Home Selling in the ERA of COVID-19 & Beyond

Learn whether selling your home for “fast cash” in the current economy is a wise choice…

 

In the past few years and particularly since the COVID-19 era, the “home selling environment” has had many new entrants outside of traditional real estate companies and selling your home yourself.

 

Even so, is it a wise or good decision to select among the new entrants into the real estate market when it comes to selling your home?

 

In many areas of the country home buying companies from old entries (we buy ugly houses—Homevestors etc.) to new entries (Redfin, Zillow, Open Door, Real Estate Companies, Investorsalong with other players in the market) have been advertising in an aggressive manner to get you to sell your home in a hassle-free and less burdensome manner.

 

Are these new approaches to selling your home a wise or beneficial approach for you to take?

 

Like most things in life—it depends, however you want to ask and answer a number of questions upfront prior to selling your home—and particularly if you are considering selling your home using a company that is willing to purchase your home “as-is” for a stated price.

 

And with the warmer weather, spring season and new home buying season approaching, what about those who desire or need to sell?

 

In the following paragraphs TheWealthIncreaser.com will present a number of concerns that you should address if you are considering selling your home at this time or in the near future.

 

  • Purchase your home with the end in mind

When you initially purchase your home you want to have an idea of what you plan to do at the end of your home ownership.

 

Did you purchase the home that you are considering to sell with that approach in mind?

 

Did you ask the following questions prior to your home purchase?

 

Do I plan on selling, transferring to my heirs, renting for income, refinancing for income, selling for a gain or remaining in the home until I transition?

 

It is in your best interest to make a determination at the time that you purchase your home generally speaking—not years down the road when you possibly have to make a bad choice!

 

Having said all of that, we know that adversity or unwanted occurrences in life can throw even the best of planning into a spiraling nightmare where you are forced to make moves that you would rather not make.

 

Furthermore, you may not have been aware of your need to purchase your home with the end in mind—prior to your home purchase!

 

And with home prices rising in many areas of the country, even if you sell you still need a place to stay and it is important that you make the best decision that you can–as housing costs are on the increase–not decrease in most areas in the United States, and are also rising in other parts of the world.

 

Even so (on your next home purchase), it is in your best interest to purchase your home with the end in mind so that you at least have some control over where you can go in your future—and thereby reduce the likelihood of being pulled in directions that are not of your choosing.

 

  • Determine on your own what your home is worth

Most companies that offer to buy your home use computer generated estimates using factors in your area or zip code, such as sales data, taxes, trending data etcetera to determine an offer price.  Some will even ask you to complete a questionnaire and then determine their offer price based on how you answered the questionnaire and other available public data.

 

A computer can’t see inside of your home (they can see outside though) and know what improvements you have made and other features that are unique to your home.

 

Based on computer algorithms the data included may undervalue or overvalue your property!

 

Therefore, it is important that you determine the value using a local real estate agent in the area who can view the interior and exterior of your home and come up with an “as-is value” and “a value if needed repairs and/or upgrades are done” and your house is put on the market.

 

Some real estate companies also offer to purchase your home as-is or with offers that are often less than the true market value.

 

In other cases some companies will list your house and guarantee to buy at 80% or some other figure of listing price if the property does not sell in a given time frame.  Still others will offer to get you into a new house of your dream and purchase your home that you are trying to sell at a later date for a negotiated price.

 

Some companies will offer to purchase your home as-is and will even offer to allow you to stay there 30, 60, and even up to 90 days after closing!

 

Rarely are the prices offered by companies that have not seen the interior and/or exterior of your home the best decision for you to make as far as selling—even though in some cases it could be—depending on your market and your current financial predicament.

 

If you do the needed repairs and upgrade in a way that is relative to the current market conditions you can pocket the gains that may have went to “investors” or other “as is” purchasing companies–and in some markets the gains could be substantial.

 

Always keep in mind the fact that you will have to pay to live somewhere—and keep that at the forefront of your thought process as living expenses (including housing) are on the rise in most areas.

 

  • Choose the best option based on your unique circumstances

Are you now forced to sell your home or is time on your side?

 

These and other pressing questions will help in your decision making process as to how to sell your home!

 

Do you have an emergency fund that is properly funded?

 

Do you have little to no debt outside of your mortgage payment and do you have all areas of your finances addressed at this time?

 

Do you have the needed cash flow on a monthly basis that allows you to live at the level of comfort that you desire?  Have you reached your retirement number (or are you on a realistic path to reach that number) or is that number a mystery to you at this time?

 

If you answered in the affirmative to any of the above questions, it may be in your best interest to do the needed upkeep/repairs and put your home on the market using a real estate agent or sell your home yourself.

 

In many areas of the United States resale homes are in short supply and that could work to your benefit depending on your future goals and your local real estate market!

 

If you are forced to sell in a non-traditional manner—at least get offer prices from a number of companies and choose among the offers that are firm and offer you the best price and terms.

 

If you are in position to list your property with a real estate company, make sure your property is in selling condition if possible, and choose a reputable company and agent and get comparable home data based on realistic comparable sales data—and not just listings in the area.

 

Conclusion

The decision to sell your home and how you will sell your home is a personal decision, however you want to be informed about the process as the decision that you make can be a monumental one as far as helping you build and maintaining your wealth.  It is imperative that you put yourself in position to make a wise decision on the front end so that you can get a fair price for your home at the time of sale.

 

You don’t want to be pressured into making an unwise decision or forced to choose among bad alternatives.

 

No other person on earth cares as much about your future than you do.  It is therefore up to you to make wise decisions in your home selling transactions and all other financial transactions.  You may want avoid selling now and hold on to the equity in your home or pursue other options–depending on your goals.

 

Always realize that home prices can rise and fall and all markets are different when it comes to real estate.

 

And always remember that you will have a need for decent shelter at all times while you are here on planet earth and you want to plan for your housing needs in a manner that is best for you—not the real estate agent, real estate company, mortgage company, escrow company, investor, repair company or any other party to your home selling transaction—because in the end it is you who must make the right decision and live with that decision.

 

It is the desire of TheWealthIncreaser.com that you can now do so with more precision.

