PrayAction & Wealth Building

Posted on November 22, 2025 by TheWealthIncreaser.com

Learn how you can use the power of prayer and positive action to achieve more wealth building traction…

Although prayer is a great tool to utilize in all areas of activity, it is more important that you combine action along with your prayers if you really desire to achieve more!

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Learn how The Art of Essential Action can help you Achieve More Throughout Your Lifetime…

A key reason visitors return often to this blog is that the creator of TheWealthIncreaser.com blogs in an authentic, bold, creative, confident, daring and determined style that is unorthodox and cannot be duplicated, and more importantly this blog site can be relied upon to provide authentic content on a consistent basis–or another way of stating it, the creator of TheWealthIncreaser.com can be relied upon to take the action that is necessary on a consistent basis so that new content that can really move you forward will be made available for you and others who desire to achieve at a higher level of excellence on a consistent basis.

Even though there was a delay in this post due to pain in the knee (is arthritis kicking in, LOL) of the creator of TheWealthIncreaser.com, hopefully that pain allowed the needed inspiration to flow in, so that this post has the right content that allows you and others to do more and achieve more and provide healing (success) to all who sincerely desire success.

Additionally, The Art of Essential Action (the latest book in the real estate and finance 360 degrees series of books) was also created so that you can take appropriate action and truly soar and more efficiently plan your next tour (trip of your dreams)!

If you really want to jumpstart your path toward wealth building success, be sure to give serious consideration to adding The Art of Essential Action to your personal library, as it is a book that can put you in position to take the right action at the right time so that you can actually see more, achieve more and be more of who you were meant to be, as you work diligently to improve your financial score and build wealth efficiently in all economic environments, so that you actually open a new door!

If you desire to “get it together” as far as your personal finances are concerned, you have found the right location on the world wide web.

You want to give deep thought to what is important to you or meditate on what you desire in your future, and by combining those mental actions with taking effective action steps, you can achieve far more and improve your financial and life score, as you are truly putting yourself in position to open a new door.

Conclusion

Version 1.0.0

Although prayer is a great tool and will help you advance as you pursue your wealth building goals, there are also other actions that you must do if you desire to make your dreams come true!

You want to use the “control of your mind” that only you have to make favorable outcomes happen abundantly and make unfavorable outcomes that you have control over not happen at all or at least minimize them as best you can.

You “control your daily actions” and “you have the ability to combine prayer with real action” so that you can gain more traction and achieve at a level that is to “your” satisfaction–or beyond.

Always remember that pray and wait, your results won’t be as great, however prayer and action will lead to a higher level of satisfaction and put you on a more serious path to giving it your absolute best, so that you can achieve a higher level of success that will then provide you the opportunity to gain a little more rest.

As you build wealth, you want to know early in your life cycle that faith without deeds is foolish–and a little more than a wish!

When you sit, think, meditate, pray, ruminate, give deep thought, receive inspiration that is for you that you don’t act on, and other inactivity of the heart and mind that is not acted upon that should have been, you make reaching your goals more difficult than it should be or has to be.

By not combining positive activities of your heart and mind that are for your benefit with action, what you desire to manifest (your wealth building goals) will not come into existence at the level that is needed for you to live a more care-free life!

If you don’t ACT toward taking the steps that can lead to you building wealth at the level that you desire or need to achieve at–you are not putting forth your best effort!

You want to optimally condition your heart and mind to plan (pray/set goals), do (act immediately–or when it is the best time to do so), and review (more action on your part) if you are one who sincerely desire to see your dreams come true.

You want to make building wealth work for you, and by taking the right action you can start or continue on a path toward making your dreams come true. Prayaction© allows you to focus on what you desire or need to make happen, allows you to take the steps that you need to take to bring into existence what you desire, and allows you to show gratitude for being alive by knowing in definite terms where you are going (toward your goals with clarity) and when you will arrive (the time and space in which your goals will be reached).

Isn’t it time you look inward to see your wealth building future comprehensively and with more clarity?

The Art of Essential Action is a gift (priced for less than $20 in all forms) from the creator of TheWealthIncreaser that is designed to get you more active as you manage your finances on a more consistent basis so that the goals that you desire most can be achieved?

You can now use a “prayactive approach” to better direct what you control and make positive choices multiply in your favor and leave unfavorable options that are not for you behind in the wind!

Prayaction allows you to get ahead of cash flow analysis, credit analysis, and comprehensive financial analysis on the front-end or proactively, as by doing so you are leaning forward and seeing your future in a more financially alert manner that allows you to use your own mind more beneficially for yourself and your family–not creditors or others who have no real concern for your future, your family’s future, your past, or your family’s past, let alone your current predicament.

Even if others may not be cheering for you to succeed financially, you must put your heart and mind in position to cheer for your own success so you can win, and you want to do so in a style and manner where the goals that you achieve will last and stand the test of time–or won’t end!

By taking the needed action on a consistent basis, you can get momentum moving in your favor so that you can win the majority of your races and achieve the type of success that you can savor (success that was meant for you only).

All the best as you use prayaction and not inaction to achieve at a higher level of satisfaction–and at a level that never needs a redaction…

Purchase The Art of Essential Action today…

Learn more about The Art of Essential Action…

Read a Sample Chapter Inside The Art of Essential Action…

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TheWealthIncreaser.com is a blog site designed to take you somewhere—if you are determined to go–and you sincerely desire to achieve results that will show…

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Essential Action & Wealth Building

Posted on November 4, 2025 by TheWealthIncreaser.com

Learn the importance of acting immediately if you desire to see your future clearly and build wealth more efficiently at this time….

As the fall season approaches, many are contemplating how to approach life and their finances more effectively, and in this discussion, TheWealthIncreaser.com will present actions that you can take to work toward achieving what you need to achieve so that the results that you receive will not deceive!

