

Financial Success

 

Your ultimate financial success will depend on what you have done on a daily basis to prepare yourself and your family for the future that you desire.

 

By effectively creating a cash flow statement or budget, mastering your credit at a level that is the best that is within you and analyzing and addressing your finances in a comprehensive manner—you set yourself and your family up for the ultimate success that you desire.

 

Conclusion

 

You can go about your life without planning for your and your family’s future (or inadequately planning) or you can choose a comprehensive, intelligent, consistent and proactive approach that has the potential to help you see in clear terms what you can do at the various stages in your life.

 

By using your heart and mind to plan for your and your family’s future success you are embracing the thoughts that make you strong! 

 

You are positioning your mind for success on the front end and you are getting out in front of your finances in a way that will lead to true success.

 

In a nutshell you are making up your mind to give it your best and you are actively putting yourself in position to nurture your nest (helping to cultivate positive results for your family)!

 

All the best to your lifetime of success…

 

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Vision & Wealth Building

Learn how seeing your wealth building future with more clarity helps you achieve more…

 

Did you know that your vision of the NOW, your vision of the HOW, your vision of the THEN and your vision of the WHEN provides you more clarity and helps you direct your financial future at a very high level?

 

Although not in a blogging mood, TheWealthIncreaser.com was presented with this uncanny and unusual topic with the speed of a bolt of lightning and the vision of this page was made clear in a manner that TheWealthIncreaser.com had to act.

 

In a similar manner that the inspiration to create TheWealthIncreaser.com came—so too did the inspiration or vision to create this page on this day occur!

 

Your Vision of the Present or What You Can do NOW Must be Made Clear Inside of Your Mind

 

Your precise understanding of where you are now at financially is a critical element to you achieving more in a timely manner during your lifetime.  You must know your monthly inflow and outflow of cash and you must know at this time if you have excess income (discretionary income) to work toward your vision of the future that you desire for yourself and your family.

 

If you are currently spending more than you take in on a monthly basis that must be corrected and you must see yourself making the right decisions as it relates to the monthly management of your finances.

 

You must know your current credit position NOW—and make improvements or adjustments where and if necessary!  You must know your “money management style” and do what you can do “at this time” to improve your money management as best you can and in as “comprehensive a way” as possible.

 

Your Vision of HOW You Will Achieve What You Desire in Your Future Must be Made Clear Inside of Your Mind

 

You must have a clear vision of the “steps that you need to take” or you must know within your mind how you will achieve the goals that you desire.  Will you put a written plan in place that will provide you more direction?

 

Will you approach the steps that you need to take in a sincere manner—or are you just kidding yourself?   You must have a serious approach and you must know how you will move toward taking the steps that you need to take.

 

Your Vision of Accomplishment Sets You Up for the THEN so that You Can Pursue Other Goals or Visions that You May Have

 

Once you achieve your goal or vision that you saw—will you come up with more inspiring goals or continue to pursue other goals that you already had in mind and committed to writing?

 

Once you begin achieving the goals that you saw in your mind on a number of occasions you can get momentum on your side and use that momentum to achieve more in a more definite way.

 

By Seeing Your Present & What You Can Do NOW, Knowing HOW You Will Do What You Need to Do and THEN Accomplishing What You Saw In Your Mind You Will Know WHEN You Can Achieve a Number of Goals and Live Out Your Life in a More Comfortable Manner

 

By putting it all together within your mind (knowing what you can do now, knowing how you will do what you will do now and accomplishing what you set out to accomplish on a number of occasions) you can know WHEN you can start enjoying life in the manner that you envisioned.

 

That yearly vacation that you always dreamed of, that vacation home that always seemed to be beyond your reach, the payoff of all of your creditors that you once only dreamed of—or many other goals that are “uniquely” your own, can now be accomplished in a possibly reasonable and realistic time frame because you took a committed look at the HOW and NOW and the THEN and WHEN as it related to your financial future.