 

All the best toward your “home selling success” or “staying put” if you now decide to stay in your nest…

 

Looking to relocate…visit the Relocationcenter.com

Learn more about smart homes… 

 

Return to Top

 

Return from Home Selling in the ERA of COVID-19 & Beyond to the 3 Step Structured Approach to Managing Your Finances

Return from Home Selling in the ERA of COVID-19 & Beyond to How to Make Your Home Sell

Return from Home Selling in the ERA of COVID-10 to How to Choose a Real Estate Agent/Company

Return from Home Selling in the ERA of COVID-19 & Beyond to Home Buying News

Return from Home Selling in the ERA of COVID-19 & Beyond to Home Selling News

Return from Home Selling in the ERA of COVID-19 & Beyond to Curb Appeal & Selling Your Home

Return from Home Selling in the ERA of COVID-19 & Beyond to Mortgages & Wealth Building

Return from Home Selling in the ERA of COVID-19 to Mortgages & Personal Finance

Return from Home Selling in the ERA of COVID-19 to Negotiating the Buying and/or Selling of Your Home

Return from Home Selling in the ERA of COVID-19 to Timing & Personal Finance

Return from Home Selling in the ERA of COVID-19 to Who is the creator of TheWealthIncreaser.com

 

Copyright® 2014—2021—TheWealthIncreaser.com—All Rights Reserved

 

 

Organization & Wealth Building

 

Learn why organizing your finances and life can help you avoid financial strife…

 

It is important that you go through life with a plan for success and the better organized you are the more likely the chance that you will achieve the outcomes or results that you desire.

 

You can put systems and approaches to the management of your finances in place that can help you organize in a more strategic manner so that you can reach the goals that you desire most or the goals that you need to achieve to make your life more meaningful while you are here on planet earth.

 

You now (at this time) have the opportunity to do more and achieve more by taking the right action at the right time!

 

In this discussion TheWealthIncreaser.com will discuss ways that you can strategically organize your life and achieve lasting results that can help you increase your net worth and self worth as you move along at the various stages in your life.

 

Be sure to analyze the following approaches, along with any other approaches toward wealth building that you may come across–in an accurate, analytical, critical and careful manner to protect your and your family’s future interests so that you can truly achieve at a level that is the best that is within you.

 

Strategic  Approach to Goal Setting

You must have a strategy or approach to set goals based on what you want to achieve and what you want out of life.

 

Whether financial or otherwise your “focus of thought” on the goals that are most important to you can lead you toward a strategy or approach that reduces your chance for failure and increases your chance for success.

 

Strategic  Approach to Money Management

Are you a wise money manager or do you even have an approach to money management?  By strategically implementing an approach toward money management that is organized, you can get a handle on your monthly inflow and outflow of cash and change the direction in your life in a real way.

 

You can manage your credit and cash purchases that you will make throughout your lifetime in a wiser manner if you approach the management of your finances from a strategic standpoint.

 

Strategic  Approach to Comprehensive Money Management

To be the most effective at money management you must see your finances in a comprehensive or overall manner.  By doing so you get the “big picture” so to speak and you will not be intimidated by the challenges ahead.

 

By knowing upfront that you must attack your insurance concerns, investment concerns, tax concerns, education concerns, estate planning/wills and retirement planning concerns in a timely manner you can set more inspiring goals to improve upon those concerns.

 

You also open up unlimited possibilities to set and reach your goals and it all starts with your “organizational awareness” and a sincere desire to reach your goals.

 

You will be in a better position to “move to action” and actually establish an emergency fund and manage your credit optimally and pursue your goals with a new level of zeal (a more active mindset toward your future).

 

Conclusion

By organizing your finances and life at the earliest time possible you can position yourself for a more prosperous future.

 

You no longer have to sit on the sidelines and watch others achieve success if you are organized and determined to give it your best and you are of a “definite mindset” that you will plan for success.

 

As the spring of 2021 begins it is the time to do some spring cleaning within your mind and prepare for a more organized year and increased harvest in the summer and coming seasons.

 

By organizing for financial success you will use your thought process and written plans to achieve more and you will be open to looking at new ways to open new doors.  Your decision to pursue the success that you desire will take your achievement level higher and you will put yourself in position to avoid a financial quagmire.

 

Starting today you can pursue a new way–and gain the mental working knowledge that is needed for success–and avoid being complacent because you decided from this day forward to give it your absolute best!

 

You now have the opportunity to organize your finances and future in a more engaging way–starting today.

 

Don’t delay as you can now achieve results that will not sway and leave bad decisions at bay!

 

All the best as you avoid a financial mess and achieve major organizational success…

 

Return to Top

 

Return from Organization & Wealth Building to The 3 Step Structured Approach to Managing your Finances

Return from Organization & Wealth Building to Thoughts & Wealth Building

Return from Organization & Wealth Building to Random Thoughts & Wealth Building

Return from Organization & Wealth Building to Re-focusing Your Mind for Success

Return from Organization & Wealth Building to Goals & Wealth Building

Return from Organization & Wealth Building to Credit Improvement

Return from Organization & Wealth Building to Finance Improvement

Return from Organization & Wealth Building to Estate Planning/Wills & Your Future

Return from Organization & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014–2021–TheWealthIncreaser.com–All Rights Reserved

 

 

Results & Wealth Building

Learn why results and not just performance must be your goal as you build wealth…

 

It is important that you not act as if you are building wealth by putting on a show for others.

 

You don’t want to be house rich and cash poor, car rich and cash poor, boat rich and cash poor or own any other asset(s) or “comforts of life” and not have a plan outlined that will allow you to live at a desired level of comfort throughout your lifetime.

 

You must realize that the “results that you achieve” are far more important than “performance by you” as you increase your net worth and build wealth.

 

In this discussion TheWealthIncreaser.com will discuss ways that you can achieve the results that you desire and not misleading results that others outwardly see that makes it appear that you are building wealth effectively–when in actuality you are not!

 

It is important that you perform the following analysis within your mind in a timely manner if you desire to do more in the coming years and achieve the results that you deserve:

 

  1. Self-Analysis of your current finances
  2. Self-Analysis of your current credit position
  3. Self-Analysis of your overall finances

 

Self-Analysis of your finances

It is important that you get a current reading on your inflow and outflow of cash on a monthly basis.  You can then determine if you are wasting income or spending frivolously and plan for success more effectively.

 

By knowing your monthly cash flow you put yourself in position to make better decisions in the short and long-term.

 

Self-Analysis of your credit position

You must know your approach to your use of credit.

 

Are you abusing credit, using credit appropriately, using credit inappropriately or are you using credit in a wise manner or in a manner that is more favorable for you and your family–not creditors?