As you manage your finances and life from day to day, there are steps that you can take that can ensure a more prosperous future for you and your family in all areas of your and your family’s life. And with the Holiday season approaching, you want to realize at the earliest time possible that it is not what you want to occur that is most important, but what you need to know and make happen in real time that is most important for those who desire to achieve at their highest level.

In The Art of Essential Action (the latest release in the real estate and finance 360 degrees series of books) that is scheduled for release this month (November 4th, 2025), you can learn new and more empowering ways to power your way toward success during turbulent or not-so-turbulent times, as The Art of Essential Action provides you the information that you need to know and act on so that you can truly grow–and more importantly achieve meaningful results that “you” can show!

In this inspiring and uplifting book, you will learn ways to take action in a timely manner and achieve more in an efficient and effective manner.

Inside The Art of Essential Action, you will find the following information:

How you can use time, action, and space to see your vision effectively so you can build wealth at a faster pace…

A Financial Guide for Taking “Essential Action” and Using “Time Management” More Wisely so that You Can Build Wealth Efficiently in Any Economy

Contents

Foreword 6

Introduction 8

A Word About Taking Action & Effectively Building Wealth 12

Chapter 1 Time Management & Action Basics 23

Chapter 2 Procrastination & Wealth Building 37

Chapter 3 Responsibility & Wealth Building 46

Chapter 4 Financially Alert Mind & Wealth Building 54

Chapter 5 Understanding Your Need to Act Consistently 65

Chapter 6 Hot Time Management & Action Topics (understanding compounding, income, tariffs, inflation, how to more efficiently increase your net worth over time, and improving your credit and finance management over your lifetime) 81

Chapter 7 Artificial Intelligence, Fraud, & Wealth Building 109

Chapter 8 Output & Wealth Building 133

Chapter 9 Mental Tools that You Can Use to Manage Your Time Better and Achieve More 145

Chapter 10 Tying it All Together and Using Your Action Mindset that you NOW Have and Must Use to Build Wealth More Efficiently Throughout Your Lifetime 157

Appendix A

Additional books written by Thomas (TJ) Underwood 181

Appendix B

The 3 Step Structured Approach (A Comprehensive Financial Management System Designed to Inspire Action and Save You Time so that You Can Truly Build Wealth in Any Economy) 184

BONUS SECTION: Investment Simplification & Consistently Building Wealth Over Time 200

Conclusion

Just as painting a masterpiece requires a painter to take action and visualize what painting strokes to take–so too must you masterfully take action as you build wealth so that you can visualize the right actions and formulate goals that you need to reach, so that you can live a more bountiful life while you are here on earth, so that you can enjoy more time at the beach.

You must have the attitude that you will take action and use your time wisely as you operate from day to day in all of your activities.

By ruminating on your expectation of success–as opposed to ruminating on your past failures, you can put your mind in better position to give it your absolute best. If you currently lack the discretionary income that you need to reach your goals, you may need to cut expenses, get more income, or do a combination of the two, if you are truly serious about making your dreams come true.

If you currently have the necessary “discretionary income” that allows you to set meaningful goals and plan for reaching those goals, you want to know that at the earliest time possible so that you can take the action that is essential and meet or exceed those, and other goals that you formulate–throughout your lifetime.

By visiting this blog today, the creator of TheWealthIncreaser.com believes that major success is headed your way.

All the best as you pursue a more essential path toward a lifetime of success…

Purchase “The Art of Essential Action” Now…

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Forward Leaning & Wealth Building

Posted on October 5, 2025 by TheWealthIncreaser.com

Learn why you must look to your wealth building future with the real expectation of success…

As the year 2026 approaches, it is important that you look within and determine in a real way what you desire to occur most in your wealth building future.

Are you looking forward to a successful future and are you optimistic or pessimistic about your future?

If you at this time lack the income to reach your goals, you must put together a plan to improve upon your current position–however you won’t know where you now stand if you don’t take action to find out exactly where you stand.

Even though others may have a pessimistic view of their future with all of the turbulence and uncertainty that is in many cases being unnecessarily created, you want to rise above the fray and plan for a better day.

You must know in certain terms that a better day is coming your way, and that is what you must say from day to day, so that you can get momentum to go your way!

In this discussion the importance of looking ahead so that you can plan for and achieve goals that will serve your and your family’s best interest will be discussed by TheWealthIncreaser.com in an attempt to get you to achieve more during these turbulent times and even when calmness returns.

1) In order to lean forward you must first know where you now stand

Do you now know your financial position or is it a mystery to you? It is important that you know where you stand, and you must know what you need to do now to see where you stand. If you create a budget or cash flow statement you can determine how well or poorly you are managing your income from month to month.

By taking this step at a minimum, you are leaning forward and peeking into your future, and you can “put yourself” in position to like what you see, or make the necessary adjustments if you don’t like what you see!

2) In order to make progress you must plan for success

Once you know what you take in monthly and pay out monthly, you can put yourself in position for greater success by putting a written plan in place that takes you where you need or want to go.

You want to plan your credit management and other areas of your finances, so you don’t leave anything to chance–now that is leaning forward!

3) In order to maintain your gains, you must review to help further ensure that your dreams will come true

Once you pay off or pay down your debt (if that was part of your plan), maintain mastery over your credit and manage your finances comprehensively, you want to review on occasion to see how well or poorly you are doing. Your goal on an annual basis is to increase your net worth so that you can reach the goals that you need to reach.

Whether you decide to plan for that dental work that you have been delaying, set educational goals, protect your assets by purchasing an umbrella policy, invest consistently so that you reach your retirement goals, plan for your heirs after you are no longer here, or pursue any other goal(s) that are unique to you–you must make plans to occasionally review!

Conclusion

Regardless of where you reside, there may be uncertainty in your personal economy and/or the larger economy at some point in time, and you want to find a better or more certain approach to building wealth that you can understand and carry within your heart and mind so that you don’t leave anything to chance! More importantly you want to have the ability to implement the plan so that you and your family can truly benefit–not creditors and others who may not have your best interests in mind.

