PrayAction & Wealth Building

Learn how you can use the power of prayer and positive action to achieve more wealth building traction…

 

Although prayer is a great tool to utilize in all areas of activity, it is more important that you combine action along with your prayers if you really desire to achieve more!

 

A key reason visitors return often to this blog is that the creator of TheWealthIncreaser.com blogs in an authentic, bold, creative, confident, daring and determined style that is unorthodox and cannot be duplicated, and more importantly this blog site can be relied upon to provide authentic content on a consistent basis–or another way of stating it, the creator of TheWealthIncreaser.com can be relied upon to take the action that is necessary on a consistent basis so that new content that can really move you forward will be made available for you and others who desire to achieve at a higher level of excellence on a consistent basis.

 

Even though there was a delay in this post due to pain in the knee (is arthritis kicking in, LOL) of the creator of TheWealthIncreaser.com, hopefully that pain allowed the needed inspiration to flow in, so that this post has the right content that allows you and others to do more and achieve more and provide healing (success) to all who sincerely desire success.

 

Additionally, The Art of Essential Action (the latest book in the real estate and finance 360 degrees series of books) was also created so that you can take appropriate action and truly soar and more efficiently plan your next tour (trip of your dreams)!

 

If you really want to jumpstart your path toward wealth building success, be sure to give serious consideration to adding The Art of Essential Action to your personal library, as it is a book that can put you in position to take the right action at the right time so that you can actually see more, achieve more and be more of who you were meant to be, as you work diligently to improve your financial score and build wealth efficiently in all economic environments, so that you actually open a new door!

 

If you desire to “get it together” as far as your personal finances are concerned, you have found the right location on the world wide web.

 

You want to give deep thought to what is important to you or meditate on what you desire in your future, and by combining those mental actions with taking effective action steps, you can achieve far more and improve your financial and life score, as you are truly putting yourself in position to open a new door.

 

Conclusion

Version 1.0.0

 

Although prayer is a great tool and will help you advance as you pursue your wealth building goals, there are also other actions that you must do if you desire to make your dreams come true!

 

You want to use the “control of your mind” that only you have to make favorable outcomes happen abundantly and make unfavorable outcomes that you have control over not happen at all or at least minimize them as best you can.

 

You “control your daily actions” and “you have the ability to combine prayer with real action” so that you can gain more traction and achieve at a level that is to “your” satisfaction–or beyond.

 

Always remember that pray and wait, your results won’t be as great, however prayer and action will lead to a higher level of satisfaction and put you on a more serious path to giving it your absolute best, so that you can achieve a higher level of success that will then provide you the opportunity to gain a little more rest.

 

As you build wealth, you want to know early in your life cycle that faith without deeds is foolish–and a little more than a wish!

 

When you sit, think, meditate, pray, ruminate, give deep thought, receive inspiration that is for you that you don’t act on, and other inactivity of the heart and mind that is not acted upon that should have been, you make reaching your goals more difficult than it should be or has to be.

 

By not combining positive activities of your heart and mind that are for your benefit with action, what you desire to manifest (your wealth building goals) will not come into existence at the level that is needed for you to live a more care-free life!

 

If you don’t ACT toward taking the steps that can lead to you building wealth at the level that you desire or need to achieve at–you are not putting forth your best effort!

 

You want to optimally condition your heart and mind to plan (pray/set goals), do (act immediately–or when it is the best time to do so), and review (more action on your part) if you are one who sincerely desire to see your dreams come true.

 

You want to make building wealth work for you, and by taking the right action you can start or continue on a path toward making your dreams come true.  Prayaction© allows you to focus on what you desire or need to make happen, allows you to take the steps that you need to take to bring into existence what you desire, and allows you to show gratitude for being alive by knowing in definite terms where you are going (toward your goals with clarity) and when you will arrive (the time and space in which your goals will be reached).

 

Isn’t it time you look inward to see your wealth building future comprehensively and with more clarity?

 

The Art of Essential Action is a gift (priced for less than $20 in all forms) from the creator of TheWealthIncreaser that is designed to get you more active as you manage your finances on a more consistent basis so that the goals that you desire most can be achieved?

 

You can now use a “prayactive approach” to better direct what you control and make positive choices multiply in your favor and leave unfavorable options that are not for you behind in the wind!

 

Prayaction allows you to get ahead of cash flow analysis, credit analysis, and comprehensive financial analysis on the front-end or proactively, as by doing so you are leaning forward and seeing your future in a more financially alert manner that allows you to use your own mind more beneficially for yourself and your family–not creditors or others who have no real concern for your future, your family’s future, your past, or your family’s past, let alone your current predicament.