 

You must do this analysis in a timely manner so that you can make the necessary adjustments early in your “life stage” so that you can avoid mistakes and reach your goals (get the results that you desire) in a more efficient manner.

 

Self-Analysis of your overall finances

You must make it a point to see your overall finances in a more congruent manner so that you can achieve more.

 

It is important that you take a step back and look at your finances from a different perspective.

 

By knowing what you must analyze in an overall manner and then doing so on a consistent basis you can put yourself and your family in a better position for lifetime success.

 

Conclusion

In order to get meaningful results as you build wealth you must have an approach to the management of your finances that is proven, comprehensible by you and most importantly will put you on a serious path toward making your dreams come true.

 

By deciding at this time to plan for success, perform for results as opposed to trying to impress others or keeping up with what others are doing, you can position yourself for real success at the various stages of your life.  By knowing what you want to achieve, seeing your path to the achievement that you desire clearly and taking the necessary action steps on a consistent basis, you can get the results that you desire.

 

What are you becoming? 

 

By getting started today you can tap into your real value and make the lives of others better whether it be  your family, loved ones and even those who you don’t even know!

 

By setting meaningful goals at this time you can offset or counter bad decisions or mistakes that you may have made in your past or avoid potential mishaps that you might make in  your future.

 

You no longer have to live daily without seeing a way out or exacerbate your financial problems.

 

Now is the time that you bring out the best that is within you by making a serious commitment to analyze “how you operate” on a daily basis and make improvements when–and where necessary?

 

By taking time out of your busy schedule and doing a “self-analysis at this time” you can decide what is really important and put a plan in place to truly achieve the results that you desire and the results that will truly empower you and your family from this day forward!

 

By doing so you can move forward in a winning style and achieve the results that you need to achieve that will make your life more meaniingful while you are here on planet earth.

 

Even if you have been unsuccessful on previous attempts and have tried again and again to get your finances right–you can sincerely do so at this time by making the decision to take the right action on a consistent basis.

 

All the best to your self-analysis as it will help take you to the right places.

 

The results that you desire– you can now achieve–if you know what to do and you truly believe.

 

Open new doors now and blaze a new path toward the results that you desire so that you can avoid a quagmire and reach even higher.

 

You now possess the tools and knowledge that will allow you to give it your best.

 

The success that you desire already lives in you, however it is up to you to truly make your dreams come true.

 

Winning Results–yours for the taking…

 

The success that you always desired–yours for the making…

 

 

Return to Top

 

Return from Results & Wealth Building to The 3 Step Structured Approach to Managing Your Finances

 

Return from Results & Wealth Building to Goals & Wealth Building

 

Return from Results & Wealth Building to Re-focusing Your Mind for Wealth Building Success

 

Return from Results & Wealth Building to Timing & Personal Finance

 

Return from Results & Wealth Building to Your Responsibilities as You Build Wealth

 

Copyright© 2014–2021–TheWealthincreaser.com–All Rights Reserved

 

Goal Setting & Wealth Building

Learn why “goal setting” is a major step toward achieving what you desire most as you build wealth…

 

If you are one who truly desire success in your wealth building future it is imperative that you formulate meaningful and significant goals that you believe in and have a serious intention on achieving.

 

The goal of TheWealthIncreaser.com, in addition to providing you a springboard to achieve major  wealth building success in a timely manner–is to help you take what may appear to be complex credit and financial topics and convert them into not so difficult topics to help broaden your understanding of  financial topics in a way that you can more readily understand and apply in your daily life.

 

And just as the creator of TheWealthIncreaser.com set the above goal of being a catalyst for you to achieve major wealth building success, so too must you set meaningful goals so that you can achieve what you desire most while you are here on planet earth!

 

Whether you dream of taking annual vacations that may now seem impossible, retire at a level where you can live out your remaining years with the certainty of knowing what you can do on a daily basis, volunteer to your favorite charitable cause(s), purchase that dream home that you always desired–or pursue any other goal that you sincerely want to make happen–you must know that you have the ability to do so by focusing in at this time and formulating meaningful goals that are significant to you and the direction that you want to go in your life.

 

Goal Setting begins inside your heart and mind…

 

It is important that you realize that your mind and heart is the birthplace of making something BIG happen in your life and in many cases it starts by formulating a goal regardless of how big or small.

 

You must also have the yearning desire to reach your goals and that is where your level of motivation comes in.

 

Always realize that you are the one who must initiate and formulate the goals that you desire most and you are the one who must expend the effort to make the goals that you desire most happen in real time.

 

Goal Setting is a continuous process…

 

You must understand that many of your goals will take time to achieve and won’t happen overnight.

 

That is why you must segregate your immediate, short, intermediate and long term goals into a system that you are comfortable with and a system that works with your mind–not against it!

 

By setting goals, you give your mind a better chance to improve on your focus and achieve at a higher level of consistency on a daily basis.

 

Goal Setting will get you to where you need to be…

 

In order to achieve results that you can see you must use goal setting to get where you need to be.  By setting goals at this time you are putting yourself and your family in a better position for short and long-term success.

 

You can achieve more in a shorter period of time and you can make life on earth more enjoyable for you and your family.

 

Conclusion

If you desire to achieve more during your lifetime while on earth you must set significant and meaningful goals at the earliest time possible so that you can strive toward a higher level of success and you must have the determination to always give it your absolute best.

 

Whether you desire to pay off or pay down your credit card debt, purchase a new car, purchase a new home, save for retirement, invest consistently and pursue what you desire most, it all starts inside of your mind by you taking the time to be far more aware of where you are now at and deciding where you want to go–and pursuing that destination with a new level of commitment on a consistent basis.

 

Once you decide where you want to go be sure to put your goals in writing and never let adversity or other unwanted happenings deter you from achieving your goals–even if you may have to make adjustments along the way.

 

All the best to your goal setting success…

 

Return to Top

 

Return from Goal Setting & Wealth Building to The 3 Step Structured Approach to Managing Your Credit & Finances

 

Return from Goal Setting & Wealth Building to Goals & Personal Finance

 

Return from Goal Setting & Wealth Building to Why You Must AIM High if You are to Exceed the Sky

 

Return from Goal Setting & Wealth Building to More on Goal Setting & Wealth Building

 

Return from Goal Setting & Wealth Building to Goal-Oriented Behavior & Wealth Building

 

Return from Goal Setting & Wealth Building to Success Planning & Personal Finance

 

Return from Goal Setting & Wealth Building to Keys to Success & Personal Finance

 

Copyright© 2014—2021—TheWealthIncreaser.com—All Rights Reserved

 

Efficient Money Management & Wealth Building

 

Learn why efficient money management is a key aspect toward helping you achieve long-term wealth building success…

 

It is important that you realize that before you can become efficient at wealth building you must first become effective.