You want to know in definite terms that if you do 1-2-3, you can put yourself on a path to achieving results that you can see. By taking time out of your busy schedule at this time (pun intended) you can start on a journey of putting your own mind in control of your wealth building and financial destiny, so that you can achieve at a level that you were meant to achieve at!

You want to know early on that wealth is a mindset, therefore you want to have a mindset that is real and one that you can sincerely implement in your life!

To attain true wealth, you want to “lean forward” and see in yourself someone who is in serious pursuit of sound physical health, a positive mental attitude, an enthusiastic spirit, a cooperative spirit, one who is intelligent in thought, have an appreciation for life, shows loyalty to others when it is appropriate, have a mental and written plan with accountability to someone else, a pleasing personality, the ability to manage time effectively, have a big imagination, someone who gives or does more than is expected, and someone who has self-confidence and energy that flows within appropriately, as guiding principles throughout your life!

Even when it seems like a constant stream of negativity is in the atmosphere that will never end, by leaning forward and making a commitment to do more–you can glide forward, rise higher and truly soar!

You want to know at all times that you have control over your mind and in a real sense that is true wealth, however it is not monetary in nature in and of itself. You have the power within and without to do more and achieve more. Always realize that “taking the right action” is a big part of the equation and you can use the power of persuasion to improve your situation and continue on a path toward success throughout your lifetime.

And even as you lean forward and achieve at a high level, you want to at the same time ensure that you have balance in your life as by having the right balance that will propel you forward even more!

Your “success” or “failure” in achieving your goals are in large part determined by your mental approach that you utilize consistently throughout your lifetime, your goals, risk level, income and personal situation–and it is you who in many cases control those variables and how tight you want to GRIP (grasp) those variables.

In closing TheWealthIncreaser.com will metaphorically leave you with a poem:

Pain All Over

I’m in pain from head to toe

However, despite my pain, I know where I need to go

I know that I can’t live in financial strife

I know that I must move forward at all stages of my life

I know that I am in pain from head to toe

However, I will still achieve results that will show

I’m in pain all over, yet I move like a rover

For I know wholeheartedly that what I am pursuing will come true

I now know in definite terms that “I” must do what I need to do

In the process of pursuing it all at a level that is the best that is within me

I then realized–that the pain is over, and now I can clearly see

All the best as “you” achieve unlimited success, lean forward and achieve at a level that is your absolute best…

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Financial Risk & Wealth Building

Posted on September 21, 2025 by TheWealthIncreaser.com

Learn how you can use foresight to help get your money management personality right…

It is important that you have an effective way of managing your income, risk and other factors so that you won’t default on your obligations and put yourself in a deeper hole.

If you desire to effectively manage your finances, “you” must know how much income comes in and goes out of your household, know your risk level and know when and how to act if you find yourself in financial difficulty.

In this discussion TheWealthIncreaser.com will focus on the importance of your need to more effectively manage your income level, risk level, and money management skills, so that you can reduce your default potential and enjoy life more abundantly while you are here on earth.

Income Level Awareness

It is important that you analyze your income from all sources and come up with a debt payoff or debt paydown plan when needed. You want to put an investment or savings plan in place now or at the earliest time possible–so that you can have the income that you need later.

By analyzing what comes into and goes out of your household on a monthly and annual basis, you can put your mind in position to plan proactively, so that you can go to the right places at the right paces on a more consistent basis!

Risk Level Awareness

It is a risk to fall behind on your taxes and pay unscrupulous companies to help rectify your situation, as many will offer services for a fee that you pay upfront, and in the end, they inform you that you don’t qualify–“after” you have made payment. Similar scenarios can play out in all areas of your finances; therefore, you want to improve your awareness now!

What is your risk level as it relates to insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement plans. There is varying risk levels based in large part on how you take action in those critical areas. If you don’t know all areas of your finances that you must address, you are increasing your risk level and decreasing the likelihood of future success for you and your family.

Do you know that “your inaction” is a major risk and can prevent you from reaching many of your goals that you desire to timely bring into existence?

You want to do all you can at the earliest time possible to make insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning work for you, and not against you.

Lack of knowledge at a certain level in all areas of your finances often turn the odds in favor of creditors and other professionals–and will work against your and your family’s best interest in many instances!

Are you a solid money manager or are you lackadaisical or confused about how you manage your finances. Regardless of where you fall on the “money management spectrum” you can make major progress if you have the desire to do so!

Default Potential Awareness

If you default on student loan debt, car loan payments, credit cards and other financial engagements where you agree to pay, you may put yourself in an adverse credit and financial position.

If you fail to pay creditors and/or other debt that you owe, you could find yourself in position where you have to file bankruptcy or pursue other disadvantageous options–when it could have been avoided, had you taken the right steps at the right time.

If you fail to plan for what happens after your transition, you increase the likelihood that your heirs will face default and/or added financial burdens (including family squabbles) after you are no longer on earth.

Conclusion

Your decision to analyze your income that comes into your household, your risk potential from a subjective and objective point of view, and your potential for real default is paramount if you desire lasting success. Proper decision making at the proper time can put you in position to make the right or corrective moves where possible and could be an important step in turning your current financial position into that of lasting success.

By analyzing how well or poorly you are managing your finances, analyzing your risk potential in all areas and knowing your potential for default at the earliest time possible, you can make better, more informed and more beneficial decisions that will put you and your family in position to enjoy life more.

If you must file bankruptcy or pursue other options that are adverse, you want to do so in the timeliest manner possible, if that works the best for you, after thorough analysis (possibly with assistance from a number of professionals) and weighing all of your options.

You want to analyze your financial habits proactively or on the front-end so that you can make the needed adjustments proactively or when the potential for benefit favors you–not creditors, so you won’t suffer after making a bad decision(s) on the back end!

