Peak Performance & Wealth Building

Learn how you can live out your wealth building dream(s) and operate at peak performance if you don’t let naysayers and other outside (or inside) forces deter (or detour) your efforts…

 

As you pursue your goals it is important that you never let the opinions of others, or the negative actions of others affect you in a detrimental way.

 

You must also not let the internal workings of your mind and how “you” approach your wealth building efforts affect you in a negative way!

 

Wisdom is the skillful use of knowledge and knowing what to avoid and what to confront is a great way to approach wealth building if you are one who desire to operate at “peak performance” as it relates to your wealth building efforts.  Why make mistakes yourself and prolong your journey to financial freedom when you can learn from the mistakes of others and achieve success more efficiently?

 

The real use of empowering information is in the execution or acting—not gaining the knowledge alone!

 

You must be determined to put into action what can really move you forward!  It is imperative that you have a clear understanding of wealth building basics and how you can use the basics of wealth building to more effectively direct you toward your goals!

 

The goal of TheWealthIncreaser.com is to get to those who desire real wealth building success the knowledge that is needed when (or preferably well before) they need it so that they can operate daily at peak performance and make wiser decisions as it relates to their finances!

 

In this discussion TheWealthIncreaser.com will discuss how operating at “peak performance” provides you the opportunity to achieve more in less time.

 

  • You must have a yearning to operate at peak performance as it relates to your finances

In life we all have ambitions or goals that we want to achieve, and as far as financial planning is concerned, those ambitions or goals can be numerous.

 

You want to have an attitude of always reaching higher so that you can reach the goals that you desire.  By doing so you can operate at a higher level of excellence, and you can do so at this time if you are fully committed and you know the actions that you need to complete.

 

  • You must know the action steps that you need to take to operate at peak performance

The reason most people fail to achieve or reach many of their financial goals are that they often don’t know what steps they need to take to make it happen—or more importantly make it happen in as efficient a manner as possible.

 

You will soon be in position to avoid this pitfall that has hampered many over the years.  By setting meaningful goals and knowing the right steps to take to move toward achieving those goals you are properly preparing your heart and mind up for operating at a higher level of excellence.

 

Click on “the numbers below” to see the steps that you can take right now so that you can get started on operating daily at “peak performance” and achieve results that will show.

 

1–Cash Flow Analysis

2—Credit  Analysis

3—Comprehensive Financial Analysis

 

  • You must put into action on a consistent basis the steps that will take you toward your goals more efficiently

You application of the steps mentioned above in a manner that is germane to your and your family’s financial future and most important goals are what will help you attain your goals in a more efficient manner.

 

By doing what needs to be done to help improve your finances you are showing discipline and a real desire to reach the goals that you are motivated to achieve.

 

By taking action steps on a consistent basis you are showing that you truly believe, thereby setting yourself up for the new found success that you will soon achieve.

 

Conclusion

Isn’t it time you listen appropriately to your inner voice, learn more as it relates to effective money management that can lead to you reaching many, if not all your goals–so that you can show your true love to your family and others whom you associate with?

 

Isn’t it time you travel down a “road to success” that has fewer twists and turns–and no detours?

 

It is important that you plan on doing Dream Living and operate at “peak performance” so that you can do Dream Giving as you climb higher and higher.

 

When it comes to operating at “peak performance” it is you who must want to do so!

 

You must be sincere in your desire to achieve at peak performance and if you are you will pursue your wealth building goals with a higher level of commitment.  In summary, to achieve at peak performance you must have the desire to ignite your own fire inside so that when you reach your summit and it is time to descend–you can glide.

 

At all times you must realize that you control your destiny and the direction that you can take in your life.  Now is the time that you not only realize it, but you put action plans into effect so that you can achieve more—bit by bit.

 

Did you know that you are:

 

Too blessed to be negatively stressed

Too blessed to operate with less

Too blessed to be a mess

Too blessed to give less than your very best

Adequately blessed to pass any test

 

All the best as you operate at “your peak” as you pursue unlimited wealth building success…

 

Return to Top

 

Return from Peak Performance & Wealth Building to Standards & Financial Planning

Return from Peak Performance & Wealth Building to Deep Thought & Wealth Building

Return from Peak Performance & Wealth Building to What is the 3 Step Structured Approach to Managing Your Finances

Return from Peak Performance & Wealth Building to Achievement & Financial Planning

Return from Peak Performance & Wealth Building to Bountiful Harvest & Wealth Building

Return from Peak Performance & Wealth Building to Results & Wealth Building

Return from Peak Performance & Wealth Building to Who is the creator of TheWealthIncreaser.com

Learn about Managing & Improving Your Credit & Finances for this MILLENNIUM© –the first book created by Thomas (TJ) Underwoodthe creator of TheWealthIncreaser.com in 2012–10 years ago this month

 

Copyright© 2014–2023–TheWealthIncreaser.com–All Rights Reserved

 

 

 

Financial Aggressiveness & Wealth Building

Learn why it is important that you take an aggressive approach as you build wealth….

 

In the current economy it is important that you pursue your wealth building goals with a high level of intensity so that you can truly reach your goals.  It is you who must be active in pursuing the success that you desire so that you can achieve at a level that takes you higher and higher!

 

It is important that you are “aggressive as a lion” and you are “truly determined” to catch your prey (reach your goals) as you navigate on your journey to financial freedom.

 

In this discussion TheWealthIncreaser.com will discuss the importance of pursuing what you desire most with a higher level of intensity so that you can truly grow and attain the goals that are most important to you and it all starts now by you being more aggressive on the front end–not after you make mistakes!

 

1) You must formulate a plan of action that you sincerely believe in

It is very important that you formulate goals that are meaningful and significant to you and goals that can make your life more enjoyable.  What do you desire to see come true in 12 months or 1 year, in 60 months or 5 years and in 120 months (10 years) and beyond.

 

Regardless of the goals that you pursue you must put a written plan in action that allows you to know where you can go–and you also need to know where you need to go to live out your life in comfort–pun intended.

 

That process starts by creating a budget or cash flow statement at a minimum and using the data derived from that analysis to set realistic goals that you have a high likelihood of achieving–and particularly your retirement goals.

 

You also need to have a way of managing your credit that gives you the advantage and you must know in a comprehensive way–all areas of your finances that you need to address and all areas that you must address if you desire to achieve more while here on planet earth.

 

2) You must pursue the goals that are included in your plan with a high level of intensity

It is up to you to enhance the right qualities that will take you toward the success that you desire in a more efficient manner.  You must aggressively focus on improving your determination, commitment level and passion so that you increase the odds of attaining your goals and make the future success that you desire more likely to occur.

 

That includes gaining the preparation and knowledge that you need to achieve major success at this time–not after you make mistakes or in the middle of a transaction.

 

You must be active in making the success that you desire a reality–if it is real success that you really want to see.

 

3) You must not only do what you need to do–you must also continuously review to ensure that your dreams will come true

As you move toward many of your goals and in many cases reach them, you must realize that you must continuously review and make improvements when and where appropriate on a consistent basis.

 

Are there areas where you can improve upon as it relates to your insurance, investments, taxes, education planning, estate planning/wills and retirement planning?   Is your emergency fund appropriate for what you plan on doing now and in your future and do you have a vivid picture of your life stages and a more defined angle of how you can use that vivid picture to achieve more?