 

And with the COVID-19 news becoming more depressing by the day, now may be the time for you to re-assess where you are now at financially and make a sincere effort to manage your finances more efficiently from this day forward.

 

You can use a number of money management strategies to manage your finances more efficiently at this time!

 

Before you become an efficient money manager you must first become an effective money manager and you can start on a path to becoming an efficient money manager by taking the following steps.

 

By effectively analyzing all of the above you can position yourself to properly establish an emergency fund (if you have not done so already) so that you can clear your cash flow position (again if you have not done so already) as soon as practical and reach your ultimate goals in a timely manner.

 

You must know what comes in and out of your household by analyzing your checking account and other financial accounts on a consistent basis.

 

You must have an effective understanding of credit management and how you can use effective tools to manage your credit better and achieve the goals that are most important to you or those that you need to reach to make your life more meaningful and significant while you are here on planet earth.

 

You must know what your credit card balances are and monitor your credit and other financial accounts for activity that may not be yours–and guard against identity theft as well.

 

You must also know all areas of your finances that you need to address and you must make it a point to address those areas and learn the skills that are needed so that you can improve upon your finances in a consistent manner–when and where necessary.

 

Your proper understanding and proper application of how to approach your finances in a comprehensive manner on a consistent basis will put you well ahead of those in the general population or those who have an incoherent approach toward the management of their finances.

 

 Conclusion

 

You can choose to go about life without an action plan and possibly reach your goals or you can put plans and systems in place to help ensure that you will reach your goals in a more definite manner.

 

It is vitally important that you become effective at budgeting and analyzing your current financial position so that you can properly establish an emergency fund and increase your discretionary income and improve your net worth.

 

It is vitally important that you become effective at mastering the key points that you need to know when it comes to managing your credit if you desire or have a need to use credit in your future.

 

It is vitally important that you become effective at knowing what your finances encompass and then make plans for continuous improvement in all areas of your finances.

 

There is no need for you to feel disheartened or upset about your future if you apply the steps that you have just learned and you put in place the safeguards and action steps that you need so that you can operate at a higher standard of excellence at the various stages in your life.

 

By taking the right steps at the right time you will become efficient at managing your money and the effort that you will expend will begin to feel minimal even though you will achieve maximum (or have the potential to achieve) results.

 

You must determine in a forceful and real way that you will extend the effort and plan appropriately toward reaching the goals that you desire or need to achieve.

 

All the best to your efficient path toward achieving wealth building success as you now possess the tools that will allow you to give it your best…

 

Return to Top

 

Return from Efficient Money Management & Wealth Building to The “3 Step Structured Approach” to Managing Your Finances

Return from Efficient Money Management & Wealth Building to Money Management & Wealth Building

Return from Efficient Money Management & Wealth Building to Money Management Personalities & Wealth Building

Return from Efficient Money Management & Wealth Building to Money Management Personalities & Personal Finance

Return from Efficient Money Management & Wealth Building to Goals & Wealth Building

Return from Efficient Money Management & Wealth Building to Goals & Personal Finance

Return from Efficient Money Management & Wealth Building to Identity Theft & Wealth Building 

Return from Efficient Money Management & Wealth Building to Why You Must Have a Financially Alert Mind

Return from Efficient Money Management & Wealth Building to Optimism & Wealth Building 

 

Copyright© 2014-2021—TheWealthIncreaser.com—All Rights Reserved

 

 

Money Management & Wealth Building in the ERA of COVID-19

 

Learn how you can manage your money better and build wealth more efficiently during any economic environment…

 

In the current economy many are looking at ways that they can manage their money and build wealth in a more enduring way.

 

Although managing your own money may appear difficult at first glance in this COVID-19 environment–or any environment, it is important that you realize that you can manage many areas of your finances effectively if you arm yourself with the right knowledge.

 

Effective money management is not as difficult as you think if you can process what you are learning and you approach your finances in an intelligent, consistent and proactive manner. 

 

You must know at this time that you are determined to reach your goals at a level that is the absolute best that is within you!

 

In this discussion TheWealthIncreaser.com will discuss ways that you can possibly manage your money better now and in your future.

 

Manage your monthly cash flow

 

It is important that you create a budget or personal cash flow statement so that you can know where you are at (and where you can possibly go) from a financial standpoint on a monthly and annual basis and you must take steps to ensure that your emergency fund is properly funded at the earliest time possible.

 

By properly establishing an emergency fund at the earliest time possible you put yourself and your family in position to minimize your future risks.

 

Manage your Credit

It is very important that you establish your credit appropriately at the earliest point possible if you desire to build wealth and you are like most who have a need to borrow at some point during their lifetime.

 

There are a number of proven, highly effective steps that you can learn in a relatively short time frame that will show you how to more effectively manage your credit and finances—and it is your responsibility to learn how to apply effective credit management in your daily life.

 

Review your Insurance

You must make it a point to review your insurance needs on an annual basis to see where you can manage your insurance better as far as coverage, cost and necessity.

 

Insurance provides protection from loss and it is important that you analyze areas of your life where insurance can be of benefit to you and/or your household.

 

Review your Investments

You can make your investments grow in a more efficient way if you diversify, reallocate, analyze your risk tolerance level, use leverage appropriately and ease into investing.

 

You must review your investments on a consistent basis, preferably annually at a minimum and know when it is best to invest inside or outside of your retirement account(s) based on your goals.

 

Review your Taxes

Your ability to analyze your tax complexity and possibly do your income taxes yourself is now a real possibility if your tax position is not complex as tax software that allows you to prepare your state and federal taxes are relatively inexpensive and readily available.

 

You must gather your paperwork, learn what is new and input the tax information that you have.

 

Always keep in mind the fact that tax preparation can have nuances and areas of concern that may require a professional analysis.  If you can’t file your income taxes in a timely manner (by the April 15th deadline in most years) you can file an extension using form 4868 to file a six month extension (if you owe you may have to pay penalties and interest) and address your taxes later in the year.

