Discretionary Income & Wealth Accumulation

Learn why it is important to maximize your discretionary income in today’s economy


Financial Calculators…


Posted on 11/10/14 by Thomas (TJ) Underwood


It is important that you maximize your discretionary income on a monthly basis if you desire to achieve at a higher level. By doing so you can put together a plan that will take you towards your future goals in a more effective and efficient manner.


If you have discretionary income (monthly income that is left over after the payment of your taxes and living expenses) at the right level you can save more for your future—whether it be increasing your emergency fund, saving for retirement or taking the types of vacations that you desire on a consistent basis.


You must not do like many who overspend (budget poorly) on a monthly basis and do not have enough discretionary income left over that allows them to do what they like to do or do what they NEED to do!


If you plan in an intelligent and proactive manner on the front end you will know that your “discretionary income” is a key to your future success.


You can then put yourself in position to reach the goals that you desire in a more beneficial and reassuring manner.


You won’t have the mindset of what might occur in your future as you can have certainty of your future outcomes if you know that you have the monthly income that you need to live at the level that you desire.


Do you at this time desire to get started on a serious path to success?

You can now do so—by choosing to give it your best!

You can sincerely make it all happen by analyzing your monthly income and expenses and see where you are now at as far as your discretionary income is concerned.


Once you know, you can devise a plan to get more income, cut your expenses or do a combination of the two.


Learn Why You Must Have Adequate Discretionary Income


If your discretionary income is at the appropriate level that allows you to live your life in a manner that you are comfortable at and still reach your future goals, you would know that you are in an ideal position and the key to your success would be coming up with a workable plan for your future success and sticking to it on a consistent basis!


Understanding the various forms of income is critical for your future success and understanding how to best utilize your discretionary income on a monthly and annual basis where it will benefit you and your family the most, is critical for your long-term success.


You now possess in your mind a way to live your life more abundantly and it all starts with understanding the various forms of income, determining your discretionary income on a monthly basis and then deciding to do something significant and meaningful by saving more to meet your future goals—whatever they may be.


All the best as you use your discretion to achieve a higher level of success…


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TheWealthIncreaser.com began in January of 2014 with the goal of enhancing the financial future of consumers in an intelligent, consistent and proactive manner so that consumers could achieve real financial success in the most efficient manner possible.


TheWealthIncreaser.com is the creation of  Thomas (TJ) Underwood   who is a former fee-only financial planner, former top producing loan processor and is  currently an active real estate broker at Realty 1 Strategic Advisors and who has been serving consumers in the area of finance for over 20 years!


Thomas (TJ) Underwood is a licensed real estate broker in the State of Georgia. He is also the broker/owner of   Realty 1 Strategic Advisors, LLC which he founded in 2002.  A pioneer in the real estate industry his company is one of only a handful of real estate companies in existence that offer clients comprehensive financial planning as a part of the home buying and home selling process as a complimentary service.


You will usually find him assisting home buyers, home sellers and those who are trying to improve their financial position in the Atlanta Metropolitan area and throughout the world improve their finances in an intelligent, consistent and proactive manner.


He is also the Author of The Wealth Increaser—an empowering new book that is now available on this site ($29.95) to help  consumers achieve success in an intelligent, consistent and proactive manner.


He considers it an honor to use his rare combination of experience as a former fee-only financial planner, former top-producing loan processor and  current position as an active real estate broker serving the Atlanta Metropolitan area to provide consumers enlightening personal finance systems and approaches that they can implement in their life that will provide them the opportunity to achieve what they truly desire in the most efficient and effective manner possibleIt is the desire of Thomas (TJ) Underwood that you do all that you can to use the information and advice on this site to provide you the guidance that you need to perform at a level that is far beyond your expectations so that you can achieve results that are astounding and will take you well farther than you intended to go.


It is important that you realize the higher that you can take your mind or mentality—the more successful that you can be in your future!


About This Article:


The above article was written by Thomas (TJ) Underwood  on November 10, 2014.  Thomas (TJ) Underwood is a licensed real estate broker in the state of Georgia and is the writer behind The Wealth Increaser, Home Buyer 411,  Home Seller 411, The 3 Step Structured Approach to Managing Your Finances, Managing & Improving Your Credit & Finances for this MILLENNIUM and CREDIT & FINANCE IMPROVEMENT MADE EASY—FREE GUIDE. 

He is the creator of TheWealthIncreaser.com where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner.  He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future.

You can contact him from a number of sources but the most direct way is to contact him through Realty 1 Strategic Advisors Website.  You can also get other highly relevant tips on “living your life more abundantly” and possibly earn revenue at the same time by linking to TheWealthIncreaser.com.



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