 

Do you have the mental fortitude to stick it out when times get tough and do you know your responsibilities as it relates to managing your finances and improving your wealth management skills?

 

Conclusion

 

It is important that you aggressively pursue your wealth building efforts, however you don’t want to get too far ahead of your wealth building efforts prior to learning what you need to know on the front end or proactively–if you desire to be more effective over the course of your life.

 

It is important that you pursue your wealth building goals with a high level of intensity and you move to action on a consistent basis.  By pursuing your goals in a more intelligent, consistent and proactive manner you put yourself in position to be where you should be–controlling your future in a manner that is more advantageous to you and your family–not creditors.

 

It is important that you boldly pursue your wealth building goals and you have a “never quit” attitude as you pursue increasing your net worth and reaching the goals that are most significant to you and your family.

 

You can now manage your finances in a more aggressive, smarter and results oriented manner where the goals that you desire most stand a better chance of being reached.  And isn’t it wonderful to know that it all started by your decision to be more aggressive and also because you decided to operate daily by “igniting your own fire inside” so that you would have a “joyous and more rewarding” wealth building ride.

 

All the best as you “aggressively seek to build wealth” and improve your financial health….

 

 

Return to Top

 

Return from Financial Aggressiveness & Wealth Building to the 3 Step Structured Approach to Managing Your Credit & Finances

Return from Financial Aggressiveness & Wealth Building to Wealth Building Now

Return from Financial Aggressiveness & Wealth Building to Sincerity & Wealth Building

Return from Financial Aggressiveness & Wealth Building to Do You Have the Mental Fortitude that You Need to Succeed

Return from Financial Aggressiveness & Wealth Building to Action & Wealth Building

Return from Financial Aggressiveness & Wealth Building to Enthusiasm & Personal Finance

Return from Financial Aggressiveness & Wealth Building to Re-calibration & Wealth Building

Return from Financial Aggressiveness & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014–2023–TheWealthIncreaser.com–All Rights Reserved

 

 

Growth & Wealth Building

Learn why you must have a high level of confidence and grow as you build wealth…

 

It is important that you are confident in your pursuit toward wealth building excellence.  By pursuing your goals with passion, you are showing that you really want “it”–that “it” being what you desire most in your financial future.  By moving about throughout your life with preparation and passion you are showing that you really want to grow financially.

 

If you are one who need to do something financially to move forward in life–or you want to do something that will lead to financial growth so that you can achieve more, you need to ask yourself “do I really want to do it” or am I not serious at this time?

 

It is imperative that you have growth as part of your mindset and a real desire to pursue more knowledge on an annual basis so that you can achieve the needed growth as it relates to your wealth building efforts.

 

What do you know “financially speaking” at this time that you didn’t know 12 months ago?

 

If you don’t know what it is that you have learned lately that can have a real effect on your financial future, you may not be growing as it relates to your finances and wealth building activity!

 

And just as the comedian George Wallace (whom the creator of TheWealthIncreaser.com had the pleasure of meeting while vacationing in Huntsville, Alabama for the first time on October 15th, 2022) has grown over the years and is now a comedy genius–so too must you grow in your financial management skills, so that you can build wealth more effectively and reach a higher level of growth.

 

In this discussion TheWealthIncreaser.com will discuss the importance of why you must grow in the area of the financial knowledge that you now have–if you desire to excel throughout your life and build wealth in a way that is more advantageous for you–not others who have no real concern for you or your financial future.

 

It is important that “you know” what you need to do to make your dreams come true

It is important that you put yourself on a schedule to ensure that what you desire most–will happen!

 

You now have the opportunity to utilize what you currently earn to see where you can possibly go, and if your income is insufficient, you must create opportunities outside of work that will move you towards your dreams more efficiently.

 

Opportunity A–what you do at work

Opportunity B–what you do outside of work

 

Doing it now may not lead to the next or most obvious step to you at this time!

 

However, if you decide to take action and gain the proper knowledge and apply it appropriately, it will get you moving fast toward your goals and help you get momentum rolling in your life.

 

It is important that you move to action, because if you don’t why should others move on your behalf.  You must put into motion the actions that will move you forward.  Your self-perception may be limiting you at this time and you must know that your self-worth is far more important than your net worth as you build wealth.

 

You can make gains even if you are now a few steps behind.  Even though you may have to sacrifice in the short term you can create the type of change that re-calibrates your current way of thinking and re-focuses your mind for the success that can occur in your future.  You must always realize that effective money management is available and the type of growth in learning that can propel you forward more efficiently–is also available to you!

 

You must have mastery of how you utilize credit throughout your life or the period that you desire to use credit during your life

You can choose to use credit in a disadvantageous way or the right way where you don’t have to panic or make bad decisions.  If you fail to adapt or make the right credit decision, you may find yourself in a disadvantageous position–when it really didn’t have to be that way. 

 

You must create a new normal as it relates to the management of your credit that works to your advantage–not creditors.

 

You can’t go back to your old credit habits that are averse to your growth and the goals that you desire!  You can now navigate this site and create a new future where you are in control–not creditors.

 

Always realize that change may mean you will lose temporarily and gain permanently–however always know that in the end you will reach your goals

What are the steps that you must really take to ensure that your wealth building growth is not a mistake?

 

You must learn and apply the right knowledge on the front end–not after you make mistakes.

 

You also must be resilient and never quit!

 

By doing so you can make the goals that you desire most–happen–or even attain something much better than the goals that you initially imagined.

 

You must feed your mind with the appropriate knowledge so that you can grow and achieve more while you are here on earth.

 

Are you a person who takes and not gives and are you serving for the glory of others, your family and to improve society or are you only looking out only for yourself?

 

By growing financially, you can put yourself in position to manage your finances better, give to your favorite charities, save appropriately for your retirement years, move into a bigger home or achieve other goals of significance as you move about daily during your life while you are here on earth!

 

Conclusion

It is important that we all grow financially and by looking inward and making the decision to pursue what you desire with more focus, commitment and determination you can continue on an upward path toward success where the goals that you desire most are more likely to occur.

 

By improving upon the way that you approach your wealth building activities you can set yourself and your family up for a more prosperous living environment where you can enjoy life more and open a new door.

 

Even if you are now growing at an efficient pace as you build wealth, it is important to know that you too can do more, grow more and achieve even more.

 

The growth that you seek, and sincerely desire can force your mind to reach higher and help you avoid a financial quagmire and other outcomes that are dire!

 

The following is TheWealthIncreaser.com’s “growth wish” poem for you…

 

That you make no more excuses starting today

That you pursue your wealth building efforts in a better way

That you have faith so that you can really achieve

That you have the winning spirit to always believe

That you have the vision to see a better day

That you activate your action mindset so that you won’t be led astray

That you leave fear–in the rear

That you know that the growth and wealth building success that you desire is near

That you feel uplifted and balanced even when you feel low

That you are equipped with the right wealth building knowledge so that you can grow

That you have patience to stick with your plan until it is done

That you have confidence that victory will be won

 

All the best to your unlimited growth as you sincerely move to a higher level of success…

 

Return to Top

 

Return from Growth & Wealth Building to What is the 3 Step Structured Approach to Managing Your Credit & Finances

Return from Growth & Wealth Building to Growth & Financial Planning

Return from Growth & Wealth Building to Vision & Wealth Building

Return from Growth & Wealth Building to Determination & Wealth Building

Return from Growth & Wealth Building to Why You Must Avoid being Complacent as You Build Wealth

Return from Growth & Wealth Building to Why You Must Obtain a Financially Alert Mind

Return from Growth & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

 

Copyright© 2014–2023–TheWealthIncreaser.com–All Rights Reserved

 

 

Re-calibration & Wealth Building

Learn why re-calibrating where you are now at financially and pursuing what you desire most in a diligent manner can get you better results as you build wealth…

 

As you build wealth in the current economy or any economy, it is important that from time to time you take an inward and all encompassing view of how you approach wealth building.