 

Also realize that your review of your taxes is far broader than just your income taxes.  You must look at your local taxes, real estate taxes, regulatory taxes and other fees that you may pay that go by other names but are in effect taxation to you and/or your household.

 

Review your Education planning

In the area of education planning you can start before the birth of your child up until your child’s last semester of graduation and the sooner you get started–the better.

 

You can use investment returns to lessen or eliminate your need to borrow whether you desire to fund your child’s primary, secondary or college years.

 

You must put a plan in place to reach your “desired education number” (the dollar amount that you need to reach to avoid or reduce borrowing for your or your child’s educational costs) at a future date.

 

Review your Estate planning/wills

It is important that you have a will at a minimum and seriously consider estate planning if your net worth is increasing and you want to avoid probate.

 

You can make your estate private after you transition so others are not aware of your estate after your transition if you desire to do so by planning for that eventuality now.

 

Your need to plan for what your heirs inherit after you transition is real as it can leave your heirs squabbling over your assets at a time of grief or lead to them getting along in a more civilized manner during a very difficult time.

 

If you desire a more cooperative spirit during the grieving period among your heirs once you transition, be sure to plan now to avoid chaotic occurrences involving your loved ones in the future.

 

Review your Retirement planning

Your need to plan early and stay committed should be given high consideration by you as living your retirement years at a certain level of comfort must be your goal.

 

Long Term Care costs are increasing annually and you must plan for those and other costs that will likely need to be addressed as you age.

 

By starting early you can reach your “retirement number” and live daily doing what you dreamed of doing during your retirement years.

 

Funding your grand-child’s education, your dream vacation destination(s), your charitable giving and other desires of your heart that you may have can be made real if you get out in front of your goals and plan appropriately at this time.

 

Conclusion

It is important that you use your time wisely while you are in the process of building wealth and achieving your desired goals throughout your lifetime.

 

By looking at your finances from time to time in a comprehensive manner you can put yourself in position to manage your money and build wealth in a more efficient manner.

 

Your goal is to take a systematic approach toward your money management and not leave your money management up to chance or wishful thinking.

 

By reviewing your finances you can know where you now are, make improvements and reach the goals that you desire in a more time certain manner—and in a manner that improves your  money management skills and improves your net worth.  

 

You can bring in professionals or those who have more expertise in certain areas when and where necessary.  You will be in a much better position when you deal with financial professionals and others than you were prior to reviewing your finances in a comprehensive manner.

 

By reviewing your finances in a comprehensive manner at this time, you put your present and your future exactly where it should be—in your hands.

 

Now is not the time to rest or give less as you pursue success!

 

All the best to avoiding a money management mess and achieving lifelong wealth building success…

 

Return to Top

 

Return from Money Management & Wealth Building to the “3 Step Structured Approach” to Managing your Finances

 

Return from Money Management & Wealth Building to Finance Improvement & Personal Finance

 

Return from Money Management & Wealth Building to Money Management & Personal Finance

 

Return from Money Management & Wealth Building to Goals & Personal Finance

 

Copyright© 2014–2021–TheWealthIncreaser.com–All Rights Reserved

 

 

Visions of Wealth Building Success for 2021 & Beyond

Learn how you can avoid procrastination and look into your future and see the wealth building success that you desire with more clarity…

 

As we close out the month of January  2021 with a new administration in the United States and over 440,000 COVID 19 deaths  in the United States alone, entering the the month of February 2021 is a welcome occurrence for many of us.

 

As the year of 2021 is progressing forward—we must look to the future, leave procrastination behind and see how we can learn from the experiences and happenings of 2020 to forge a brighter future in 2021 and beyond.

 

At this time, the creator of TheWealthIncreaser.com whose spirit is at an all-time low due to the transition of his mother (Nettie Ree Jones) will present action steps that you can prepare to take so that you can avoid procrastination and help ensure a more prosperous and fruitful future for you and your family in 2021 and the coming years.

 

It is important that you have the following knowledge base as you move forward from the happenings that are occurring or possibly will occur in your future regardless of where you reside.

 

1) Know your tax position now so that you know what to expect when you file your 2020 taxes in 2021

 

COVID -19 has presented many challenges and in the area of taxation that is no exception as limited income, unemployment, payroll tax cuts, stimulus checks, government business loans, local grants and other charitable activities have made 2020 a confusing and in many cases an uncertain environment for many who will file taxes in 2021.

 

Even so, now is not the time to panic or live daily with anxiety as you must realize that you can only do what you can do.

 

It is important that you leave the stress behind, and take inventory of where you are now at.  You must be prepared to give it your absolute best to improve your situation as best you can when the tax filing season comes around.

 

It is also the time to look forward and find other ways to save on your taxes as tax and financial planning should be a year round activity for most.

 

Be particularly alert for pre-tax benefit savings on your taxes such as FSA (Flexible Spending Account) or HSA (Health Savings Account)—and be aware of the details–as with many pre-tax plans you must use it (spend it during the tax year) or lose it (lose the tax benefit for the tax year)!  Some pre-tax plans may allow you a carryover of a certain amount that are indexed or adjusted yearly for inflation.

 

If your employer offers an FSA and you enroll (and contribute $5,000) and you make $50,000 you would be taxed on only $45,000 and you could save far more in taxes than if you saved on a post-taxed basis.  You just potentially saved $500 in taxes if you use all of the $5,000 during the year with a FSA and you grossed $50,000 annually.   Keep in mind that all financial and tax positions are unique and you will have to apply the knowledge that you are learning to your unique financial position.

 

Always remember that there are taxable benefits to having an FSA, HSA and other pre-tax savings plans including 401k’s and other retirement plans!  If there is an employer match and/or you qualify for a “savers credit” involving your retirement plan,  you can benefit even more.

 

2) Know your financial position now and know ways that you can improve your financial position in 2021 and beyond

 

It is your responsibility to take inventory of what you now know and what you need to know as far as your finances are concerned.

 

By knowing what you need to do to manage your finances optimally you put yourself in a much better position for success—now and in the coming years.

 

3) Know how you can save and make the right moves in 2021 and beyond so that you can retire and live the lifestyle that you desire

 

It is important that you do all that you can to ensure that your retirement years can be as enjoyable as possible.

 

You can do so now by saving consistently both inside and outside of your retirement accounts.

 

You must put a plan in place in spite of 2020 setbacks or any other setbacks and get back on track where possible—or start now to effectively save for your retirement years so that you can reach the goals that can make your life more meaningful and significant in the coming years.

