Financial Risk & Wealth Building

Posted on September 21, 2025 by TheWealthIncreaser.com

Learn how you can use foresight to help get your money management personality right…

It is important that you have an effective way of managing your income, risk and other factors so that you won’t default on your obligations and put yourself in a deeper hole.

If you desire to effectively manage your finances, “you” must know how much income comes in and goes out of your household, know your risk level and know when and how to act if you find yourself in financial difficulty.

In this discussion TheWealthIncreaser.com will focus on the importance of your need to more effectively manage your income level, risk level, and money management skills, so that you can reduce your default potential and enjoy life more abundantly while you are here on earth.

Income Level Awareness

It is important that you analyze your income from all sources and come up with a debt payoff or debt paydown plan when needed. You want to put an investment or savings plan in place now or at the earliest time possible–so that you can have the income that you need later.

By analyzing what comes into and goes out of your household on a monthly and annual basis, you can put your mind in position to plan proactively, so that you can go to the right places at the right paces on a more consistent basis!

Risk Level Awareness

It is a risk to fall behind on your taxes and pay unscrupulous companies to help rectify your situation, as many will offer services for a fee that you pay upfront, and in the end, they inform you that you don’t qualify–“after” you have made payment. Similar scenarios can play out in all areas of your finances; therefore, you want to improve your awareness now!

What is your risk level as it relates to insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement plans. There is varying risk levels based in large part on how you take action in those critical areas. If you don’t know all areas of your finances that you must address, you are increasing your risk level and decreasing the likelihood of future success for you and your family.

Do you know that “your inaction” is a major risk and can prevent you from reaching many of your goals that you desire to timely bring into existence?

You want to do all you can at the earliest time possible to make insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning work for you, and not against you.

Lack of knowledge at a certain level in all areas of your finances often turn the odds in favor of creditors and other professionals–and will work against your and your family’s best interest in many instances!

Are you a solid money manager or are you lackadaisical or confused about how you manage your finances. Regardless of where you fall on the “money management spectrum” you can make major progress if you have the desire to do so!

Default Potential Awareness

If you default on student loan debt, car loan payments, credit cards and other financial engagements where you agree to pay, you may put yourself in an adverse credit and financial position.

If you fail to pay creditors and/or other debt that you owe, you could find yourself in position where you have to file bankruptcy or pursue other disadvantageous options–when it could have been avoided, had you taken the right steps at the right time.

If you fail to plan for what happens after your transition, you increase the likelihood that your heirs will face default and/or added financial burdens (including family squabbles) after you are no longer on earth.

Conclusion

Your decision to analyze your income that comes into your household, your risk potential from a subjective and objective point of view, and your potential for real default is paramount if you desire lasting success. Proper decision making at the proper time can put you in position to make the right or corrective moves where possible and could be an important step in turning your current financial position into that of lasting success.

By analyzing how well or poorly you are managing your finances, analyzing your risk potential in all areas and knowing your potential for default at the earliest time possible, you can make better, more informed and more beneficial decisions that will put you and your family in position to enjoy life more.

If you must file bankruptcy or pursue other options that are adverse, you want to do so in the timeliest manner possible, if that works the best for you, after thorough analysis (possibly with assistance from a number of professionals) and weighing all of your options.

You want to analyze your financial habits proactively or on the front-end so that you can make the needed adjustments proactively or when the potential for benefit favors you–not creditors, so you won’t suffer after making a bad decision(s) on the back end!

Your decision at this time to not follow the trend and give it your absolute best so that you can win, can put you in position to succeed again and again–if you decide to consistently do what you need to do and you are one who sincerely desire to make your dreams come true.

All the best as you reduce your risks, increase your awareness, and achieve at a level that is your absolute best…

How to reduce your financial risk right now…

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Controlling Your Actions Now & Wealth Building

Posted on September 7, 2025 by TheWealthIncreaser.com

Learn how you can “control your actions now” and achieve more as you build wealth…

Although CYAN is the color between blue and green on the visible spectrum of light and can often be difficult on your eyes as you can see above in the lead intro or subtitle, your understanding of your credit and finances does not have to be difficult on your eyes or your other senses–as you will soon see–if you are one who sincerely desire to be all that you can be.

In this discussion TheWealthIncreaser.com will discuss the importance of your need to utilize your mind and heart more efficiently so that you can timely achieve more in varying economic environments.

1) Stabilize your credit/finances

If you are one who desire to achieve more at the various stages of your life cycle you must proactively get out in front of your finances and that includes analyzing your monthly cash flow at a minimum. You also want to utilize personal income statements and balance sheets on occasion so that you will know your net worth.

Additionally, you want to know all areas of your finances that you must address at the earliest time possible.

2) Improve your credit/finances

There are a number of ways to improve your credit and finances and how you manage your credit, and finances proactively can give you a real jumpstart regardless of where you are now at in your life cycle. You also want to manage your finances optimally and there are many proven ways of doing so.

It is your responsibility to find the best approach to improving your finances at this time and throughout your lifetime.

3) Maintain your credit/finances

Once you get your credit and finances in a more favorable position, you want to maintain that favorable position.