 

If you are not achieving your financial goals, you may be “out of alignment” as far as your pursuit to wealth building is concerned.

 

Is now the time for you to re-align your goals to match up with what you really want to achieve so that you can put yourself in position to achieve more?

 

It is important that you have growth in your financial knowledge on a consistent basis so that you have the ability to achieve more throughout your lifetime.

 

Are the goals that you now have correct for where you want and need to go or are adjustments needed at this time or at some time in the future?

 

Your key to success may not be doing the wrong things again and again but doing the right thing while taking a different approach that is not the norm.  By attacking your finances in a more appropriate manner you may be able to ensure that you get the positive outcomes that you desire and deserve!

 

You not only need to be determined, but you must also have a real plan of action that is measurable–and a system that allows you to do periodic reviews so that you can stay on track.

 

In life we will all gradually drift off course on many occasions and will periodically need a fresh point of reference to re-calibrate or refocus our efforts on what is truly important.

 

The problem that many have when it comes to wealth building is that many use the same approach; instead of making a clear break from what they know have not brought them the results that they desire.

 

You and others may need to change to a proven financial management system that will produce desired results if the right actions are taken consistently.  In the following paragraphs you will learn how you can use a proven system to achieve more throughout your lifetime.

 

You must want the success that you desire so that you can reach higher

You must be sincere in achieving the wealth building success that you desire.

 

If you are truly sincere you will find a way to manage your finances better whether by utilizing the systems and approaches on this site or from other sources that you may find more beneficial to you and your family.

 

You must look at where you are now at so that you can choose a real path that leads to success

By creating a budget or cash flow statement at this time you are “timely analyzing your finances” and you put yourself on a more definitive path toward wealth building success.

 

By not leaving your finances up to chance you are determining in a proactive manner what comes in and goes out of your household on a monthly basis and that will put you in position to make better decisions for you and your family.

 

You must pursue the success that you desire so that you are motivated at a level that takes you higher and higher

You must stay motivated  and determined as life events have the potential to take you off track.  It is up to you to put in place systems that will keep you on track or help you re-calibrate what is important and what you really need to do to see your dreams come true.

 

By creating a budget or cash flow statement, understanding how credit works in clear terms and managing your overall finances in a more wholesome way–you put into motion the actions that will lead to a better day.

 

Conclusion

You must re-calibrate and pursue the future that is right for you and the future that you can see with clarity so that you can do what you need to do.

 

You must have a clear picture of your future so that you can choose the right or best way to pursue what you desire most!

 

Your picture or view of success that you now have may not be the best view for you!

 

Financial literacy standards for most are at this time deficient and in need of re-calibration, as we are now in a new economic environment.  Whether inflation, lack of income, lack of your ability to cut expenses or get more income or anything else is the issue, you must re-calibrate your mind to look at your finances in a new or better way.

 

Your goal should be to attain a “Financially Alert Mind” and not just “Financial Literacy” as it will serve you better in the current economy–or any economy.

 

Even though the value of your existing financial management skills cannot and should not be underestimated–you must understand fully that you have the ability to do far more and achieve far more!

 

It is the desire of TheWealthIncreaser.com that you will from this day forward open a new door.

 

All the best to your “re-calibrated” vision of wealth building success…

 

 

Return to Top

 

Return from Re-calibration and Wealth Building to Refocusing Your Mind For Success (A Web Favorite that was featured on YAHOO Finance)

Return from Re-calibration and Wealth Building to Why You Must Obtain a Financially Alert Mind

Return from Re-calibration and Wealth Building to What is the 3 Step Structured Approach to Managing Your Finances

Return from Re-calibration and Wealth Building to Do I have the Necessary Financial Management Skills

Return from Re-calibration and Wealth Building to Financial Statements

Return from Re-calibration and Wealth Building to Finance Improvement 

Return from Re-calibration and Wealth Building to Determination & Wealth Building

 

Copyright© 2014–2023–TheWealthIncreaser.com–All Rights Reserved

 

 

Determination & Wealth Building

Learn why you must have a high level of determination as you build wealth...

 

Many who want to build wealth effectively often ask the question of what does it really take to achieve the wealth building success that they desire?

 

In all seriousness, it is a question that requires a serious answer, and this discussion is designed to cover the topics that you need to know to make it easier for you to achieve results that will show–and not provide to you an answer to the wealth building question(s) that are most pressing to you that is no–so that you can improve your net worth as you are on the go.

 

As the creator of a number of blogs and books that are designed for consumers to achieve financial success in an efficient manner the creator of TheWealthIncreaser.com is of the opinion that all who truly desire wealth building success or any type of success, not only can achieve the success that they desire–but they can do so efficiently if given the right blueprint for success.

 

However, your level of success is contingent upon the “the determination that resides inside of you” and “your commitment to learn new and empowering ways of managing your finances” that can lead to you achieving much more during your lifetime.

 

How high or big are your dreams of success?

 

By answering a number of pressing questions of concern outlined below, you can start or continue on a real journey toward wealth building that will have fewer roadblocks and impediments and will help you build wealth more efficiently and lead you on a clearer path to who you were sincerely meant to be.

 

Do you know what true determination is?

It is important to know that determination is an unrelenting spirit on the inside of you that will NEVER allow you to quit regardless of the obstacles or adversity that you will face.

 

It is important that you put forward the required effort and you know upfront that obstacles will be in your path (or better yet, put yourself in better position so you reduce the likelihood of facing the obstacle–where possible) and it is up to you to go over, around, above, below or through all obstacles that you face in a manner that says by deed and action  “I will never be defeated from achieving what I desire” and by doing so you can not only reach higher you can avoid financial outcomes that are dire!

 

Many have dreams of success, but when times get difficult, they often welter and fall back into their old habits and by doing so they miss out on reaching a higher level of excellence and learning what their true purpose in life is.

 

Don’t let that be you!

 

Are you determined to achieve what you desire?

You put yourself in position to “not letting that be you” by contemplating at this time what you really want out of life.

 

If you desire to pay off or pay down your debt at this time, put together realistic plans to manage your finances optimally on a consistent basis in a way that allows you to achieve all of your goals, retire in x number of years and still be able to live your life to the fullest or achieve any other goal(s) that you desire–it all depends greatly on your level of determination.

 

Do you know foolproof steps that you can take to achieve wealth building success in a way that allows you to give it your absolute best?

By knowing proven steps that you can take to ensure a more prosperous future you can set yourself and your family up for a lifetime of success.

 

By creating a budget or cash flow statement at a minimum–along with a thorough understanding of your credit and overall finances you can take your wealth building efforts to a higher level and increase the determination that you now have to a level that allows you to prosper.