 

Conclusion

As the month of January 2021 ends and a new chapter begins it is important that you always respond to adversity in a positive way regardless of how painful the adversity is and continues to be. 

 

And just as the creator of TheWealthIncreaser.com will respond appropriately by operating daily at a higher standard of excellence and pursuing success in a more intelligent, consistent and proactive manner and with more urgency, so too must you pursue your dreams with more urgency.

 

The following poem was written as a tribute to the creator of TheWealthIncreaser.com’s  mom who transitioned at the end of 2020 and had her homegoing in January of 2021, and hopefully you too will find some inspiration in this poem to help you move forward and achieve more during difficult stretches in your life.

 

It is a poem designed to show love to the creator of this universe and also act as a motivator to help those who desire to achieve at a higher level of success during difficult times find the inspiration to move daily in a more committed manner toward their goals and objectives. 

 

Hopefully you will find some inspiration in this poem and it will help you move forward daily with a more active spirit and achieve more throughout your lifetime–and achieve in a manner that can be of true benefit to yourself, your loved ones and the larger society that you live in.  

 

Up Above With Love

 

From the “sun” up above who sends you love

From the north star who knows who you are

You are amazingly created to win—again and again

Even though we all sin, we know that the creator of the universe lives within

Now is the time to position yourself to get what you want or need–by planting seed

The words that we hear or read hit us in a different way–when it is a different day

Procrastination offends God

Your mindset to “do it now” is not odd

I’ll do it later, must not be in the numerator–or denominator

Step outside of your comfort zone and you can achieve in a better way

Live your life with purpose each and every day

There is lots of time, I’ll do it later you think

Life on earth is much shorter than a blink

Today I move to action without procrastination

And achieve success regardless of the situation

My actions that were taken when I put things off must not stand

From this day forward I will move my feet and never get stuck in the sand

 

All the best to your new vision of unlimited success…

 

Return to Top

 

Return from  Visions of Success for 2021 & Beyond to What is the 3 Step Structured Approach to Managing Your Finances

Return from Visions of Success for 2021 & Beyond to Procrastination & Personal Finance

Return from Visions of Success for 2021 & Beyond to Clarity & Personal Finance

Return from Visions of Success for 2021 & Beyond to Vision & Personal Finance

Return from Visions of Success for 2021 & Beyond to Vision & Wealth Building

Return from Visions of Success for 2021 & Beyond to Why You Must Obtain a Financially Alert Mind

Return from Visions of Success for 2021 & Beyond to Who is the creator of TheWealthIncreaser.com

 

Copyright©  2014—2021—TheWealthIncreaser.com—All Rights Reserved

 

Investments & Wealth Building

Learn how to invest in a way that will DRIVE you toward the success that you desire as you avoid turbulence and reach higher…

More on Investments…

If you are new to investing or you desire to re-evaluate your current portfolio and find ways that you can invest more effectively you can do so with the right approach.

 

In this discussion TheWealthIncreaser.com will provide information to assist those who are new to investing or those who desire to invest more effectively, 5 ways or 5 steps that can lead to more investment success.  It is important that you invest in your future in a manner that is more favorable  for your success.  You must at this time show the desire and determination–and you must be willing to give it your best–as you build wealth and improve your financial health.

 

It is important that you have D R I V E on the inside as you prepare for investing in your and your family’s future and this discussion is designed to assist you as you drive in the direction where success lives as you pursue investing at a higher level of commitment.

 

You must have the drive to reach your investment goals and the following five factors that you have the opportunity to learn on the front end (prior to your investment journey) can help you achieve more throughout your lifetime.

 

D iversify or Spread Out Your Investments

R eBalance so Your Investments are Allocated Appropriately

I nvestment Risk Analysis Must be Performed

V alue the Usage of Leverage

E ase into Investing

 

D iversify or Spread Out Your Investments

 

It is important that you have investments in a number of sectors or asset classes such as stocks and bonds.  Other more exotic investment choices (gold, cryptocurrency, forex, REIT’s etcetera) should be considered only after you have workable and practical understanding and application of the basics in real world investments.

 

Always remember that stocks are generally for growth and bonds are generally for preservation of capital!

 

Your challenge is to create a portfolio that has a mix so that one stock won’t overwhelm or have an unwanted effect on your portfolio.  A portfolio of 15 stocks are better than a portfolio of five as you can spread the risk more assuming they are invested in different industries.

 

Mutual Funds, Exchange Traded Funds, and other grouping of stocks and bonds by a third party may also be worth consideration if you are new to investing as it allows you to use dollar cost averaging and other relatively painless measures (from a financial standpoint) to ease into investing while you continue to learn about investments and how you can utilize them more effectively in your financial future.

 

R eBalance so Your Investments are Allocated Appropriately

 

Did you know that the growth of your portfolio is a good thing, however it will require that you re-balance your portfolio occasionally?

 

Even losses from your investments can create the need for you to re-balance your portfolio!

 

Market activity will determine how frequent you should re-balance, however a good rule of thumb is to analyze at least annually and re-balance if necessary to bring your allocations in line with your prior allocations or your current risk tolerance level and future goals.

 

I nvestment Risk Analysis Must be Performed

 

You must align your risk tolerance level with your intended goals whether it be a down-payment on your new home, retirement, education funding, a dream trip or anything else.

 

It is important that you realize that investments allow you the opportunity to make money—and lose money!

 

Your time horizon and risk tolerance must be analyzed appropriately and you must prepare properly for a successful investing career by having an appropriate emergency fund and an understanding of where you are currently at in your life stage.

 

V alue the Usage of Leverage

 

You can possibly use leverage to increase your potential investment returns.

 

You can use leveraged ETF’s, futures contracts and margin loans to amp up your returns—but they are also riskier than using your own money to invest!

 

You must value the use of leverage by knowing that it can be dangerous for the novice investor and you must learn all about leverage prior to your leveraged investment activity.  By using leverage appropriately and learning how to properly utilize leverage in the best way possible based on your unique financial position, you can possibly avoid the pitfalls that have affected many in a negative way.

 

E ase into Investing

 

If you are new to investing or you desire to invest more effectively, it is important that you are relaxed and don’t rush into it.  You may want to start with dollar cost averaging, mutual funds or contributing to your retirement plan at work or start a traditional or ROTH IRA making consistent contributions.