Your decision at this time to not follow the trend and give it your absolute best so that you can win, can put you in position to succeed again and again–if you decide to consistently do what you need to do and you are one who sincerely desire to make your dreams come true.

All the best as you reduce your risks, increase your awareness, and achieve at a level that is your absolute best…

How to reduce your financial risk right now…

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Controlling Your Actions Now & Wealth Building

Posted on September 7, 2025 by TheWealthIncreaser.com

Learn how you can “control your actions now” and achieve more as you build wealth…

Although CYAN is the color between blue and green on the visible spectrum of light and can often be difficult on your eyes as you can see above in the lead intro or subtitle, your understanding of your credit and finances does not have to be difficult on your eyes or your other senses–as you will soon see–if you are one who sincerely desire to be all that you can be.

In this discussion TheWealthIncreaser.com will discuss the importance of your need to utilize your mind and heart more efficiently so that you can timely achieve more in varying economic environments.

1) Stabilize your credit/finances

If you are one who desire to achieve more at the various stages of your life cycle you must proactively get out in front of your finances and that includes analyzing your monthly cash flow at a minimum. You also want to utilize personal income statements and balance sheets on occasion so that you will know your net worth.

Additionally, you want to know all areas of your finances that you must address at the earliest time possible.

2) Improve your credit/finances

There are a number of ways to improve your credit and finances and how you manage your credit, and finances proactively can give you a real jumpstart regardless of where you are now at in your life cycle. You also want to manage your finances optimally and there are many proven ways of doing so.

It is your responsibility to find the best approach to improving your finances at this time and throughout your lifetime.

3) Maintain your credit/finances

Once you get your credit and finances in a more favorable position, you want to maintain that favorable position.

That means reviewing on occasion, setting and reaching other goals that you have and having an undeniable approach in the management of your credit and finances throughout your lifetime. You want to realize at this time that you must do more, and you can do more if you properly prepare your mind and heart for the journey.

Conclusion

The decision by you at this time to use your mind to grow in character and wisdom are contingent upon you controlling your actions now and more importantly you want to use that growth and wisdom to achieve more during your relatively brief time that you are on earth by directing your actions with more purpose and focus.

By C ontrolling Y our A ctions N ow you can learn more, process more and achieve more!

By focusing more on yourself and being more aware of what is going on in, around, under, and over your finances (comprehensive approach), you can position yourself and your family for major success, now and in the coming years so that you can continue the positive momentum that you will have unleashed due to your decision to manage your finances in a more optimum way and find your way to punch through–as there is nothing that can prevent you from doing what you need to do to see your way through!

You want to keep calm and push on and know at an early point in your wealth building journey that there could be a better way for you to approach and act when it comes to effectively managing your finances and reaching meaningful goals.

When “inspiration that you should act on” comes down like manna, the question then becomes, will you grab it and do something with it–or will you let it wither away–possibly never to return again?

The importance of controlling your actions now…

Over 20 years ago after facing great adversity, the creator of TheWealthIncreaser.com made a vow to God to do something great for humanity. At the time the “great” was an unknown, however by pressing on and eventually being open to act on inspiration that I received, I began writing (something that I had not done in many years) and many around the world who were serious about their finances took notice and their responses and movement in their financial journey spurred the continued writing that many around the world continue to benefit from today.

Those events were in large part inspired by controlling my actions, dreaming big, having the preparation and knowledge that was needed, moving to action and not letting inspiration that I failed to take action on for years continue to immobilize real action.

When you really get down to it, action is what really counts, as thoughts about acting, waiting on others to do it, dreaming about it, letting inspiration that you receive that you don’t act on fly over your head, and other behavior that is not “real action” is “really nothing” when you really get down to it.

By giving all the glory to God, and operating in a sincere manner to benefit humanity, this site along with several others were created, along with a number of books that have all had a major impact on improving the financial lives of many worldwide.

Even though I did not know it at the time, Proverbs 16:3 was at work–commit thy works unto the LORD, and thy thoughts shall be established. And by acting on inspiration when it was in my best interest to do so, that has led to the creation of this website along with numerous e-books, books and services that all move humanity forward during these difficult times and are presented in a way that is one-of-a-kind.

The point is that if you make a sincere effort to control your actions now and you make the commitment that is necessary, you too can achieve beyond your imagination and create something new and unseen for society and also reach many or all of the goals that you set for yourself and your family during your lifetime!

All the best as you CYAN (Control Your Actions Now) and achieve major success…

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Output & Wealth Building

Posted on July 25, 2025 by TheWealthIncreaser.com

Learn how you can increase your output as you build wealth and improve your financial health…

New Book: Taxing Subject Matters Made Easy — A beginner’s guide to effective tax management now available on amazon.com—includes Big Beautiful Bill updates…

CAUTION: 8-minute read

In the current economy many feel drained by all that is happening, and many are apprehensive and/or uncertain about their future and how they can achieve more. And with the topic of taxes being discussed in detail over the past few months on TheWealthIncreaser.com, many are looking forward to a new topic that can enhance their wealth building efficiency, and it is the desire of the creator of TheWealthIncreaser.com that this post fits the bill!

In this discussion TheWealthIncreaser.com will discuss ways that you can “increase your output” and achieve more during the current and future economic environments so that you can enjoy life on your terms.

This discussion has special meaning as the creator of TheWealthIncreaser.com’s first biological granddaughter turns 1 on this day (happy birthday with all the love possible), therefore, it is imperative to show you a better way so that the results that you desire will come into play!