 

Even if others may not be cheering for you to succeed financially, you must put your heart and mind in position to cheer for your own success so you can win, and you want to do so in a style and manner where the goals that you achieve will last and stand the test of time–or won’t end!

 

By taking the needed action on a consistent basis, you can get momentum moving in your favor so that you can win the majority of your races and achieve the type of success that you can savor (success that was meant for you only).

 

All the best as you use prayaction and not inaction to achieve at a higher level of satisfaction–and at a level that never needs a redaction…

 

 

Purchase The Art of Essential Action today…

 

TheWealthIncfreaser.com is a blog site designed to take you somewhere—if you are determined to go–and you sincerely desire to achieve results that will show…

 

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Essential Action & Wealth Building

Learn the importance of acting immediately if you desire to see your future clearly and build wealth more efficiently at this time….

 

As the fall season approaches, many are contemplating how to approach life and their finances more effectively, and in this discussion, TheWealthIncreaser.com will present actions that you can take to work toward achieving what you need to achieve so that the results that you receive will not deceive!

 

As you manage your finances and life from day to day, there are steps that you can take that can ensure a more prosperous future for you and your family in all areas of your and your family’s life.  And with the Holiday season approaching, you want to realize at the earliest time possible that it is not what you want to occur that is most important, but what you need to know and make happen in real time that is most important for those who desire to achieve at their highest level.

 

In The Art of Essential Action (the latest release in the real estate and finance 360 degrees series of books) that is scheduled for release this month (November 4th, 2025), you can learn new and more empowering ways to power your way toward success during turbulent or not-so-turbulent times, as The Art of Essential Action provides you the information that you need to know and act on so that you can truly grow–and more importantly achieve meaningful results that “you” can show!

 

In this inspiring and uplifting book, you will learn ways to take action in a timely manner and achieve more in an efficient and effective manner.

 

Inside The Art of Essential Action, you will find the following information:

 

How you can use time, action, and space to see your vision effectively so you can build wealth at a faster pace…

 

A Financial Guide for Taking “Essential Action” and Using “Time Management” More Wisely so that You Can Build Wealth Efficiently in Any Economy

 

Contents

 

Foreword    6

Introduction   8

A Word About Taking Action & Effectively Building Wealth    12

Chapter 1 Time Management & Action Basics     23

Chapter 2 Procrastination & Wealth Building     37

Chapter 3 Responsibility & Wealth Building    46

Chapter 4 Financially Alert Mind & Wealth Building        54

Chapter 5 Understanding Your Need to Act Consistently    65

Chapter 6 Hot Time Management & Action Topics (understanding compounding, income, tariffs, inflation, how to more efficiently increase your net worth over time, and improving your credit and finance management over your lifetime) 81

Chapter 7 Artificial Intelligence, Fraud, & Wealth Building    109

Chapter 8 Output & Wealth Building 133

Chapter 9 Mental Tools that You Can Use to Manage Your Time Better and Achieve More   145

Chapter 10 Tying it All Together and Using Your Action Mindset that you NOW Have and Must Use to Build Wealth More Efficiently Throughout Your Lifetime    157

Appendix A

Additional books written by Thomas (TJ) Underwood     181

Appendix B

The 3 Step Structured Approach (A Comprehensive Financial Management System Designed to Inspire Action and Save You Time so that You Can Truly Build Wealth in Any Economy)    184

BONUS SECTION: Investment Simplification & Consistently Building Wealth Over Time   200

 

Conclusion

Just as painting a masterpiece requires a painter to take action and visualize what painting strokes to take–so too must you masterfully take action as you build wealth so that you can visualize the right actions and formulate goals that you need to reach, so that you can live a more bountiful life while you are here on earth, so that you can enjoy more time at the beach.

 

You must have the attitude that you will take action and use your time wisely as you operate from day to day in all of your activities.

 

By ruminating on your expectation of success–as opposed to ruminating on your past failures, you can put your mind in better position to give it your absolute best.  If you currently lack the discretionary income that you need to reach your goals, you may need to cut expenses, get more income, or do a combination of the two, if you are truly serious about making your dreams come true.

 

If you currently have the necessary “discretionary income”  that allows you to set meaningful goals and plan for reaching those goals, you want to know that at the earliest time possible so that you can take the action that is essential and meet or exceed those, and other goals that you formulate–throughout your lifetime.

 

By visiting this blog today, the creator of TheWealthIncreaser.com believes that major success is headed your way.

 

All the best as you pursue a more essential path toward a lifetime of success…

 

 Purchase “The Art of Essential Action” Now…

 

 

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Forward Leaning & Wealth Building

 

Learn why you must look to your wealth building future with the real expectation of success…

 

As the year 2026 approaches, it is important that you look within and determine in a real way what you desire to occur most in your wealth building future.

