by Thomas (TJ) Underwood—30-page NEW e-book—now available…


For those who desire to learn about the 3 Step Structured Approach in a relatively risk-free manner—you can now (updated in 2023) purchase CREDIT & FINANCE IMPROVEMENT MADE EASY for only $3.95 on and determine if the system will work for you and your family.





You now have an opportunity to receive an immediate secure digital download of CREDIT & FINANCE IMPROVEMENT MADE EASY (30 pages) on and determine for yourself if there is a more efficient system that allows you to comprehensively manage your finances!


Improving Your Finances In An Intelligent, Consistent & Proactive Manner

Improving Your Finances In An Intelligent, Consistent, & Proactive Manner is Now Possible


Learn more about the 3 Step Structured Approach…

Learn more about Credit & Finance Made Easy New Guide…

See What’s Inside our NEW GUIDE..



Do you at this time desire to get started on a serious path to success?

You can now do so—by choosing giving it your best!  


Purchase The 3 Step Structured Approach to Managing Your Credit & Finances Now…


by Thomas (TJ) Underwood—33 page e-book or paperback book now available for only $9.95…Sold by: Services LLC | May 28, 2023


If you desire to achieve lasting success and a clearer more “in-depth” understanding of the “3 Step Structured Approach”–we have found based on past success stories over a number of years that The 3 Step Structured Approach to Managing Your Credit & Finances, has consistently delivered in helping those who desire real success–achieve that success in a more efficient manner.


After reading this book you will be aware of empowering structuring techniques that include:


  • The “3 Step Structured Approach to Improving Your Credit & Finances®”
  • “Keep Your Monthly Bills under 10—So You Can Win®”
  • “Calendar of Bills” or “Schedule of Bills”
  • “Calendar of Bills” for Credit Card Payoff
  • “Filing System”


You will also receive 100 money savings strategies or cost savings measures that can help you direct your life in a more prominent manner as you move toward the goals that are most important to you and your family.


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You can now create a website just as effective as this one by using the Award Winning Web Hosting By DreamHost, the same company that uses. However, there are many others that you might want to consider:  WordPress Hosting by Bluehost, Unlimited Domain Hosting Only $9.95 a Month offered by Hostgator—particularly effective if you are considering creating a number of sites or blogs.


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If you prefer wordpress and would like a helpful assistant—bizexpress by SBI can be a helpful tool.  By utilizing bizexpress you could possibly save time and also create a great looking website that does what you want it to do.


For those of you who prefer a step-by-step approach—as was the case when I started my first websites and blogs you can utilize SBI (Site Build It) to get started fast.  Be sure that  you are highly motivated and you desire real success as SBI will provide you the tools that are needed to help you achieve major success—just as I did with the creation of two of the most empowering consumer sites that can be found on the internet:


1) and



It is important that you have the time commitment that is necessary if you decide to pursue this approach as there is a learning curve involved.


About the Author


Helping others achieve success is a way of life for the author of CREDIT & FINANCE IMPROVEMENT MADE EASY as he provides new and inspiring ways for those who truly desire financial success a way to achieve success in today’s economy a more efficient way to do just that with a number of books, blogs and websites that are designed to act as a “springboard to success” for all who truly desire success in their future.


Among personal finance blogs on the web, Thomas (TJ) Underwood is known for his totally unique and inspiring writing style on all of his sites (,, and


His uncanny ability to look at and assess the mental aspects of financial planning that he has seen many of his clients go through over the years and integrate that assessment into comprehensive financial management and wealth building strategies sets him apart from others in the personal finance industry.


Even those who are new to personal finance find his articles engaging and entertaining, but more importantly gets them the results that they desire or the results that they need to achieve to make their life more meaningful.


His ability to simplify what many in the personal finance industry make complex and confusing has led to the creation of some of the most impressive personal finance blogs that can be found anywhere in the blogosphere.


He is particularly passionate about helping consumers make the right choice on the front end and his writing style reflects that passion!


By providing you with the tools and knowledge that you need on the front end you can approach the management of your finances in a more intelligent, consistent and proactive manner.


As a former fee-only financial planner, top producing loan processor and current real estate broker you get a rare advantage of over 20 years of experience that he has gained while helping consumers with their financial matters from all walks of life.


You can contact him at






The Wealth Increaser—an empowering new book is now available on this site for only $22.95 began in January of  2014 with the goal of enhancing the financial future of consumers in an intelligent, consistent and proactive manner so that consumers could achieve real financial success in the most efficient manner possible. is the creation of  Thomas (TJ) Underwood who is a former fee-only financial planner, former top producing loan processor and is  currently an active real estate broker at Realty 1 Strategic Advisors and who has been serving consumers in the area of finance for over 20 years!


He is also the Author of The Wealth Increaser—an empowering new book that is now available on this site ($22.95) to help  consumers achieve success in an intelligent, consistent and proactive manner.


He considers it an honor to use his rare combination of experience as a former fee-only financial planner, former top-producing loan processor and  current position as an active real estate broker serving the Atlanta Metropolitan area to provide consumers enlightening personal finance systems and approaches that they can implement in their life that will provide them the opportunity to achieve what they truly desire in the most efficient and effective manner possible.


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