As we all age here on planet earth the need for increased growth, and particularly financial growth for young investors is sorely needed at this time and this discussion will hopefully spark something on the inside of you to make you more aggressively pursue what you need to do regardless of your age–so that you can really make your dreams come true! However, output for all, at this time is what is inspiring the creator of TheWealthIncreaser.com on this day, and this post is designed to get you to approach your finances in a better way! Furthermore an “increase in output” is what is needed by many at this time based on the state of the economy in many areas; therefore, it is the topic of this discussion and hopefully will inspire and lead you and others toward achieving more throughout your lifetime!

It is important that you realize at the earliest time possible that you possess the ability to direct your future and achieve the outcomes that you desire, if you are willing to put forth the needed effort and reach higher!

In the paragraphs below you will learn 3 steps that you can take right now that can put you on a path to increasing your output and achieving more at the various stages of your life.

In order to increase your output financially and build wealth more efficiently you must first determine where you are now at, and where you desire to go!

Your first step to achieving more and increasing your financial score is to do an analysis of your cash flow on a monthly and/or annual basis. By determining whether you have a monthly or annual surplus or deficit, you will know what you can potentially do to achieve more. Furthermore, you want to know what your assets and liabilities are so that you can determine your net worth and make plans for improving and increasing your net worth!

2. In order to increase your output, you must obtain “effective knowledge of your credit” so that you can achieve the goals that you desire throughout your lifetime. By doing so you can gain mastery of your credit so that you can make credit work for you as opposed to against you!

Your desire to understand and master the 5 credit factors can play an important role in your credit and financial management–and if you make a serious commitment at this time, you can put yourself in position to manage your credit effectively for the rest of your life, and eventually with less effort once you master what you need to know.

3. In order to increase your output you must manage your finances effectively and have the determination to achieve more! You must know what your finances consist of, and have a desire to improve upon and manage your finances in a wholesome manner so that you can achieve more!

Your desire to increase your output throughout your lifetime should provide you the motivation to learn and know that you must more effectively manage your insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning in a way and manner that serves your and your family’s best interest–not creditors or others who have no real concern for your financial future or outcomes that favor you and your family.

Conclusion

You must realize that you have the ability, capability, agility and capacity to do much more not only at this time, but at all times. Even when you face adversity, whether that adversity is brought to you or you find yourself in a position where you don’t know what to do because you were the cause–you can still take the right actions that can increase your output and allow you to achieve your goals–after you take a short pause.

As you take steps to increase your output, you want to be awake so that you can take the right steps and make what you want to see occur–happen, as your goal is not to make a mistake. Isn’t it time that you partake in your path to your own success for your own sake, and not achieve fleeting success that is fake?

Always realize that to increase your output you must operate with confidence and have clarity, or a clear vision of the success that you will soon achieve—or another way of looking at it–you must sincerely believe!

You also want to operate from this day forward with a high level of character and not do like those who operate in a “less than desirable manner” as they make a living and move along throughout their life!

Furthermore, your goal should be to live with joy at your center, have a real appreciation for your life, and have gratitude for what you have done and will do as you must change your attitude in order to reach your highest altitude!

You are now equipped to do far more than you are currently doing on a daily basis, and it is the desire of TheWealthIncreaser.com, that you hit a grand slam as you round the bases and learn more about personal finance in new spaces.

It is the desire of TheWealthIncreaser.com that this discussion has given you meaningful direction so that you can increase your output and achieve more throughout your lifetime.

All the best as you avoid a financial mess, journey toward success, increase your output and achieve at a level that is your absolute best…

Learn more about books authored by the creator of TheWealthIncreaser.com that can further help you increase your output…

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C3 & Me and How I Can Build Wealth More Efficiently

Posted on April 26, 2025 by TheWealthIncreaser.com

Learn how you can build wealth more efficiently in the current economy… Continue reading →

Impact & Wealth Building

Posted on February 28, 2025 by TheWealthIncreaser.com

Learn why “the steps that you take toward success” must have “real impact” in your life as you build wealth…

As you pursue your goals it is important that you make a real impact as you improve your management of your finances in all areas.

In the year 2025, many are not in position to thrive, and their only goal is to stay alive and survive until better days arrive. Whether an optimistic or pessimistic view applies to you, you want to take steps that can have a real impact on your life and can move you forward in definite ways so that you can not only see–but also experience better days.

The real benefit of impactful information is in the execution or acting—not gaining the knowledge alone!

You must be determined to put into action what can really move you forward! It is imperative that you have a clear understanding of what impacts you financially and you must know how you can use more effective steps to direct your actions toward your goals in a more efficient manner so that you are impacting what needs to occur to make your most pressing goals happen in real time!

The goal of TheWealthIncreaser.com is to get those who desire real wealth building success the knowledge that is needed in a timely manner so that they can operate daily with “more determination” and make wiser decisions as it relates to their finances throughout their lifetime!

In this discussion TheWealthIncreaser.com will take a deeper dive into how you can achieve more and present ways that you can make more of an impact toward achieving your wealth building goals so that you can “have a real opportunity” to achieve more in less time and live more abundantly in 2025 and beyond.

You must have a yearning to make an impact as it relates to your finances

In life we all have ambitions or goals that we want to achieve, and as far as financial planning is concerned, those ambitions or goals can be numerous.

You want to have an attitude of always reaching higher so that you can reach the goals that you desire. By reaching higher you can operate at a higher level of excellence, (pun intended) and you can do so at this time if you are fully committed and you know the actions that you need to complete as you can now move to a new beat–if you are now ready to move to action appropriately so that it is the goals that you desire that you meet!

You must know the action steps that you need to take to make a real impact

The reason most people fail to achieve or reach many of their financial goals are that they often don’t know what steps they need to take to make it happen—or more importantly make it happen in as efficient a manner as possible.

You will soon be in position to avoid this pitfall that has hampered many over the years. By setting meaningful goals and knowing the right steps to take to move toward achieving those goals you are properly preparing your heart and mind up for operating at a higher level of excellence and putting yourself in position to reach those significant goals!