 

By utilizing the right system, you will gain the needed insight that allows you to manage your money right.  You then put yourself in position to see if you have the potential to achieve the wealth building goals that you desire–and avoid outcomes that are dire as you move to reach even higher!

 

You then go out and do it!  Are YOU DETERMINED?

 

Conclusion

Just as a lion has the unrelenting determination to catch its prey–so too must you have an unrelenting determination to put in action a plan that can take you towards your goals in a better way!

 

It is important that you ask the above and other relevant questions as it relates to your wealth building future.

 

You must have the willingness to do what you need to do even when you don’t feel up to it as it is critical for your wealth building success–as you journey to find your newly found path that allows you to give it your best.

 

Why just hope for success or approach what you desire in a haphazard and unorganized way when you have just learned a new and more empowering way–today?

 

All the best to your new level of determination that allows you to achieve at a level that allows you to pass any test…

 

Learn how you can open a new door and achieve more–by getting more income, cutting your expenses or doing a combination of the two–if you sincerely desire to make your dreams come true!

 

A Special Note: The creator of TheWealthIncreaser.com would like to send out a heart-felt thank you to all visitors, clients and others who have found benefit from this and other sites created by the creator of TheWealthIncreaser.com, as September 2022 marks the 20-year anniversary of when Realty 1 Strategic Advisors and TFA Financial Planning was created (September 2002).

Hopefully, you and others have changed your life for the better as a result of receiving services from Realty 1 Strategic Advisors, The-Best-Atlanta-Real-Estate-Advice.com, TFA Financial Planning or simply encountering any of the sites created by the creator of TheWealthIncreaser.com  and using the information to improve your life in a meaningful way.

All the best…

 

Return to Top

 

Return from Determination & Wealth Building to Motivation & Wealth Building

Return from Determination & Wealth Building to Diligence & Wealth Building

Return from Determination & Wealth Building to What is the “3 Step Structured Approach” to Managing Your Finances

Return from Determination & Wealth Building to Personal Financial Statements

Return from Determination & Wealth Building to Credit Improvement

Return from Determination & Wealth Building to All About My Finances

Return from Determination & Wealth Building to About TheWealthIncreaser.com

 

Copyright© 2014–2023TheWealthIncreaser.comAll Rights Reserved

 

 

Diligence & Wealth Building

 

 

             

Learn why you must diligently pursue your wealth building goals or any other goals that are significant to you…

 

If you are one who sincerely desire to achieve your wealth building goals (or any other goals), you must have a plan of action that will allow you to reach higher.  It is important that you diligently pursue the financial and non-financial goals that are of most importance to you.

 

Whether your goal is to build wealth efficiently or reach any other goal that you have a vision of attaining–it is important that you realize upfront that you will have to diligently work to make it all happen.

 

Isn’t it time that you know what you need to do–to make your dreams come true so that you can enjoy living your life on earth–and be a better you!

 

In this discussion TheWealthIncreaser.com will discuss the importance of you diligently seeking the goals that you desire so that you can reach a new level of inspiration that allows you to reach even higher.

 

Diligence is careful and persistent work or effort by you

Do you have a true desire to energetically go after what you want to occur most in your life?  If you don’t, it is important that you cultivate this quality at this time so that you can steadily pursue your goals.

 

It is important to determine “at the earliest time possible” what it is that you need to “diligently pursue” to work toward making your wealth building dreams come true.

 

Therefore, you want to ensure that you are in position for wealth building success by determining where you are now at financially–so that you can move forward at a more efficient pace during your asset accumulation and wealth building years.

 

It is important that you at this time analyze what you want out of life in a careful, accurate and critical manner–so that you can “diligently” work toward your championship banner (the goal(s) that are most important to you).

 

Diligence must be directed toward specific goals that you have

It is important that you contemplate in your mind what you want most.  What do you desire to achieve at this time–in 5 years–in 10 years and during your retirement years?

 

It is important that you spell out the goals that you want to achieve in clear terms!

 

Do you at this time desire to pay off or pay down certain debt that you have?  Well, if you do, you need a clear understanding of credit that gives “you” the advantage–not creditors.

 

Whether your goal is debt payoff, education funding for you or your child, adequate income during your retirement years or any other goal that you may have–you must identify and plan to meet or exceed that goal.

 

Diligence must be made into a habit by you

You must make “working diligently towards your goals” second nature or something that you do without even thinking about it.

 

By diligently pursuing your goals in a consistent manner you can bring what you desire most into reality.

 

By determining where you are now at, putting together plans that will take you toward the goals that you desire most and giving it your absolute best to achieve what you desire most–it will be you who will soon toast–at your own roast.

 

Conclusion

In order to be a better person or at least the best version of you–you must diligently pursue your goals and put forth real effort to really make your dreams come true.

 

Whether you desire to pay off or pay down your debt to a more reasonable amount, properly fund your emergency fund, master your understanding of credit so that you can make credit work for you as opposed to against you, increase your net worth to a certain level or achieve any other financial or non-financial goal–it is important that you do so at a level of diligence that will ensure that your dreams will come true.

 

And always remember that how and why you pursue your goals are of paramount importance.

 

Your challenges are to embark on proven ways of thinking through what you desire most so that you can gain additional clarity, implement a real plan of action that will produce results–and put strategic plans in action that “forces you” to make a diligent and real attempt to achieve long-term success!

 

The effort that “you determine” to put into achieving “your goals” is all about whether you will achieve those goals.

 

All the best as you “diligently pursue” a new path toward success….

 

Learn how you can open a new door and achieve more–by getting more income, cutting your expenses or doing a combination of the two–if you sincerely desire to make your dreams come true!

 

Return to Top

 

Return from Diligence & Wealth Building to Re-focusing Your Mind for Success

Return from Diligence & Wealth Building to What is the 3 Step Structured Approach to Managing Your Finances

Return from Diligence & Wealth Building to Effort & Personal Finance

Return from Diligence & Wealth Building to Financially Alert Mind versus Financial Literacy

Return from Diligence & Wealth Building to Due Diligence & Wealth Building

Return from Diligence & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright©–2014–2022TheWealthIncreaser.comAll Rights Reserved

 

 

Financial Stress & Wealth Building

Learn why you must avoid or reduce financial stress so that you can live at a level that is your absolute best…

 

In the current economy or any economy, it can be difficult to manage your finances in a style and manner that is more favorable for you and your family.

 

As you live day to day–stress will occur–however by getting out in front of your finances and knowing what lies ahead in your future (as reasonably as you can as life can be unpredictable) you can reduce negative stress in your life and manage positive stress in a more advantageous way for you and your family.

 

In this discussion TheWealthIncreaser.com will outline steps that you can proactively take to not only reduce stress but also put you on a path to obtaining the financial management skills that are necessary to build wealth effectively throughout your lifetime.

 

Determine where you are now at so that you can go to bat…

Determining where you are now at consists of at a minimum creating a budget or cash flow statement so that you can know what you or your household takes in and pays out on a monthly basis.

 

Going to bat means that after analyzing your cash flow statement,  you are going to make the decision to get more income if you need to, cut your household expenses if you need to, pay off or pay down your debt if you need to, properly establish an emergency fund if you need to, start saving at a more appropriate level if you need to and plan for your future in a manner that puts you ahead financially–and keeps you ahead!