 

CONCLUSION

 

You have the ability to know WHEN you can start enjoying life on your terms if you put together a written plan for success that you formulate (or formulate with others) at this time.

 

Your clear vision of HOW you will achieve at a higher level will give you added clarity that can “take away the stress of managing your finances more effectively” throughout your lifetime—possible.

 

It is the desire of TheWealthIncreaser.com that this page has provided you with some clarity as to how you can jumpstart the management of your finances and achieve at your highest level of excellence.

 

All the best to your new VISION for Success…

 

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Credit Management & Wealth Building

Learn why now is the time to take a fresh new look at your “credit management” from a different CAMERA lens…

 

Did you know that Credit Management is a vital step when it comes to Wealth Building?

 

Did you also know that effective credit management is a major part of reaching your overall financial and wealth building goals?

 

In this discussion TheWealthIncreaser.com will present what is significant as you embark on managing your credit and show you proven ways that you could possibly manage your credit better in the current economy.

 

A change in your attitude or a change in your money management personality can lead to a change in your financial behavior and take you toward your goals in a more effective and efficient manner.

 

You must expect success  and you must take the necessary action to attain that success whether it be managing your credit—or finances!

 

You can ENHANCE your future credit outcomes by seeing your future goals with more clarity and by “taking a picture” of your future with the right CAMERA lens.

 

Control

 

You must realize that you have control over your daily habits and you can change them for the better if you make a serious commitment to do so.  You control the amount of borrowing that you do, the number of creditors that you decide to engage with and many other factors related to your credit management.

 

You must leave excuses behind and start where you now are.  If you are new to credit you can learn how to do it right.  If you are not new to credit but would like more empowering tools to help you manage your credit more wisely—you too are on the right page.

 

Determine where you now are—credit wise—TODAY!  Put yourself in control—as that is the best WAY!

 

Action

 

Your wise management of your credit and  debt management activity is critical for your future success.  It is critical that you effectively utilize personal financial statements so that you can gain the added clarity and realistic expectations that are needed to take you where you desire to go.  It is “you” who must take action if you desire to manage your credit effectively throughout your lifetime.

 

You must activate debt management strategies that are proven and will get you the results that you desire.

 

Monitor

 

You must effectively monitor your debt payoff and debt pay-down efforts and make improvements and adjustments when necessary.  Whether you meet with a financial advisor or you manage your credit yourself you must have an effective and foolproof monitoring system that allows you to stay on track—or get back on track when your situation calls for that.

 

You may have to pull your credit report at designated intervals, use “credit resources” appropriately and challenge mistakes and errors on your credit reports and have them corrected—depending on where you now are.

 

Expect Success

 

You must have a thorough understanding of the Wealth Building Basics and you must have a positive mental attitude while you manage your credit and finances!

 

You must have the mental focus and clarity of vision so that you can achieve your goal(s) with precision.

 

By expecting success you open up your mind to more creative ways of reaching the success that you see—thereby increasing your odds of reaching “your destiny” or who you were truly meant to be.

 

Realistic Expectations

 

You must have a working knowledge of the 5 credit factors and know that a low score generally means you are irresponsible in your credit management while a high score generally means you have been responsible in your use of credit.

 

You must realize that once you get your first loan or credit card (or possibly added to another account as an authorized user) the clock starts as far as your credit management career goes.  After 6 months of activity your FICO score will be calculated—generally speaking.

 

By knowing and applying the “5 credit factors” you can control your outcomes (your FICO score) and get a “realistic picture” of how you will effectively manage your credit throughout your lifetime.

 

Attitude

 

Your attitude or how you see your future (including your financial future) and how you see and interact with others (including how you interact with your finances) is critical for your future success.  It is important that you have the right mindset as you manage your credit as by doing so you create the right environment for credit success and life success.

 

Take a picture of “your attitude” at this time and put in concerted effort (work) to move toward a better picture angle (a better personality and attitude) that exudes success in all that you do!