Click on “the alphabets below”–to see the steps that you can take right now so that you can get started on operating daily at “peak performance” and achieve results that will show–so that you can better utilize information that will put you in the know.

A–Cash Flow Analysis

B—Credit Analysis

C—Comprehensive Financial Analysis

You must put into action on a consistent basis the steps that will take you toward your goals with more impact

Your application of the steps mentioned above in a manner that is germane to your and your family’s financial future and most important goals are what will help you attain your goals in a more efficient manner.

By doing what needs to be done to help improve your finances you are showing discipline and a real desire to reach the goals that you are motivated to achieve.

By taking “impactful action steps” on a consistent basis you are showing that you truly believe, thereby setting yourself up for the success that you will soon achieve.

Isn’t it time you listen appropriately to your inner voice, learn more as it relates to effective money management that can lead to you reaching many, if not all your goals–so that you can show your true love to your family and others whom you associate with?

Isn’t it time you travel down a “road to success” that has fewer twists and turns–and know that narrow is the path that you travel, and abundance is the destination that you seek?

It is important that you plan on aggressively attacking your finances and you operate “impactfully” so that you won’t suffer from insecurity as you climb higher and higher towards what you truly desire.

When it comes to operating at a high level you want to make sure that the work that you put in proactively has a “real impact” as you must know at all times that it is you who must want to do so and it is you who MUST say GO!

You must be sincere in your desire to make a real impact on your finances and life in a better way, and if you are you will pursue your wealth building goals with a higher level of commitment–starting today! In summary, to achieve at a level that will make a real impact you must have the desire to ignite your own fire inside so that when you achieve your goals, you can glide, and when you land you will know that you truly enjoyed your ride.

At all times you must realize that you control your destiny and the direction that you can take in your life. Now is the time that you not only realize that, but you put action plans into effect so that you can achieve more and improve your score.

Did you know that you are:

Chosen by God to be anxious for nothing

Chosen by God to know that your daily thoughts mean something

Chosen by God to not be negatively stressed

Chosen by God to not operate with less

Chosen by God not to be a mess

Chosen by God to give it your very best

Adequately blessed by God to pass any test

All the best as you operate as “impactfully” as you can, and pursue unlimited wealth building and overall success…

Conclusion

In the same manner as the creator of TheWealthIncreaser.com was chosen by God to pursue and achieve goals that are not odd–so too can you use the inspiration that you receive to pursue the goals that you perceive and the goals that you were meant to receive, to make something big happen in your life–as you too are chosen by God to DO MORE and reach higher as you pursue your life purpose and other goals that you desire!

Isn’t it time that you become more proficient and more consistent in the management of your finances?

In 2025 and beyond you don’t have to live in strife if you at this time decide to take control of your financial life!

Although achieving your goals are not as easy as 1-2-3 or A-B-C, those goals that you really want to achieve can be conceptualized and brought into existence by you in a relatively straight-forward and timely manner if you apply the right approach.

However, it is your responsibility to expend the needed effort to put together a plan that can lead to lasting success for you and your family throughout your lifetime.

You no longer have to hesitate or wait and achieve your goals at a time that is late, if you make the decision to pursue more on this date! Also, be sure to use humor and laughter as a major tool as you build wealth as that approach will play a major role in improving your mental health!

Always remember that nothing that you face in life is too hot to handle or too cold to hold! Your goal is to get more income, cut expenses or do a combination of the two, if that is something that you need to do, and you are sincere about making your dreams come true.

You must do what is necessary to get moving toward what you need to make happen to create the right atmosphere to bring more into your life that is rewarding and uplifting while you are here on planet earth, and you must do so knowing your self-worth and have a sincere yearning to reach higher and definitely utilize the gifts that you were given at birth!

All the best as you make a major impact toward building true wealth, and put procrastination to rest as you get your life back on track, as you are now, or will soon be, in position to more aggressively attack…

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Decision Making & Wealth Building

Posted on January 25, 2025 by TheWealthIncreaser.com

Learn the importance of making good decisions in any economic environment as you build wealth…

In the current environment disinformation and misinformation are presented at such an alarming rate that many are making poor and often erroneous decisions off of that information that is leading to stagnation or impeded movement in the improvement of their finances, and hence wealth building efforts.

By not operating with factual (truthful) or the most relevant data, many make poor decisions that often puts them on the wrong track towards building wealth in an efficient manner.

In this discussion the topic of “decision making as it relates to the building of wealth” will be addressed by TheWealthIncreaser.com, as it is a topic that has been discussed over a number of years on this blog, yet many continue to make decisions that are adverse or detrimental toward their wealth building efforts.

Mindset Preparation

You must do your part when it comes to making good decisions and that begins with you preparing your mind with the right knowledge so that you will make smart or at a minimum, good decisions as you manage your finances.

You must prepare your mind with the right knowledge so that you will have the expectation that you will flourish and live abundantly while you are here on earth!

You must know that negative, self-defeating thoughts will often be brought to life by you if you constantly focus on them, however the good news is that positive uplifting thoughts that you have on a consistent basis can also be brought to life by you if they dominate your consciousness as well.

The more positive and uplifting your thoughts are, the more likely the chance that you will make good decisions and pursue your goals with more precision.

Always realize that positive energy (or enthusiasm) comes from positive focus, therefore your mental concentration on what you want to achieve is a must–and your goal is to take steps that you can trust!

Goal Preparation

It is important that you have a number of goals that you want to achieve as that can often motivate you to pursue your goals at a higher level of intensity. You want to put yourself in position to make decisions that will benefit you and your family in a more advantageous way today–and throughout your lifetime.

By setting meaningful and significant goals and making the decision to really give it your best to achieve those goals at your highest level of determination, you make those goals more likely to occur and your life on earth will be a more joyous experience.

Make the Decision to Review Because You are Sincere in Making Your Dreams Come True

You must approach your decision making with integrity and have a yearning for solutions to your finances in a comprehensive way if your goal is to make better decisions for more than just a day!