 

By determining where you are at financially you are taking a serious step toward taking control of your finances (and life) and by doing so you put yourself in a better position to avoid financial strife and at the same time put yourself on a more realistic path toward reducing the negative stress in your life.

 

Determine if you have mastery of your credit

Do you understand the factors that affect your credit, and do you know how to use that understanding in a way that is more beneficial to you–and not creditors?

 

Well, if you don’t–the process of learning those factors and using those factors to your advantage throughout your life can be simplified if you have the right approach!

 

By knowing how your payment history, utilization rate, time length of your accounts, type of accounts that you have and the number of inquiries that you had within the last 24 months affect your credit report and credit score, you can put yourself in position to make better moves when you decide to utilize credit–and thus reduce the stress in your life.

 

Determine if you have a complete picture of your financial life

As you move through the various stages of your life you will encounter varying financial challenges and by knowing what those financial challenges are or could be on the front end, you help reduce negative stress in your life.

 

What approach will you take to manage your insurance, investments, taxes, education planning, estate planning/wills, emergency fund and retirement planning so that you can truly reach your goals?

 

You must have a way of knowing all areas of your finances that you must address, and you must also address those areas appropriately if you have not done so up to this point.  The process of formalizing that picture in your mind can now be done by you–if you are truly committed toward making your dreams come true.

 

Conclusion

It is important that you realize that people of varying income levels live from paycheck to paycheck and that style of living has the potential or is in actuality causing undue financial stress in the lives of many who live in that manner.

 

Even worse than living paycheck to paycheck are those who live from paycheck to paycheck and also borrow in a disadvantageous way (whether it be loans or credit card usage) and have no clue of their spending habits on a monthly and annual basis.

 

Those who live in that manner are in essence digging a bigger financial hole and that too causes “increased financial stress” in the lives of many.  It is important that you not live with an unacceptable level of anxiety and uncertainty at this time, and you can start the process of “reducing stress in your life” by getting serious about your financial future and know in clear terms what you can make happen in your future–if you take the right actions now.

 

Living paycheck to paycheck–even if you earn six figures is no substitute for wise and effective management of your finances.  It is important that you live in a relaxed and as enjoyable lifestyle as you can while you are here on planet earth and managing your stress to an acceptable and manageable level is critical for your long-term wealth building success, as well as your short and long-term mental health.

 

When choosing financial professionals be sure to do your due diligence on the front end and that includes knowing what to expect at the various stages of your life.  It is imperative that you cultivate a money management personality that allows you to take the above steps in a manner that is second nature to you or in a manner that you don’t have to give it much thought.

 

The key to managing your financial stress is to know where you are now at–know where you can go, and you have a plan of action that takes you where you want or NEED to go.

 

Your plan of action must be foolproof, and you must be committed to following that plan as best you can–even when adversity occurs.

 

You also reduce financial stress by knowing how to talk to financial professionals (and the right questions to ask them) and knowing when you need to utilize one.

 

Even though you can do many of your financial affairs yourself, using professionals appropriately can help you avoid blind spots that you can’t see.  In addition, the use of professionals when appropriate can also provide you the needed expertise as there are certain areas of finance that are nuanced and requires the expertise of a highly competent professional.

 

By getting out in front of your finances you can prevent mental and physical problems from occurring as negative stress can make you feel bad when you don’t even know why.

 

And don’t forget to include laughter and good times with others in your life as humor has the potential to lower your stress levels and make you feel more upbeat after experiencing adversity that you didn’t want to meet!

 

It is important to realize that not having a money management system at some level, owing creditors an insurmountable amount–and/or not making enough on a monthly basis to pay your bills will–or can affect your mind and body in ways that you may have never imagined.

 

Therefore, it is imperative that you take the opportunity that you now have to “manage your stress” in a better way–starting today!

 

Isn’t it time you reach a new stratosphere so that you can reach a new atmosphere so that you can breathe easier and at the same time make what you desire most occur!

 

All the best to “reducing your financial stress” and achieving at a level that is your absolute best…

 

Learn how you can open a new door and achieve more–by getting more income, cutting your expenses or doing a combination of the two–if you sincerely desire to make your dreams come true!

 

Return to Top

 

Return from Financial Stress & Wealth Building to What is the 3 Step Structured Approach to Managing Your Finances

Return from Financial Stress & Wealth Building to Cash Flow Statements & More

Return from Financial Stress & Wealth Building to Credit & Personal Finance

Return from Financial Stress & Wealth Building to Finance Improvement

Return from Financial Stress & Wealth Building to Bankruptcy & Personal Finance

Return from Financial Stress & Wealth Building to Recovering After Bankruptcy

Return from Financial Stress & Wealth Building to Credit Management & Wealth Building

Return from Financial Stress & Wealth Building to Financially Alert Mind versus Financial Literacy

Return from Financial Stress & Wealth Building to 5 Steps to Financial Success–A Visitor Favorite

Return from Financial Stress & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014–2022–TheWealthIncreaser.com–All Rights Reserved

 

 

Real Estate Investing & Wealth Building

Learn how you can invest in real estate in a winning style….

 

It is important that those who plan to invest in real estate know what to expect on the front end–not after purchase when they could have possibly made costly mistakes.

 

And with rising interest rates and rising property values at this time, it is more important than ever that you purchase your property in the best way possible.

 

In this discussion TheWealthIncreaser.com will discuss the importance of investing in real estate in a manner that is more beneficial and rewarding for you and your loved ones.

 

If you are one who have invested in real estate in the past and are curious if you invested in the best way possible–or you desire to invest in real estate at some time in your future–you can now do so in a more confident and assured manner as you move through the various stages of your life.

 

By learning what you need to know prior to investing–you can achieve results that will show, and you can move at a pace that is not slow.  Although conciseness is the goal–this post may be somewhat longer than most that are created by TheWealthIncreaser.com

 

Even so, this post will be created with your lasting wealth building success as the guidepost.

 

Determine if you are in position to invest

Although you can choose to invest in real estate or any other investment on a whim, that is generally not the best approach to take.  It is important that you have your finances in order at a “designated level” so that you can enhance the odds of success in your real estate investing.

 

By fully grasping your need to have an understanding and effective application of cash flow management, credit management and the overall management of your finances, you put yourself in a much better position for lasting wealth building success.

 

Do you have a properly funded emergency fund, an understanding of your life stages and the ability to understand investment basics–at a level that allows you to prosper?

 

Determine that your cash flow before taxes, expected appreciation, principal reduction and income tax position are at an acceptable level on the property you plan to invest in

Prior to purchasing real estate as an investment, it is important to as best you can to know your cash flow before taxes, your anticipated appreciation, your principal reduction and income taxes that you will pay or save on an annual basis, and for at least a 5-year period, if you plan on holding the property for 5 years or longer.  Estimates over 5 years are more likely to be inaccurate as forecasting over 5 years with real estate can be highly unreliable.

 

Just where would I get the above information and how do I calculate that information for my greater benefit–you ask?

 

If you are purchasing a single-family home that has not been rented by the seller you will have to research and make more assumptions than if the property was already a rental property.  If the property is currently rented or leased, you have more options.