That means reviewing on occasion, setting and reaching other goals that you have and having an undeniable approach in the management of your credit and finances throughout your lifetime. You want to realize at this time that you must do more, and you can do more if you properly prepare your mind and heart for the journey.

Conclusion

The decision by you at this time to use your mind to grow in character and wisdom are contingent upon you controlling your actions now and more importantly you want to use that growth and wisdom to achieve more during your relatively brief time that you are on earth by directing your actions with more purpose and focus.

By C ontrolling Y our A ctions N ow you can learn more, process more and achieve more!

By focusing more on yourself and being more aware of what is going on in, around, under, and over your finances (comprehensive approach), you can position yourself and your family for major success, now and in the coming years so that you can continue the positive momentum that you will have unleashed due to your decision to manage your finances in a more optimum way and find your way to punch through–as there is nothing that can prevent you from doing what you need to do to see your way through!

You want to keep calm and push on and know at an early point in your wealth building journey that there could be a better way for you to approach and act when it comes to effectively managing your finances and reaching meaningful goals.

When “inspiration that you should act on” comes down like manna, the question then becomes, will you grab it and do something with it–or will you let it wither away–possibly never to return again?

The importance of controlling your actions now…

Over 20 years ago after facing great adversity, the creator of TheWealthIncreaser.com made a vow to God to do something great for humanity. At the time the “great” was an unknown, however by pressing on and eventually being open to act on inspiration that I received, I began writing (something that I had not done in many years) and many around the world who were serious about their finances took notice and their responses and movement in their financial journey spurred the continued writing that many around the world continue to benefit from today.

Those events were in large part inspired by controlling my actions, dreaming big, having the preparation and knowledge that was needed, moving to action and not letting inspiration that I failed to take action on for years continue to immobilize real action.

When you really get down to it, action is what really counts, as thoughts about acting, waiting on others to do it, dreaming about it, letting inspiration that you receive that you don’t act on fly over your head, and other behavior that is not “real action” is “really nothing” when you really get down to it.

By giving all the glory to God, and operating in a sincere manner to benefit humanity, this site along with several others were created, along with a number of books that have all had a major impact on improving the financial lives of many worldwide.

Even though I did not know it at the time, Proverbs 16:3 was at work–commit thy works unto the LORD, and thy thoughts shall be established. And by acting on inspiration when it was in my best interest to do so, that has led to the creation of this website along with numerous e-books, books and services that all move humanity forward during these difficult times and are presented in a way that is one-of-a-kind.

The point is that if you make a sincere effort to control your actions now and you make the commitment that is necessary, you too can achieve beyond your imagination and create something new and unseen for society and also reach many or all of the goals that you set for yourself and your family during your lifetime!

All the best as you CYAN (Control Your Actions Now) and achieve major success…

Learn more about the real estate and finance 360 degrees series of books…

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Mental Awakening & Wealth Building

Posted on February 24, 2024 by TheWealthIncreaser.com

Learn why a financially alert mind provides you the ability to grind and the freedom to unwind at this time…

This discussion is intended to provide you a mental awakening as you work toward “investorship” and attaining a financially alert mind as you pursue a serious path toward building wealth in a more efficient manner! It is imperative that you operate daily with a financially alert mind–and not just financial literacy if you desire to go to a place that you need–or want to be.

In this discussion TheWealthIncreaser.com will discuss the importance of using your mind in an optimal manner as you build your wealth and pursue the dreams that you desire most. Successful financial planning “starts with a thought” and the decision by you to work diligently toward making your dreams come true.

Unlike others who go about their life daily without a mental awareness of what they are doing and knowledge of where they are going–you will position your mind for better success if you are at this time willing to give it your absolute best.

Know Your Thought Process

Whether you fall into Gen Alpha (born after 2010), Z or Zoomers (born between 1997 to 2010), Millennials (born between 1981 to 1996), X (born between 1965 and 1980), Baby Boomers (born between 1945 and 1964), the Silent generation (born 1928 to 1945) or the Greatest generation (1901 to 1927), there are actions that you can take to reach higher than you can see, and it all starts with giving deep thought about the future that you desire and who you truly want to be.

It is very important that you are aware of the way that you think on a daily basis, as your thoughts are critical as you work toward wealth building success!

You must be undeniable as you put your wealth building plan into action as “permanent” failure is not an option at any time when you are pursuing your wealth building goals! Your wealth building efforts must be offensive, not defensive–if you desire to achieve at an optimal level! Your understanding of your money management personality, thinking about the right things on a consistent basis and going after your goals with more enthusiasm or fire, will allow you to reach higher and achieve much of what you desire!

You must create the success that you desire and not just defensively react–after the fact! You must think about ways to get more income, cut expenses or do a combination of the two so that you won’t slack, but you will attack your finances so that you can stay in the black and not live daily with lack!

It is important that you create something that you and others have never seen before, and you use your mind in more empowering ways so that you can truly build wealth and attain meaningful and significant goals that will move you and your family forward.