By diligently pursuing your goals, making adjustments when you fall short and having the wherewithal to press on when adversity occurs, you are making decisions that will help ensure a more prosperous future for you and your family.

When you make the decision to see your financial future from a “big picture” perspective and when you decide to lay it all on the line in a comprehensive manner by conceptually understanding and having the ability to apply that understanding for your and your family’s greater benefit, you will see the full layout (blueprint of the success that you will achieve) with more clarity and you will realize that you have been putting yourself in a better position to make “better” decisions, and the clear credit and financial focus that you need to succeed will be more likely to come into focus.

Conclusion

Your ability to make good decisions in the current economy will not only put a smile on your face and put more money in your safe but will serve you well in your future in ways that may be inconceivable by you at this time.

As you build wealth in a serious and committed way, you cannot let disinformation, misinformation, rhetoric and bad advice that is now occurring at a rapid, and often insurmountable rate at times, lead you to make less than ideal decisions as you build wealth!

Even though misinformation and disinformation appear to be here to stay for the foreseeable future, you don’t have to let that information lead you to use your own brain to your own detriment. Quite the contrary, you must make the decision to analyze what comes across your mind and heart in a careful, analytical, accurate and critical manner to prevent bad things from happening to you and make good things more likely to happen for you!

Propaganda, alternative facts, opinions, rhetoric, unverified source(s), figure of speech, falsehoods, lies, literally, figuratively, tone implication, artificial intelligence, misinformation, disinformation and the like–or regardless of the name that bad information goes by that is not the truth or factually based is not going to serve your greater benefit–when interpreted improperly! Therefore, what is presented to you in all forms must be properly analyzed and understood by your mind and heart for what it truly is, so that you will make at a minimum a good or at best, “the best decision possible” (pun intended) “prior to” and not after entering into a transaction or making critical decisions in all facets of your life.

In the times that we now live in the interpretation of the truth is in many cases subjective, however in actuality the truth is the truth in absolute terms as there can only be truth–and nothing else!

Therefore it is imperative that you use discernment along with your analytical skills to understand how what is being pitched at you locally, nationally and globally impacts you–and choose or decide the best path that you should take as you proceed in your wealth building efforts based on sound analysis, your life experiences and what is truly being said, asked, or suggested–whether subliminally or at a conscious level so that you can achieve more for yourself and your family.

Are you analyzing what is being presented to you and actually “challenging the information” or are you accepting what is presented, or are others challenging the material on your behalf due to your inability or mental laziness to challenge the information yourself?

Does what is being communicated to you appear to be logical on the surface?

Does the premise of the argument or statement support the conclusion?

What is the part of the variable (or argument) that you can’t see but needs to be analyzed anyway?

The effective use of your mind is not just hyperbole but is something that you must do with increased effort on a consistent basis, if you desire to build wealth efficiently!

Are you asking the right questions in order to get the right or best answer possible for “your” financial situation?

Furthermore, you must use the skills that you now have or will soon possess to analyze this site and others sites–along with all that your mind encounters, whether in verbal or written form, to decipher what is being said generally and use what is being said precisely to move forward decisively in a way that is more advantageous for what you want to see come true–and not more to the benefit of the one(s) doing the communications to or toward you!

It is also important that you recognize that you don’t know what you don’t know on various subject matters, and more research or seeking of professionals and others who possess more knowledge on the subject matter may be needed. It is important that you realize that what you think you know may not be correct or totally correct as we all have blind spots and can’t see or know everything.

Therefore, you must have a yearning to learn more on various topics so that you can make better decisions in the future if you are one who desire to achieve more at this time, and particularly as it relates to the building of wealth!

It is very important that throughout your life you don’t let others ( friends and family, financial professionals, attorneys, lenders of various types, credit card issuers etcetera) use what they do and know to influence you disadvantageously without you even knowing it, and subsequently getting you to use your own brain against your own best interest (by letting ads, artificial intelligence, marketing techniques, celebrities, athletes, entertainers, influencer’s, what appears hot at the moment, and in many cases superior informational knowledge that others possess and you don’t, adversely influence you) when you are in the process of managing your credit and finances or any other area of your life in which you desire to see advancement!

By learning how you can make better decisions on the front-end you are putting yourself and your family in a better position for success in the short, intermediate and long-term.

It is important that you ask the right questions and seek the right answers as your goal is to “move the needle in the direction that favors you” as you build wealth, and if you fail to do so or do so half-heartedly–you make your wealth building goals more difficult to achieve.

By making better decisions you can position yourself and your family for a lifetime of success where the decisions that you make will carry more weight, and your family can look to you with more confidence to help them make a breakthrough as they later take steps toward making their dreams come true.

In conclusion, you want to have a “made up mind” that you will make the best or at a minimum good decision(s) based on your current knowledge base and the knowledge that you will later gain–and you must know that you are fully equipped to pass any test or adversity that comes your way, because you have a real understanding of your future success that you are pursuing and you know that your determination level and focus will not sway!

Whether those who push ideas, promotions and offers at you conflate or obfuscate, you want to put yourself in position to make decisions that are great so you won’t have to lift as much weight! When something doesn’t feel or sound right to you–that could be your intuition telling you to hold off on the decision and do further research.

Isn’t it time that you do something for not only your benefit but also for the benefit of humanity “and” the glory of God so that you can advance and not hinder society during your epoch on planet earth? Isn’t it time that you improve both your self-worth and net worth and achieve goals that you have been pursuing since your birth?

All the best as you make better decisions that can lead to lasting success as you give it your absolute best…

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3 Steps to Wealth Building Success

Posted on January 9, 2025 by TheWealthIncreaser.com

Learn how you can take “3 steps” to achieve more as you build wealth…

As the year 2025 starts to come alive, you want to proactively put yourself and your family in position to thrive.