 

If it is a rental or leased property that you are purchasing, you can get the Gross Operating Income (annual rent minus vacancy rate of 10%–i.e., $100,000 minus $10,000 equals $90,000) from the seller (possibly on IRS form schedule E) along with the operating expenses and come up with the net operating income.

GOI = $90,000

Operating Expenses $40,000 (you would get from the seller’s schedule E–you may have to make adjustments)

Net Operating Income is Gross Operating Expenses minus Operating Expenses

 

$90,000 – $40,000 = $50,000 NOI

 

You would then calculate your annual debt service based on your anticipated offer or purchase price unless you were paying all cash.

 

$600,000 Purchase Cost

$100,000 Cash Invested

 

Financing Amount $500,000                       Interest Rate 7%                                     Term 30 years

 

Monthly Principal and Interest $3,326.51–Assume January closing

 

If you have an HP 12C financial calculator the keystrokes would be as follows:

$500,000 pv,  7gi, 30gn, PMT = $3,326.51 multiplied by 12 months = $39,918 which is your Annual Debt Service.

 

Assume that the depreciation that follows was allocated at closing by the seller, you will often see depreciation broke down by only the building and land and that may not be the most beneficial to you from a monetary perspective over the length of your real estate holding period.

 

Depreciation: Land $100,000 (you cannot depreciate)

1) Building 27.5 years–$400,000 * 3.48% = 13,920   2) Land Improvements 15 years–$40,000 * 5% = 2,000   3) Personal Property 5 years–$60,000 * 20% = 12,000

Total Depreciation (depreciation percentages are from IRS Depreciation Chart) $27,920

 

NOTE:  Land cannot be depreciated, also note the breakdown for depreciation consists of the potentially more advantageous breakdown into 3 categories–not 1 (building only) –as you normally would see on many tax returns that have rental property.

Inform your accountant, tax professional or other professional (or preferably have the seller break down for you prior to closing the amount allocated for the building, land improvements and personal property–must be reasonable to withstand IRS scrutiny) of the above breakdown if you purchase rental real estate as it could mean more money in your pocket.

 

Now that you know your gross operating income is $90,000, you then subtract out both the operating expenses (seller’s schedule E–you may have to make adjustments) and the annual debt service (you calculated based on your offer price) from your Gross Operating Income to come up with your Cash flow before taxes.

$90,000 – $40,000  –  $39,918          =              $10,082     Cash flow before taxes

 

As far as the Appreciation calculation, it is best to do your initial analysis with the assumption of zero percent appreciation.  In addition, you can further analyze the purchase by using the average of appreciation over the past three years in the area you are considering purchase of your property (or some other reasonable benchmark) to gain added insight on the wisdom of investing in the given property.

 

As calculated above, your first-year debt service would be calculated based on your loan amount, loan term and interest rate and you would then know your interest for the first year and Principal reduction (again you may need a financial calculator or loan chart).

If you have an HP 12C financial calculator handy, the keystrokes would be as follows:

 

HP 12C       $500,000 pv,      30gn,       7gi,     PMT = $$3,326.51

 

1n, 12f amort = interest of $34,839.10 for year 1

xy button = principal of $5,079.05 for year 1

Total P & I:  $39,918

 

Based on the calculations above you know that your Cash Flow before Tax is your gross operating income of $90,000 minus your operating expenses of $40,000 minus annual debt service of 39,918.

$90,000 – $40,000  –  $39,918         =              $10,082    Cash flow before taxes

Total Principal and Interest:                        $39,918    is your Annual Debt Service.

Appreciation: Assume 8% after 1 year of ownership–$600,000 * 8% = $648,000 or $48,000

Principal Reduction would be $5,079 after 1 year

 

Your Income Tax paid or saved would be calculated by taking your Net Operating Income (gross income minus operating expenses–$90,000 – $40,000 = $50,000) minus the first-year interest minus the total depreciation to come up with your taxable income.  You would then multiply the taxable income by your marginal combined federal and state (if applicable) tax rate to come up with your income tax paid or saved.

 

NOI $50,000 – Interest $34,839 – Total Depreciation $27,920 (calculated above) = Taxable Income of $12,759 multiplied by tax bracket of 35% equals Income Tax SAVED of $4,466.

$1,082 + $5,079 + $4,466/$100,000       =     10.63%    ROI

Note: If your NOI exceeds your interest and depreciation, you will pay taxes and not save on taxes, however depreciation and expenses would still have the effect of lowering your overall taxes.  In addition, if you purchase real estate and quick turn for a profit you will pay taxes on the gain at your ordinary income tax rate.  If you sell after one year you would pay tax at your capital gains rate.  Your rental paper losses can be used to offset other income on your personal tax return up to a limit, unless you qualify as an “active investor” during the year.

i.e NOI $50,000 minus Interest of $34,839 minus Total Depreciation of $2,161 (hypothetically) = Taxable Income of $13,000 multiplied by tax bracket of 35% equals $4,550 Income Tax PAID on the rental property.  Your other income, deductions and credits would determine whether you owed taxes on your personal return.

 

$1,082 + $5,079 + ($4,550) / $100,000 = 1.61% Hypothetical  ROI when interest and depreciation does not exceed NOI in this particular example

 

Determine if the return on investment (ROI), capitalization rate and cash on cash ratios are acceptable to you

You then take the Cash flow before taxes, your first year Principal reduction (unless you were paying all cash) and your Income taxes paid or saved and add together and divide by your cash invested to come up with your Return On Investment or ROI.  If return is acceptable based on your market and what was acceptable to you–you would possibly consider proceeding with your offer.  You can also add your expected appreciation to the equation to gain added insight on whether you want to proceed.

$1,082 + $5,079 + $4,466/$100,000       =      10.63%    ROI

$1,082 + $48,000 + $5,079 + $4,466/$100,000 =  58.6%   ROI with 8% appreciation after 1 year

 

You also want to calculate your Capitalization Rate (Cap Rate) to gain even more insight as you may be looking for a certain cap rate to determine if investment is worthwhile.  If you are financing some of the purchase price, you want to make sure your interest rate is at least lower than the Cap rate–generally speaking.

The Cap rate is calculated by dividing the Net operating income ($50,000) by the Purchase price.

Gross Operating Income minus Operating Income:  $90,000 – $40,000 = $50,000 NOI

Net Operating Income of $50,000 divided by Purchase Price of $600,000 = 8.33% Cap Rate

The Cap Rate does not take into account financing and is a favorite tool of Individual and Group Investors who pay ALL CASH, Insurance Companies, REIT’s, Institutional Investors and large investors as they are looking for a specific rate of return and they too will often pay ALL CASH–if the Cap rate is satisfactory and the property otherwise meet their criteria!

The Cash-on-Cash ratio can also be used, and it is calculated by simply taking the Cash flow before taxes and dividing by the cash invested.

Cash Flow Before Taxes $1,082 divided by $100,000 = 1.08% Cash-on-Cash ratio

 

NOTE: The above calculated results will vary by market and investors risk tolerance level and other factors, therefore additional research will be required by you.  Be sure to do your own independent research as this discussion is not intended to be tax or accounting advice.

 

Analyze whether other real estate and non-real estate investment options are better for you based on your risk profile

You have the option of refinancing (cash-out or make improvements to property) or borrowing against your equity and pulling out cash at a later date after purchase, sell your property for a profit immediately or at a later date (taxes would be due unless an exception applied) or if done wisely–utilize a 1031 exchange to avoid or delay taxation and get a better return on your investment while doing so–if done properly.

