Downward Spiral & Wealth Building

Caution: 15 minute read

Learn how you can stop (or lessen the effects) of a downward spiral so that you can avoid financial uncertainty and see more light, so you can be more of who you were meant to be and get your future right…

In the current economy degenerative behavior at all levels of society seems to abound at a level never before seen in many parts of the world.

Many are being led astray in an unhealthy way by frequencies, vibrations and communications over the airways–whether it be social media, tv, radio, podcasts, print media and the like–and the goal of this discussion is to potentially help you and others who are now in a downward spiral, or perceive that you are, a more effective way to reach meaningful goals and turn your situation around and achieve more success throughout your lifetime by tuning your mind and heart into the right frequency so that you can achieve more.

If you are now in a downward spiral with your finances and/or other important areas of your life, you want to be mindful of that fact, as awareness is the beginning of finding the solution. Adversity and difficult stretches throughout your lifetime are to be expected, however a positive response by you once you are aware of your downward spiral is also to be expected if you are one who desire to achieve more.

Awareness of Your Cash Flow Position

For a set period of time, you may need to spend 1 to 2 hours a month to determine what inflow of cash comes into your household and what outflow of cash goes out. You then want to go to work toward achieving what you desire most and by being fully tuned in and focused on this important task intently, you can put yourself in position to achieve what you desire most.

You want to focus hard on ways to get more income, cut expenses or do a combination of the two, and do some deep thinking—then relax and eventually you will come up with realistic ways to improve your cash flow on a monthly and annual basis so that you can position yourself and your family for more success.

Always realize that properly comprehending wealth building concepts can be an effective tool for your benefit, if utilized appropriately and you are truly determined to learn—bit by bit!

Identifying the potential solution or problem (the amount of your discretionary income or lack thereof) is your first step in correcting or lessening your downward spiral if that spiral is financial in nature, then you want to brainstorm for solutions intently by utilizing your best effort to find solutions when necessary!

Awareness of Your Credit Management Skills, or Lack Thereof

You want to have an awareness of how you manage your credit, and once you know how you manage your credit, you want to know or have an awareness of how you can do it better.

You want to make what was previously invisible, visible to you, so that you can make your effective credit management dreams come true, as you must be aware of the 5 credit factors, the 3 major credit bureaus, the 2 credit rating agencies, and have an engaging way of how to use that awareness to effectively manage your credit throughout your lifetime, or at a minimum the period during your life that you desire to utilize credit.

By doing so, you can position yourself to improve your credit management skills at the various stages of your life and bring joy back into your life so that what you desire to do most can be made a reality.

Awareness of All Areas of Your Finances that You Need to Know and Need to Address

Do you know all areas of your finances that you must address or is it a mystery to you? By having the knowledge of what you need to comprehensively address, you can position yourself for more success as that knowledge is a key to you achieving more.

You must challenge yourself to do more and achieve more!

You must know that wealth is not income and income is not wealth!

However, you can use your awareness of your income that you earn, and an effective plan of action to create wealth if you are “mindful of a process” that allows you to do so at your highest level of excellence.

You want to know in uncertain terms that you need to be aware of your insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning–and know how to make improvements in all areas so that you can work toward building wealth more efficiently.

If you now find it difficult to manage your insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning due to lack of awareness, carelessness, or other reasons, you want to search out for a better solution, as unlike most–you are aware of all areas of your finances that you need to address, as the mystery of what you need to do in a comprehensive way, no longer exists inside your mind and heart, as you are now confident and truly know, what you need to do to accomplish results that will show.

Conclusion

Your awareness and action on proactively knowing what you need to know and do can put you on a serious path toward making your dreams come true. Additionally, you must have self-awareness, self-confidence, know your self-worth and know in uncertain terms how to build your net worth!

You want to be aware of what is going on in your mind, body and spirit so that you can stay present and control your thoughts regardless of what is happening in the economy internationally or in your personal economy and local area!

Always realize that “degenerative behavior” will come and go, and you want to make what is constant and positive a part of your makeup. You also must be willing to trust a process that is proven and align your goals, time, needs and wants—and know your how and your what, the how is the variable and your what is constant and you want to do that now so that you can start the process of reversing your downward spiral, if you are now in one.

For example, if you know that you want to have x amount for retirement (the what or your retirement number), the how to get there will be presented to you, if you seek out the right information and you are sincere in making your dreams come true.

If you are currently in the midst of “any or all” of the following, you may feel you are on a downward spiral and there is no way out, however, you must remain confident and steadfast and know that this will pass and better days are ahead.