Implement the Right Plan of Action

Your goal is to utilize credit and wealth building strategies in a way that is most advantageous to you, improve your financial focus, possibly find ways to get other income, have a contingency plan or emergency fund in case things don’t work out, address your insurance (including disability, health, life, key person etc.), investments, taxes, education planning, estate planning/wills and retirement planning in a way that serves your best interest.

You must also season and marinate in your mind what you must do to make your life and financial dreams come true, and “knowing and implementing” the right plan of action that is uniquely created for you can lead you toward the success that you desire.

You want to without a doubt create one of the most empowering financial plans possible that addresses what you desire to achieve and also review from time to time and have a—just in case strategy—or default strategy in case your plans don’t work out!

Your financial plan should complement how you approach the management of your finances and direct you in a more focused way towards goals that are good for you and your family.

Review to Ensure that You are on a Definite Path Toward Making Your Dreams Come True

Always remember that by reflecting on your past you can plan better, do better—and review better.

Adversity has its advantages if you are determined to get through adversity and recognize that major success is ahead!

Are you dissatisfied with being stagnant? Are you justifying your failure by inactivity, blaming others, blaming your income–or lack thereof, blaming your knowledge–or lack thereof, for your wealth building shortcomings?

You must realize that failure is not final—and now is the time that you get renewed and dream big again and cultivate a money management personality that will lead to continuous success throughout your lifetime!

Once you master the actions that you need to take on a consistent basis, you can reproduce those successful actions over and over and duplicate success throughout your lifetime.

You must have the vision of a deal maker and not associate with—shakers—breakers—takers and fakers!

You must create a plan of attack that you desire and not react after the fact!

By applying what you are learning in this discussion in a sincere manner, you can achieve exponential growth in your wealth building understanding and achieve far more in your life.

You are only as strong as you think you are, weak, wrong or incomplete thoughts will not take you where you need to be, as you must focus in on the goals that you now see.

Your goal is to row (take the right action) so that you will know and grow and achieve results that will show!

A “just in case or default strategy” allows you to continue to move toward your dreams in an uninterrupted way as you will still pursue your goals at a high level with some adjustments along the way.

Many want to see results before they learn what they need to do in advance of achieving those results (preparing their mind and heart with the knowledge that they need to succeed) and that can lead to frustration for some when the results that they desire never happen.

Your challenge at this time is to plan, do, review and work diligently toward making your dreams come true! By doing so you put yourself in position to make the needed adjustments that will get you back on track or help you improve your wealth building attack.

Conclusion

Your desire to successfully build wealth is contingent upon your ability to utilize your mind at a higher level of urgency as you move toward who you were truly meant to be.

Your wealth building efforts don’t have to provide 100% certainty, but you must utilize passion and pursue your goals in a more vigorous manner.

A financially alert mind makes you more self-aware of what you need to address.

Learning about investorship helps put you on a path that is not a blip.

The universe honors character and other qualities—you will succeed.

Character and giving it your absolute best is more important than achieving wealth building success.

Your gift makes room for giving, and a high level of character will take you toward better living.

You must manage your risks throughout your life so that you won’t live in strife.

A job loss, pay cut, car breakdown, plumbing issues, HVAC issues and any other form of adversity should not deter your wealth building efforts in any way.

Get your mental awareness where it needs to be starting today–a new mental awakening is what your actions and thoughts should now portray!

You must transform or renew your mind from the inside out–and find new and more effective ways of thinking about matters that are of importance to you!

Regardless of where you fall generationally, whether you are a member of the Greatest generation (1901 to 1927), the Silent generation (1928 to 1945), Baby Boomers (born between 1945 and 1964), X (born between 1965 and 1980), Millennials (born between 1981 to 1996), Zoomers (born between 1997 to 2010) or Gen Alpha (born after 2010) you must conclude that you can do more, and you will do more!

This discussion is designed to get you on a more consistent path toward using your mind and heart in a more reliable way so that you can think and act in a manner that truly serves your and your family’s best interest.

Success must always be your expectation and you must know that you will get out of your situation or solve your equation (your financial dilemma).

Your elevation of your mind when responding to devastation based on your unique situation can help you more effectively reach your destination as you create a new presentation that will not lead to your degradation.

Always realize that your mental awareness (or what is going through your mind and heart at this time and/or any time in your future) is under your control and you can effectively direct your thoughts and do more from this day forward–and achieve more!

The choices that you make throughout your life will in large part determine your future. Although there will always be times of unplanned struggle, you must realize that you have been blessed with a “mind and heart” and you are now in position to do far more to build wealth than you were prior to visiting this page.

Is what you want to achieve in your future what you deserve or are you putting forth less than optimal effort that is leading you on a path to achieving a lesser version of you–because you failed to act and do what you needed to do–to make what you desired most come true?

You must think and act proactively and not think and act re-actively, if you really desire to be all that you can be and more than what you now see!

You must get to a point where self-motivation directs your actions and improved decisions are made that will truly guide you to your destination–because you are not waiting on others to give you the ok to improve your situation!

All the best as you become “mentally awake” and learn once and for all how you will achieve lasting wealth building success–as your landing on this page was not a mistake…

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