 

 Conclusion

 

Don’t be financially limited during your lifetime if you have a need or desire to utilize credit.

 

By looking at your future through “the right” CAMERA lens you can put yourself in position to manage your credit wisely throughout your lifetime and you can also put yourself in position to help others improve their credit as well.

 

Control

Action

Monitor

Expect Success

Realistic Expectations

Attitude

 

Doing all of the above as it relates to “your” CREDIT MANAGEMENT future will put you on a serious path to success in all areas of your finances throughout your lifetime.

 

Your retirement goals can be attained, your membership at your favorite fitness center can be achieved, your funding for your kids or grand-kids college tuition can be attained, your yearly vacation to the destination of “your” choice can be attained, that home purchase that you desire can be attained, however it all starts (or continues) with your effective management of your finances–including your credit management!

 

Effective credit management depends on you taking the time now to master the 5 credit factors so that you can achieve your goals throughout your lifetime.

 

You must optimally manage your monthly cash flow and make good choices by determining now whether you want to appropriately spend, appropriately save and appropriately manage (or consciously or sub-consciously inappropriately mismanage) your disposable and discretionary cash flow.

 

You can also take your credit knowledge as high as you want to by visiting “All About Credit” and really put yourself and your family in position for major success.  You can now choose how high—or low you want to take your credit knowledge—and your application of that knowledge!

 

Once you get your credit to where you desire that it be, effective management is rather easy as long as you pay on time and you keep your usage under 10%.  At that point you could look into reward cards and other perks that are offered by credit card issuers. 

 

A properly funded emergency fund will help ensure that you are in position “throughout your lifetime” to effectively keep your credit card debt at a minimal (or manageable) level.  In life, unexpected turns often occur when you are least prepared.  A properly funded emergency fund will put you in better position for success as you strive to give it your best!

 

This page and the links on this page will provide you with what you need to effectively manage your credit throughout your lifetime.

 

However, it is up to you to apply and take the necessary action on a consistent basis so that you can optimize your credit score and manage your credit in real time at a very high level.

 

All the best to your credit management success…

 

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Wealth Building Basics

 

Learn why the “TIME” is now to start Wealth Building in a more “Thought Provoking” manner…

 

Did you know that how you look at or see your future in large part determines if what you see will materialize in your future?  In this discussion TheWealthIncreaser.com will discuss how your mental focus and thought process is critical for your future Wealth Building success.

 

It is important that you act on your future goals that you want to see in your life and it all starts with a thought, imagining that “your” future goals that you create and want to see in real time will actually occur and having the “mental presence of mind and the right knowledge” that allows you to apply what you know consistently.

 

You must also realize that it will take major effort on your part to bring into existence a new and more rewarding future as you journey toward building wealth for yourself and your family!

 

Thoughts & Wealth Building

 

Your daily or recurring thoughts about what you desire to occur in your future is the starting point for you putting in place something big that can get you on a path to building wealth more efficiently.

 

You must think about your monthly income and expenses, think about whether you can save more effectively, think about whether you can manage your credit more effectively and think about whether you can manage all areas of your finances more effectively!

 

Your daily thoughts or dominant thoughts must be positive and uplifting—and by transferring your thoughts about your finances into a “written plan of action” you can activate your mind to achieve much more throughout your lifetime.

 

Imagination & Wealth Building

 

You must imagine a brighter future and you must see it happening!  It is imperative that you “dream big” and have every intention on reaching “your big dream.

 

You cannot limit yourself by letting the thoughts of others, the opinion of others or the actions of others deter you from the future outcomes that you desire.

You have all of the tools (or you will soon have the tools) that are needed for you to achieve at a higher level and you must dream big to activate those tools at this time—or once you acquire the necessary tools that are now at this time “not in” your toolbox—or are at this time lying dormant in your toolbox.

 

Imagine a brighter future, put in the work to make it happen and build your wealth to a level that allows you to do what you really like to do (your life purpose) during your lifetime—starting today!