 

You may also be eligible for a “saver’s credit” that can help you at tax time (and provide an additional investment incentive) if you meet certain income thresholds!

 

If your employer offers a retirement plan and there is a “match” provision, be especially alert and plan to contribute up to the match at a minimum as by doing so it can lead to you reaching your goals more efficiently!

 

Always be aware of the effects of investing inside and outside of your retirement accounts as the approach that you take with the selection can work for or against you and your ultimate goals.

 

You can learn investment success principles along the way and make adjustments to your investment activity as you learn more.

 

Conclusion

 

It is important that you know the importance of your need to:

 

D iversify or Spread Out Your Investments

     R eBalance so Your Investments are Allocated Appropriately

          I nvestment Risk Analysis Must be Performed

               V alue the Usage of Leverage

                     E ase into Investing

 

With the advent and progression of technology (fintech) you now have access to robo and micro advisors, easier access to the markets, lower trading costs, access to fractional share purchase at some brokerage houses and you can now invest in a more convenient way from many of your electronic devices.

 

In a real sense you can now DRIVE toward the investment success that you desire in a more convenient way–starting today!

 

Even so, you must still have an awareness of “investment fundamentals” so that you can diversify appropriately based on your risk tolerance and goals, re-balance and manage investment risk on a consistent basis, use leverage wisely and ease into investing in a relaxed manner as you build your net worth more efficiently.

 

There is no need to panic as you can invest and learn along the way and more effectively manage the turbulence in your life from day to day.

 

All the best as you drive with more acceleration toward lasting investment success…

 

Return to Top

 

Return from Investments & Wealth Building to Investment Basics

 Return from Investments & Wealth Building to Risk Tolerance & Wealth Building

 Return from Investments & Wealth Building to Real Estate Investment Tips

Return from Investments & Wealth Building to Money Management Personalities 

Return from Investments & Wealth Building to Cash Flow & Wealth Building

Return from Investments & Wealth Building to  Cash Flow & Investing in Your Future

 Return from Investments & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014—2021—TheWealthIncreaser.com—All Rights Reserved

 

 

Turbulence & Wealth Building

Learn why you must press forward when turbulence (adversity) occurs while you are in the process of building wealth…

In the current economic and political environment and especially the events of 2020, many are in a somber mood and are stressed about their future as it  relates to building wealth efficiently.

 

It is important that you have confidence in your wealth building future and not be deterred or detoured by what is happening in the larger economy.  Even if you now face turbulence or now feel that you are on an unexpected journey toward your wealth building goals and your financial future appears to be in turmoil, you can still achieve meaningful goals.

 

In spite of the fact that you may have anxiety about your future plans as a result of the political and economic activity that has occurred in your country–you must still adjust your plans appropriately where and when needed.  You must know deep within that you can still reach your wealth building goals in spite of the uncertainty that is now in the atmosphere at this time.

 

You can remain focused by doing the basics (see the 3 steps below) on a consistent basis as best you can.  Keep in mind the  fact that you ultimately control the direction of your future even if adjustments have to be made along the way.

 

1. Determine your cash flow position

It is important that you get a better handle of the inflow and outflow of cash that comes into and out of your household on a monthly and annual basis.  You want to know what comes in and goes out so that you can plan for your future in a way that is more advantageous for you and your family–not creditors.

 

2. Improve your credit understanding

It is important that you understand how credit works if you at any time anticipate using credit to reach some of your goals.  By knowing how you utilize credit at the various stages of your life you can position yourself and your family for continuous success in the current environment or any environment.

 

3. Manage all areas of your finances at a level that is the best that is within you

By knowing all areas of your finances that you must address and putting in place a plan to address those areas on a consistent basis you can position yourself and your family for more success.  Keep in mind that you must be determined to give it your best so that you can achieve a higher level of success.

 

 

Conclusion

 

By always knowing that turbulence or unwanted occurrences will occur while you are in the process of building wealth you put your mind and heart in a better position for long-term success.

 

Your determination at this time to do what you need to do consistently in spite of setbacks will serve you and your family well in 2021 and beyond–and not just intermittently!

 

You are truly the key to achieving results that you can see and controlling the the turbulence so that you can be all that you were meant to be.

 

And just as a 747 plane that experiences turbulence make adjustments on the fly (no pun intended), so must you if you desire to make your dreams come true.

 

You must realize at all times that you possess the ability to change direction, go around, over, under or through the turbulence in your life as you avoid financial strife!

 

All the best as you “manage the turbulence in your life” and achieve major success…

 

Return to Top

 

Return from Turbulence & Wealth Building to The 3 Step Structured Approach to Managing Your Credit & Finances

 

Return from Turbulence & Wealth Building to  Adversity & Personal Finance

 

Return from Turbulence & Wealth Building to Determination & Personal Finance

 

Return from Turbulence & Wealth Building to Adversity & Wealth Building

 

Return from Turbulence & Wealth Building to Financially Alert Mind versus Financial Literacy

 

Return from Turbulence & Wealth Building to Who is the creator of TheWealthIncreaser.com

 

Copyright© 2014–2021–TheWealthIncreaser.com–All Rights Reserved

 

 

Negotiation & Home Ownership

Learn why you must negotiate effectively when buying and/or selling your home…

 More on Home Selling… 

It is important that you realize that there are buyer’s and seller’s markets that occur on an ongoing basis.  And it is important that you know if you are in a buyer’s or seller’s market when you decide to buy or sell your home.

 

The importance of knowing that information is tied to how you can more effectively negotiate a deal that will work for you and your family.  When negotiating a sales contract always be aware of “time constraints” as they play an important role in any negotiation–and even moreso when buying and/or selling real estate.

 

In this discussion TheWealthIncreaser.com will present practical negotiating tips that you can use if you anticipate buying or selling your home–now—or in your future.

 

HOME BUYER NEGOTIATING TIPS

 

If you are buying a home there are many options that are available including creative financing.

 

Always realize that a cash purchase gives you the most negotiating power generally speaking when you are presenting an offer to a seller!

 

You can use a cash offer with a higher earnest money down payment and a shorter due diligence period to put your offer at or near the top of most seller’s consideration when you are in a seller’s market and the seller(s) are receiving multiple offers on the property.

 

Generally, you want to be prepared to pay the closing costs (they are usually low because no lender is involved) when you present a cash offer.