 

You also have the option of investing in real estate by investing in Real Estate Investment Trusts, Exchange Traded Funds and/or Mutual Funds that hold real estate investments.  You could also decide after reading this post and doing additional research that you would not like to invest in real estate at all but would like to invest outside of real estate or invest in your retirement accounts in some other manner.

 

In the same manner that some people have no desire to be a homeowner–you may have no desire to invest in real estate–however if you do, you at least have a reference point of what it may entail.

 

In the operating expenses on schedule E, you will normally find property taxes, insurance, management fees, maintenance fees, repairs (improvements or additions may not qualify as expenses) and other expenses related to the property.

 

Investing in real estate provides you the opportunity to attain a ROI and gain from the appreciation (equity) at a future date–if done wisely.   If you can get a 15% return for 5 years and later sell after 5 years and get $100,000 in sales proceeds after the payoff of the loan and the payment of closing costs–that is cherry on the cake!

 

However, more work by you will be involved in real estate investing as compared to other investments.

 

Are you up to it, or would you rather not have that additional investment responsibility as you must be an active investor to maximize your investment in real estate–generally speaking–as there may be depreciation limits (you can only use rental losses up to a limit against your other active and portfolio income) if you are not an active investor?

 

Conclusion

 

 

Whether you desire to invest in single family homes, multi-family homes, apartments, shopping centers,  office buildings or anything else real estate related, there are certain fundamentals that you must be aware of on the front end.

 

You must ask yourself if you are truly ready to invest and furthermore determine proactively if you are in position to handle the responsibilities that lie ahead.

 

Also realize that your personal home purchase can be an investment if done right–and don’t forget to consider your tax position and timing of your sale prior to purchase–as well.

 

As the current law now stands in the United States, you can purchase your home and cash in on the appreciation and principal reduction by selling your home and excluding the gain from taxation on up to $250,000 if you are single and up to $500,000 if you are married and you meet certain requirements.   Therefore, it is important to purchase your home with these and other tax advantages in mind when you decide to purchase–and eventually sell.

 

If you can’t meet the 2 out of 5-year rule for your home and qualify for the tax exclusion, you may still qualify for a 1031 exchange where you can defer your taxes by exchanging your rental property for another like-kind property (be sure you are aware of the timelines) that provided a better return and/or appreciation potential.

 

IRAs can also be used to hold your real estate assets and may be worth looking into further by you.  If you were to purchase a property and decided to do repairs and quick turn for a profit you would do a similar analysis as mentioned above–with some changes including proactively determining the costs and adjustments (particularly repairs and upgrades) that would be needed to get the best price when you re-sell.

 

Be sure to do all of the necessary analysis prior to purchase–not after!

 

For those who have invested in real estate in the past and still hold rental property who did not take advantage of the more advantageous (pun intended) depreciation options–it is still not too late as you can use form (actually your tax professional or accountant) 3115 to adjust your depreciation categories and amend your prior year returns if it makes good financial sense to do so.  You can send me the check in the mail later, just kidding!

 

It is normally not worth the hassle of doing so unless it makes real financial sense to do so as dividing your rental property by building, land improvements and personal property can normally increase your depreciation amount and reduce your taxes or increase your refund amount.  Many tax professionals (including the creator of TheWealthIncreaser.com) find changing the depreciation in the manner mentioned above to be cumbersome, and should preferably be done on the front end (when you first purchase your rental property).

 

Even those tax and accounting firms who do the “depreciation separation” generally only do so for their high net worth clients.

 

In all seriousness–all the best to your real estate and wealth building success as you are now in a better position to put your real estate investing fears to rest…

 

Learn how you can achieve more–by getting more income, cutting your expenses or doing a combination of the two–if you sincerely desire to make your dreams come true!

 

Return to Top

 

Return from Real Estate Investing & Wealth Building to What is the “3 Step Structured Approach” to Managing Your Finances

Return from Real Estate Investing & Wealth Building to Tax Shelters & Wealth Building

Return from Real Estate Investing & Wealth Building to Investment Properties & Personal Finance

Return from Real Estate Investing & Wealth Building to Investments & Home Purchase

Return from Real Estate Investing & Wealth Building to Investments & Personal Finance

Return from Real Estate Investing & Wealth Building to who is the creator of TheWealthIncreaser.com

 

Copyright© 2014-2022–TheWealthIncreaser.com–All Rights Reserved

 

 

Character & Wealth Building

Learn why your character goes a long way in helping you build wealth and achieve your goals…

 

In a world where wrongdoing and immoral activity seems to abound, it can often be difficult for many to focus and do the right things consistently whether it be financial or in other areas of their personal affairs.

 

And with immoral and at times illegal activity happening in what seems to be a constant stream at the local, state and international level–it can often be difficult to operate daily with a high level of character on a consistent basis when you are in the process of building wealth.

 

Even so–it is important that you find the strength to do just that–as you embark on your wealth building activity.

 

In this discussion TheWealthIncreaser.com will discuss the importance of being of high character as it relates to your wealth building efforts and in all other areas of your life.

 

Character is what you must reflect at all time–even when no one is looking

As you formulate and put together your wealth building plan you must have the intention of doing so in a responsible manner and in the right manner.

 

It is important that you develop the right habits that are needed for success on a consistent basis!

 

Your money management personality will reveal your character to a certain degree.  It is also important to operate with balance and with character in all areas of your life so that you can avoid financial strife.

 

Your integrity must not be compromised–even when no one is looking

It is important that you have integrity at all times.  You don’t have to cheat your way through life or engage in unethical or unlawful behavior–regardless of what others around you and/or in higher places do.

 

By operating with integrity, you will see your goals materialize with more clarity and you will be more likely to achieve the goals that are most important to you.

 

Your vision of success will be clearer to you, and you will formulate a clearer picture of what you need to do–regardless of the economic climate or the goals that you set because in the end you know that your goals will be met.

 

Your path to Wealth Building Success does not have to be compromised

You can formulate cash flow statements and put a plan together to improve your cash flow, master your credit and improve in the management of all areas of your finances and you can operate with a high level of character while doing so.

 

Always remember that your past failures (and successes) are the building blocks for you to achieve more throughout your lifetime.  It is important that you learn from your past failures and not let your past failures affect your current and future success in a detrimental way.

 

You don’t have to approach your future in a fearful manner or let fear and other distractions have the upper hand–if you at this time decide to take a stronger stand!

 

Conclusion

 

Your ability to operate at all times with integrity will go a long way toward helping you achieve “lasting” wealth building success.  Although you may be able to attain short-term success by being of low character and operating illegally or immorally–that is not the best approach for long-term lasting success–whether you are building wealth or trying to achieve anything else.

 

Always remember that struggle builds character, failure builds character and responding positively to adversity builds character!

 

And just as it may appear that the creator of TheWealthIncreaser.com is proactive and has left procrastination in the past (which is largely true), it did not start that way as procrastination occurred on many important tasks.  And even though the creator of TheWealthIncreaser.com has created well over 500 web blog pages–at least several hundred other pages were started and never completed up until this day.

 

However, by pressing on, learning from past failures and gaining a real commitment to operate daily at a higher level (and with character at all times) procrastination no longer occurred for the most part and web blog pages were continued from start to finish on a more consistent basis.