If you are filing an insurance claim due to water back-up in your home, analyzing investments that are losing value daily, facing rising income and property taxes, encountering emergency automotive issues that were unexpected, are recently made aware that your student loan payments must now restart, gotten the news of the death of a loved one, or you log into your retirement accounts and notice major dips in your retirement account balance(s)–you may feel depressed and disheartened at this time and be on a downward spiral where you see no way out.

Even so, you must know that you can come out, and you want to in part use an approach based on evidence and science versus shooting from the hip when responding to adversity and pursuing your wealth building goals.

You must ask yourself tough and uncomfortable questions if you really desire to achieve at your highest level. You may want to sit with yourself and think it through, make peace with yourself and what is already happening in you, and use your mind, heart and what is now available to you to further ensure that your dreams will come true.

And always realize that you must be mindful or aware of what you are doing, want to do and can do! That mindfulness or awareness allows you to act proactively and appropriately and gives you a better opportunity to achieve success in all facets of your life.

Furthermore, you want to be aware of “your need to have the right mindset” as you must know in certain terms that catastrophic thinking (spirit of a pessimist) is not good for the mind, body, or spirit–as your goal should be to expect success consistently, even when facing great adversity.

By focusing on your present and future thoughts (and actions) that you control or have the power to direct, if you desire more effect, you can achieve your goals more efficiently and have a feeling of exuberance on a more constant basis.

And by focusing on what you can’t control, you work against your best interests and that could hamper your forward advance and put you in a position where you are operating on chance and not making the best use of your current circumstance (the ability to control your finances and not let your finances control you)!

Always realize that awareness of your situation puts you in position for growth!

And growth requires that you exert more effort so that you grow stronger and can do more!

Growth is not comfortable mentally, spiritually or physically, nor should it be–as you are stretching your mind to reach higher and that stretching may not be comfortable initially.

At times discomfort is not always to be avoided–but confronted!

You don’t have to talk the most, but you can live the best (or at least comfortably) by taking the right or appropriate action at the right time, even when you are on a downward spiral.

Isn’t it time that you bring predictability and stability into your life? Obstacles help you build strength and you must have the fire on the inside to power through, over, around or under whatever you face that is holding you back.

Your increased awareness of your situation allows you to find the right solution to what may be ailing you financially and in other areas of your life. Whether you poorly manage your inflow or outflow of cash monthly, you mismanage your credit or you have no comprehension of all areas of your finances that you need to address–you can now put yourself in the know so that you can proactively plan and reduce the effects of downward spirals that will occur from time to time!

Whether you managed your credit poorly or successfully in your past, you should now be mindful and aware of a better way(s) to manage your credit throughout your lifetime and you should be in position to change all of what has negatively affected you in your past (and possibly in your future) for the better and achieve even more throughout your lifetime!

What a great time to be alive, what a great time to thrive–your current awareness must move you to clearly see long-term success in your future and not fleeting results that are just a little more than a blur or a mess!

Whether you lacked the awareness or was completely unaware of comprehensively knowing all areas of your finances that you need to know and address–you can now do so with more of a flow and achieve real results that will show!

The goal of this post is to get you to be more aware of the actions that you need to take and more importantly inspire you to take those actions in a timely manner so that your life is more meaningful and significant “at this time” so that you can do more, enjoy more, laugh more and truly soar–at a later time.

Always realize that awareness serves no real function if you do not use that awareness to live better and come out of your downward spiral in a more efficient manner. You efficiently come out of your downward spiral by using the awareness that you now have or will soon have in a manner that is best for you and your family. That means finding solutions (re-focusing your mind for success) to come out of the downward spiral that you are now in (and aware of) so that you can live with more joy and lead your family toward a more prosperous future in spite of the adversity that you are or will face.

You must use the downward spiral that you are now in (or may be in at some point in your future) and turn it to your advantage, as adversity and unwanted occurrences are to be expected throughout your lifetime, regardless of the goals that you are pursuing or your current net worth. However, it is your responsibility to reduce the likelihood of that occurring or avoid adversity altogether, when possible, by doing your part.

Everyone “deserves to know how to build wealth efficiently” so that life can be enjoyed more, and the facing of obstacles can be reduced–or at the very least confronted from a point of strength as opposed to weakness by having an awareness of your situation at the earliest point possible.

And just as the creator of TheWealthIncreaser.com always has the mindset to know that better days are always ahead and the best is yet to occur–so too must you have the confidence to know that better days are ahead for you as well, regardless of what you are going through.

All the best as you “expand your thoughts” say no to your downward spiral, and say yes to increasing your effort so you can reach a new level of success–by giving it your absolute best…

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