 

When financing is obtained to purchase your home you will have to select a lender and include a financing contingency in the offer contract and negotiate the closing costs.  As a buyer you should be aware that there are mandatory seller closing costs (scroll to the bottom of this page for a sample) and there are closing costs that can be negotiated out with lenders and/or negotiated to be paid by the buyer(s) or seller(s).

 

In a “buyer’s market” you will have more flexibility in your offer as there will be an abundance of homes on the market that may fit your and your family’s needs and if an offer is not accepted you can move along to another similar property that is on the market.

 

As a buyer you want to control the negotiating process so that you can maximize the transaction to your advantage, but also make it a winning situation for the seller(s) as well.

 

Your end goal is to “close on the property” and make the purchase a win–win situation for all parties involved.

 

HOME SELLER NEGOTIATING TIPS

 

If you are selling your home you want to select the offer that nets you what you want or nets you the closest to what you want with a high likelihood of closing in a desired time frame.

 

A cash offer with a higher earnest money down payment and a shorter due diligence period will normally be selected over other offers that may require financing or have longer due diligence periods.  A cash offer contract that is submitted with a “proof of funds” letter will carry more weight than one that does not contain a “proof of funds” letter.

 

A financing offer contract that is submitted with a “pre-approval” letter will carry more weight than one that does not contain a “pre-approval” letter–generally speaking!

 

When financing is to be obtained in the offer by the purchaser you will have to ensure that the buyer can obtain a loan with the lender outlined in the offer contract (verify loan commitment) and make sure the financing contingency  and other contingencies in the offer contract are met–and negotiate the closing costs to an acceptable level so that you can net the proceeds that you desire.

 

There are mandatory seller closing costs and there are closing costs that can be negotiated out (scroll to the bottom of this page for a sample) with buyer(s) and/or lender(s) and/or negotiated to be paid by the buyer(s) or seller(s).

 

In a “buyer’s market” you will have less flexibility in how discerning you can be with offers as there will be an abundance of homes on the market that may fit a buyers needs and buyer(s) may move along to another property if you do not accept their offer or delay in accepting their offer.

 

As a seller you want to control the negotiating process so that you can maximize the transaction to your advantage, but also make it a winning situation for the buyer(s) as well.

 

Your “end goal” is to “net the proceeds” that you desire or need to receive when all is said and done (when closing is complete).

Conclusion

 

When buying or selling your home, negotiation is critical and you must know what is involved in the process upfront—not in the middle of the transaction.  Even who chooses the closing attorney is negotiable in some cases depending on your locale and custom.

 

The costs below can give you a feel of what you might have to pay at closing if you are a buyer or seller depending on how negotiation occurs and local custom in your area.

 

HOME BUYER & HOME SELLER CLOSING COSTS IN GEORGIA

 

 S = “Seller” required to pay–otherwise negotiable

 

GA Residential Mortgage Act Fee $10

Intangibles Tax based on value–$3 per $1,000 and $1.50 per $500

 

Transfer Tax based on loan amount $1 per $1,000 and .10 per $100 S

Real Estate Taxes (pro-rated to S)

And Record Deed $12+ Trust/Deed Mortgage $44+

Commission usually 6% in GA but negotiable S

 

Credit Report $40+

Appraisal $450+

Underwriting $895+

 

Homebuyer Education $25-$100

Impounds (usually 3 months but depends on lender and loan type)

Insurance (POC or at closing)

Interest (prepaid—remainder of month of loan buyer pays)

Property Taxes (pro-rated)

 

Title Charges:

 

Settlement $700+

Insurance–lender & purchaser $300+

DOC $100

Examination $250

 

Binder $50

CPL (Closing Protection Letter) $50

Courier Fee $50+ New Line

 

Other:

 

SURVEY–$500 and up

TERMITE LETTER/TREATMENT–$75 and up

SPECIFIED INSPECTION–$100 and up depending on scope (i,e pool, plumbing/septic system, mold and mildew, radon, lead-based paint, electrical system, other environmental concerns etc.)

 

Maximum Seller Paid Closing Costs: FHA Loan 6%–VA Loan 4%–USDA Loan 6%–203k Loan 6%–Conventional Loan 3%

 

As a buyer or seller you must also factor in the tax consequence of your home transaction and it is important that you know that information upfront as well.

 

Even though it is not required (you choose a highly competent buyer real estate agent to represent you or you choose a highly competent seller real estate agent to represent you) that you have the knowledge that was discussed above—it is important that you know that the buying and selling of your home is a major transaction and it is important that you know what is going on—or should be going on every step of the way.

 

Whether you are purchasing or selling a new home or a resale it is important that you know the type of market that you are operating in and you (or your agent) do your research upfront as that will help in the negotiating process.

 

By looking at past sales, expired listings, and the current market conditions in your area, you (along with your real estate agent) can craft an offer that works for you whether you are the buyer or the seller–regardless of market conditions and the type of property in question.

 

Always realize that all home loan closing situations are unique and variations to expected closings occur on a consistent basis!

Whether you are a buyer or seller always pay attention to special stipulations and the seller’s home disclosure statement when present in an offer and always consider a home inspection as well!

 

In addition, whether cash or a loan is involved in the transaction “you must negotiate in a manner that works to your advantage” as you move forward and pursue the goals that will make life on earth more rewarding for you and your family in a more sincere way.

 

Thanks for visiting TheWealthIncreaser.com today!

 

All the best to your negotiating success…

 

Return to Top

 

Return from Negotiation & Home Ownership to Mortgages & Personal Finance

Return from Negotiation & Home Ownership to For Sale By Owner Manual

Return from Negotiation & Home Ownership to New Mortgage Loan Guidelines

Return from Negotiation & Home Ownership to Effective Home Inspection

Return from Negotiation & Home Ownership to Why You Must Approach Home Ownership in a Sincere Manner

Return from Negotiation & Home Ownership to Home Ownership & Wealth Building

Return from Negotiation & Home Ownership to 15 Questions that Every Home Buyer Should Ask

Return from Negotiation & Home Ownership to Home Seller Tips that Every Home Seller Should Know

Return from Negotiation & Home Ownership to Mortgage Hunter Tips

Return from Negotiation & Home Ownership to Real Estate Agent Thomas (TJ) Underwood

Return from Negotiation & Home Ownership to Who is the creator of TheWealthIncreaser.com

Return from Negotiation & Home Ownership to Glossary of Real Estate Terms

 

Copyright©–2014–2021–TheWealthIncreaser.com–All Rights Reserved