 

As you go through life it will at times appear that those who seem to do wrong prosper the most and those who do right–or seem to do right–suffer the most.  Even while witnessing such events, you must remain patient, focused, have faith and have the knowledge and preparation that will allow you to operate daily with character and high standards of excellence as a guiding principle.

 

You can gain the qualities that you feel you are lacking by navigating this site appropriately and pursue other areas of concern by having a yearning to do so–and then actually doing so!

 

It is also important that you operate with freedom of thought and freedom of action in the times that we now live in–regardless of who you are.  In a nutshell, thought without action is really nothing when you really get down to it.

 

Therefore, it is important that you do the right thing at all times–even when no one is looking and even when adversity raises its ugly head!

 

And just as the creator of TheWealthIncreaser.com has operated with patience, focus, knowledge and faith over the years and with character at the forefront which led to powerful inspiration and direction to create this site in a manner that is totally unique–so too must you operate with those same qualities if you desire to achieve at your highest level of excellence and reach your purpose in your life.

 

And just as visitors from around the world are now benefiting in a major way from that inspiration–so too can you create a wealth building future or any future you dream of that can have a real impact on your loved ones, your community and society!

 

By operating with “character at all times” you can transform your financial position more efficiently and increase your net worth in a more beneficial manner.

 

Even if others do not have high standards–it is important that you do–as you can move toward lasting success with more focus so that you can achieve what you really want to see come true.

 

Always realize that it is YOU who needs to do what is necessary –to make your dreams come true!  And always remember that you can go through life and build wealth without violating the rights of others–and you can make the right moves at the right times that will keep you out of the financial gutters.

 

All the best to operating daily with character and building wealth with integrity at the core as you open a new door.

 

 

Learn how you can use motivation to achieve more (a page that was accidentally “trashed” and was fortunately retrieved and is now a web favorite of many visitors) during your lifetime…

 

 

Return to Top

 

Return from Character & Wealth Building to Why Your Net-Worth is not more important than Your Self-Worth

Return from Character & Wealth Building to What is the 3 Step Structured Approach 

Return from Character & Wealth Building to Success Planning & Personal Finance

Return from Character & Wealth Building to Keys to Success & Personal Finance

Return from Character & Wealth Building to Standards & Personal Finance

Return from Character & Wealth Building to Adversity & Personal Finance

Return from Character & Wealth Building to Patience & Personal Finance

Return from Character & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014–2022–TheWealthIncreaser.com–All Rights Reserved

 

 

Motivation & Wealth Building

 

Learn why you must use your motivational thoughts to propel you toward wealth building success and to provide positive momentum so that you can achieve at a level that is your absolute best…

 

It is important that you and others around the world who desire real wealth building and life success know why you want to achieve your goals so that you can get added and unseen direction on how to achieve what you desire most in a more efficient manner.

 

Whether you live in the United States or elsewhere, it is important that you use motivation in a beneficial manner.  And with numerous supreme court decisions in the United States causing anxiety for many along with other occurrences worldwide that continue to cause anxiety and uncertainty for many–it can often be difficult to move forward enthusiastically as you pursue your goals.

 

In this discussion TheWealthIncreaser.com will show you ways that you can use “motivation” to reach many of your financial and life goals so that you can do what you desire in the short, intermediate and long-term while you are here on earth.

 

It is important that you ask yourself “why” you want to do what you want to do and furthermore ask yourself “what purpose” will what you desire have on advancing yourself, your loved ones and society toward more positive outcomes.

 

By asking yourself the following 3 questions (and answering appropriately) you can position yourself and your family for a more prosperous wealth building future that will put the power of the outcomes in your hands–exactly where they should be.

 

1) What Goals do I Want to Achieve

You must believe in yourself and know the goals that you aim for–as that knowledge can help you open a new door.

 

If you have never given serious thought to the goals that you want or need to achieve, now is the time to do so as you can give yourself the time span that is needed to make it all happen and achieve success in a manner that will not allow you to quit–and in a manner and at a time in your life–that you can really enjoy it.

 

2) What Plan Will I Create to Reach the Goals that I Desire

Why do I need to create a budget or cash flow statement and why do I need to master my understanding of credit?  Why do I need to know all areas of my finances that I must address if I desire to achieve at a high level on a consistent basis?

 

By asking why–you will know in a more definite manner what you need to do to make your dreams come true!  You must ask the pressing questions that will lead to you creating a plan that is unique for you and a plan that shows you in clear terms what you need to do.

 

3) What Process Will I Put in Place to Help Ensure Positive Outcomes

It is important that you use proven strategies and written plans of action so that you can really gain traction.  Additionally, you must have a plan to continually review so that you can gain added direction that will help ensure that what you seek–comes true.

 

Your determination to contemplate in your mind and heart a process that can help you improve your finances in the areas that are important and your ability to apply the keys to success and other success formulas on a consistent basis could be what sets you apart and lead to you achieving positive outcomes on the goals that you desire most on a more consistent basis.

 

Conclusion

It is important that you know what you want to achieve–why you want to achieve what you want to achieve–and you put a serious plan in place to actually achieve what you want to achieve.  You must take action steps that will ensure a more prosperous future for yourself and your family and by adhering to the three steps above you can make inroads into doing just that.

 

Be sure that you ask all of the right questions at the right time so that you can achieve more throughout your lifetime.   Determining “why” you want to do something that is important and really meaningful to you–is of paramount importance when it comes to building wealth and reaching other goals that you now have or may have at a later time.

 

Isn’t it time you get your passion back, your fire back and your determination back!

 

Now is the time that you use an increased level of motivation to make what you need to make happen–happen!

 

By taking the time now to look within and sincerely contemplate your future you can come up with real answers as to “why” you want to achieve certain goals.  You can then gain the inspiration, determination and commitment that is needed so that you can achieve more throughout your lifetime.

 

And always remember that regardless of what is going on in society, there are no limits on what you can achieve as long as you don’t put limitations on what you believe–and what you know in your future–you will receive.

 

It is important that you continue to dream big and stay motivated throughout your lifetime!

 

The college funding that you desire for your children, the retirement number that you need to reach to make retirement a real possibility, the second home that you desire to make your life more enjoyable and your desire to contribute to your favorite charitable causes at the level that you desire–or any other goal(s) that you desire to achieve–can all be made real by you taking the right steps at the right time and asking the right questions.

 

All the best to your motivational success as you inch toward your goals in a manner that is your absolute best and at a level of excellence that allows you to pass any test…

 

Return to Top

 

 

Return from Motivation & Wealth Building to What is the “3 Step Structured Approach” to Managing Your Finances

Return from Motivation & Wealth Building to Deep Thought & Wealth Building

Return from Motivation & Wealth Building to Motivation & Personal Finance

Return from Motivation & Wealth Building to Thoughts & Personal Finance

Return from Motivation & Wealth Building to Inspiration & Personal Finance

Return from Motivation & Wealth Building to Imagination & Personal Finance

Return from Motivation & Wealth Building to Self-Discipline & Wealth Building

Return from Motivation & Wealth Building to Timing & Personal Finance

Return from Motivation & Wealth Building to Timing & Wealth Building

Return from Motivation & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014—2022—TheWealthIncreaser.com—All Rights Reserved