In this brief and to-the-point discussion TheWealthIncreaser.com will discuss ways that you can start and finish 2025 and beyond in winning fashion.

And with this being the “4th year since the homegoing” (January 9th, 2021) of the one who brought the creator of TheWealthIncreaser.com into the world, and this date (January 9th, 2025) also being the date that former President James Earl (Jimmy) Carter is being laid to rest in his homegoing service, this discussion takes on more meaning than most–as this discussion has been given even deeper thought than almost any other post.

It is imperative that you too give deeper thought to your future so that you can start or continue on a more serious path toward the wealth building success that you desire or deserve!

On the ground floor, or the fist level of your 3-story house (pun intended) is the building of your foundation, and that includes understanding your need to create a budget or cash flow statement, create an income statement, create a balance sheet and knowing your net worth at this time.

On level 2 or the second floor, is your mastery of your credit and how you effectively apply that mastery to your advantage throughout your lifetime.

On level 3 or the top floor is where you lay it all on the line in a comprehensive manner by conceptually understanding and having the ability to apply that understanding for your and your family’s greater benefit by seeing the full layout (blueprint of the success that you will achieve) as you are in position to have an unobstructed view of your future.

In the paragraphs that follow you will learn how you can “slow walk” or “run” (your choice) through all levels (learn at your own pace) and achieve more throughout your lifetime so that you can not only see success–you will know in definite terms what you need to do to make your dreams come true.

Level 1 or building of your foundation

It is very important that your foundation of wealth building is as sound as possible, as without a solid foundation the true building of wealth will not be sustainable–in the same manner as a house built on a faulty foundation will not sustain.

By knowing your true personal finance position at the earliest time possible, you set yourself and your family up for a more successful future at the various stages of your life.

Level 2 or mastery of your credit

Knowing your inflow and outflow of cash and how you effectively manage that flow is very important, but so too is knowing how to manage your credit effectively on a consistent basis–as there is a high correlation!

You must know how to use the 5 credit factors to your benefit throughout your lifetime. By knowing the 5 credit factors, the three major credit bureaus, and the FICO and Vantagescore scoring models, you can set yourself and your family up for a lifetime of credit success if you use the knowledge gained in an appropriate manner.

Level 3 or comprehensively understanding your finances

An overall or comprehensive overview of your finances is in almost all cases far superior to having a piecemeal or isolated understanding of your finances.

By knowing that you must “effectively” address (and you actually do so) your insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning–you are ensuring a more prosperous future for yourself and your family and you are looking at your future from a more advantageous point of view, in large part because you decided to approach your finances in a manner that is best for you, because you are sincere about making your dreams come true.

Conclusion

Your understanding of the three steps mentioned above can help you climb higher as you build wealth and more efficiently direct you towards the goals that you desire because you will have a better view! As 2025 progresses, you want to know in clear terms the steps that you can take to achieve your goals in a more efficient manner because you know that your future is at stake.

Isn’t it time you beat, defeat, and treat what ails you financially in a more astute way–today so that the actions that you take will have the final say?

By implementing the 3 steps above in a sincere manner, you can start or continue on a path to achieving your goals in a more efficient manner. You no longer have to approach your finances in an unsure manner or let anxiety dominate your mental space–as you can now approach your wealth building future with more grace and move about at your own pace.

Imagine solution(s) for yourself and others and then bring the solution(s) into existence, just as the creator of TheWealthIncreaser.com has done–in large part by dreaming big and following up on that big dream with consistent action that has led to succeeding in a big way when it comes to helping others throughout the world build wealth in ways they never imagined!

Always remember that when your goals and objectives (especially when they are in writing) are aligned with your thoughts–your wealth building success occurs at a faster pace in almost all circumstances!

Did you know that God is transforming the gift in you in 2025 so that you can transform the gift in others at some time in their future?

Your gift must be put into action by you and used to uplift others!

Your gift is not meant to be harvested by only you, but is meant to serve the glory of God and help you and others achieve goals that are not odd.

Gear your mind up for consistent action in 2025 and always keep your most pressing dreams alive, because now is the time that you arrive and do more than just survive–because you are now on a path that puts you in position to thrive!

Isn’t it also time you learn and utilize a finance improvement system that makes sense? Isn’t it time you achieve at a level that is your best, and reach a higher level of excellence?

It is very important that throughout your life you don’t let others ( friends and family, financial professionals, attorneys, lenders of various types, credit card issuers etcetera) use what they do and know to influence you disadvantageously without you even knowing it, and subsequently getting you to use your own brain against your own best interest (by letting ads, artificial intelligence, marketing techniques, celebrities, athletes, entertainers, influencer’s, what appears hot at the moment, and in many cases what appears on the surface to be superior informational knowledge that others possess and you don’t, adversely influence you) when you are in the process of managing your credit and finances or any other facet of your life!

Creditors and other financial professionals always expect success because they know that their bottom line will be negatively affected if they don’t succeed!

You too must expect success and know that you will succeed when it comes to building wealth because you have the right approach, an expectation of success, and a level of determination that is beyond reproach–because you understand fully that your and your family’s bottom line will be affected if you don’t get your lack of understanding of your finances corrected and use the knowledge gained in a more advantageous way for you and your family–not others!

All the best to your joyous new year, and continued wealth building success–as your journey toward excellence is in your hands as long as you don’t procrastinate and remain in the stands.

Get off the sidelines and out of the stands now!

The 3 Step Structured Approach will show you how…

NOTE: As the creator of TheWealthIncreaser.com and someone who has over 20 years of experience in the personal finance industry, I know of no other system that provides YOU a comprehensive understanding of your finances that “you can control and use for your benefit” throughout your lifetime, than that of “the 3 Step Approach” that you now have the opportunity to utilize at this time for the greater benefit of yourself, your family, your loved ones and society at-large–now and even after you transition.

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