 

Mental Working Knowledge & Wealth Building

 

In TheWealthIncreaser.com’s opinion nothing is as disheartening as when empowering advice is presented in an empowering format—yet the person receiving the information fails to act when it is in their best interest to act.

 

There are varying reasons why those who choose not to act—fail to act!

 

Having seen this occur all too frequently over a number of years the creator of TheWealthIncreaser.com had to come up with a way that visitors could actually process meaningful personal finance and wealth building advice, easily carry it within their mind and more importantly—provide them the ability to apply what they had learned in a manner and at a time that served their best interest—not the best interest of creditors or others who had no real concern about their future.

 

If you desire to achieve “much more” throughout your lifetime it is imperative that you gain the “mental working knowledge” that will allow you to operate at a higher level on a daily basis!

 

Effort & Wealth Building

 

It is important that you realize at this time that effort will be required of you if you are sincere in making your wealth building dreams come true.

 

Your daily thoughts, your big imagination and your knowledge and understanding of “mental working knowledge” serves no real purpose if you have decided deep within your heart and mind (either consciously or sub-consciously) that you are not willing to put in the required effort—regardless of the roadblocks or adversity that you are now facing—will face or have faced in your past.

 

You must leave excuses behind and look forward and understand fully that it will take increased effort on your part as you venture on your fresh start.

 

Conclusion

 

The T I M E is now for you to successfully change your habits for the better so that you and your family can achieve the dreams that you desire in any kind of weather (regardless of the season in your life).

 

You must plant seed (create powerful thoughts inside of your heart and mind), water (gain the preparation that is needed) and bear fruit (reach the powerful thoughts that you imagined inside of your heart and mind) in real time—by taking the necessary action on a consistent basis!

 

You must “intelligently look at your wealth building goals” on the front end (prior to making the wrong moves) so that you can proactively gain the knowledge that can make your wealth building efforts happen in a more stress-free environment.

 

It all begins with a “serious thought” within your mind that you can build wealth more effectively, your willingness to put in the required effort and your real belief within your mind that you will have the endurance to see it through!

 

It is critical that you dream big—and have every intention on reaching that big dream!

 

The environment “that you create within your mind” will determine if you are in a fertile or a desert environment. 

 

By planting in fertile soil at this time you are starting on a path to obtaining the “mental working knowledge” that is needed for major success and you are intelligently planning your future, thereby enhancing your likelihood of success throughout your lifetime when it comes to wealth building.

 

Effective WEALTH BUILDING is very important and your success depends on how you manage your monthly cash flow and how you choose to handle or manage your overall  finances (spend more, save less and not effectively manage the rest or spend less, save more and effectively manage the rest).

 

You may need to get more income, cut expenses or do a combination of the two—if you are truly dedicated to making your dreams come true!

 

In short, you must know how you handle your discretionary income on a monthly and annual basis and you must know if you have the discipline—or you are really willing to put in the effort that is required that will put you in position to effectively manage your credit and finances throughout your lifetime.

 

You must not underestimate the power of your thoughts on a daily basis, the importance of dreaming big, the importance of having the mental working knowledge and the importance of knowing the expended effort that is required to tie it all together so that you can achieve at your highest level on a consistent basis.

 

Although the task may look daunting at this time you can ease the process considerably if you make the decision to get started!

 

Once you get momentum rolling and you get into the habit of taking the right action at the right time Wealth Building will occur—in large part because you decided to look at (and act) on your finances in a more thought-provoking manner.

 

This page and the corresponding links in this discussion will provide you all that you need—and more, to effectively and efficiently manage your finances optimally from “this day” forward.

 

All the best to your wealth building success…

 

 

Return to Top

 

Learn whether you have the “mental fortitude” that is needed for success on a consistent basis…

 

Learn how mastering the 5 credit factors can lead to more success for you and your family…

 

Return From Wealth Building Basics to who is the Creator of TheWealthIncreaser.com