 

Are you looking forward to a successful future and are you optimistic or pessimistic about your future?

 

If you at this time lack the income to reach your goals, you must put together a plan to improve upon your current position–however you won’t know where you now stand if you don’t take action to find out exactly where you stand.

 

Even though others may have a pessimistic view of their future with all of the turbulence and uncertainty that is in many cases being unnecessarily created, you want to rise above the fray and plan for a better day.

 

You must know in certain terms that a better day is coming your way, and that is what you must say from day to day, so that you can get momentum to go your way!

 

In this discussion the importance of looking ahead so that you can plan for and achieve goals that will serve your and your family’s best interest will be discussed by TheWealthIncreaser.com in an attempt to get you to achieve more during these turbulent times and even when calmness returns.

 

 

1) In order to lean forward you must first know where you now stand

Do you now know your financial position or is it a mystery to you?  It is important that you know where you stand, and you must know what you need to do now to see where you stand.  If you create a budget or cash flow statement you can determine how well or poorly you are managing your income from month to month.

 

By taking this step at a minimum, you are leaning forward and peeking into your future, and you can “put yourself” in position to like what you see, or make the necessary adjustments if you don’t like what you see!

 

2) In order to make progress you must plan for success

Once you know what you take in monthly and pay out monthly, you can put yourself in position for greater success by putting a written plan in place that takes you where you need or want to go.

 

You want to plan your credit management and other areas of your finances, so you don’t leave anything to chance–now that is leaning forward!

 

3) In order to maintain your gains, you must review to help further ensure that your dreams will come true

Once you pay off or pay down your debt (if that was part of your plan), maintain mastery over your credit and manage your finances comprehensively, you want to review on occasion to see how well or poorly you are doing.  Your goal on an annual basis is to increase your net worth so that you can reach the goals that you need to reach.

 

Whether you decide to plan for that dental work that you have been delaying, set educational goals, protect your assets by purchasing an umbrella policy, invest consistently so that you reach your retirement goals, plan for your heirs after you are no longer here, or pursue any other goal(s) that are unique to you–you must make plans to occasionally review!

 

Conclusion

Regardless of where you reside, there may be uncertainty in your personal economy and/or the larger economy at some point in time, and you want to find a better or more certain approach to building wealth that you can understand and carry within your heart and mind so that you don’t leave anything to chance!  More importantly you want to have the ability to implement the plan so that you and your family can truly benefit–not creditors and others who may not have your best interests in mind.

 

You want to know in definite terms that if you do 1-2-3, you can put yourself on a path to achieving results that you can see.  By taking time out of your busy schedule at this time (pun intended) you can start on a journey of putting your own mind in control of your wealth building and financial destiny, so that you can achieve at a level that you were meant to achieve at!

 

You want to know early on that wealth is a mindset, therefore you want to have a mindset that is real and one that you can sincerely implement in your life!

 

To attain true wealth, you want to “lean forward” and see in yourself someone who is in serious pursuit of sound physical health, a positive mental attitude, an enthusiastic spirit, a cooperative spirit, one who is intelligent in thought, have an appreciation for life, shows loyalty to others when it is appropriate, have a mental and written plan with accountability to someone else, a pleasing personality, the ability to manage time effectively, have a big imagination, someone who gives or does more than is expected, and someone who has self-confidence and energy that flows within appropriately, as guiding principles throughout your life!

 

Even when it seems like a constant stream of negativity is in the atmosphere that will never end, by leaning forward and making a commitment to do more–you can glide forward, rise higher and truly soar!

 

You want to know at all times that you have control over your mind and in a real sense that is true wealth, however it is not monetary in nature in and of itself.  You have the power within and without to do more and achieve more.  Always realize that “taking the right action” is a big part of the equation and you can use the power of persuasion to improve your situation and continue on a path toward success throughout your lifetime.

 

And even as you lean forward and achieve at a high level, you want to at the same time ensure that you have balance in your life as by having the right balance that will propel you forward even more!

 

Your “success” or “failure” in achieving your goals are in large part determined by your mental approach that you utilize consistently throughout your lifetime, your goals, risk level, income and personal situation–and it is you who in many cases control those variables and how tight you want to GRIP (grasp) those variables.

 

In closing TheWealthIncreaser.com will metaphorically leave you with a poem:

 

Pain All Over

 

I’m in pain from head to toe

However, despite my pain, I know where I need to go

I know that I can’t live in financial strife

I know that I must move forward at all stages of my life

I know that I am in pain from head to toe

However, I will still achieve results that will show

I’m in pain all over, yet I move like a rover

For I know wholeheartedly that what I am pursuing will come true

I now know in definite terms that “I” must do what I need to do

In the process of pursuing it all at a level that is the best that is within me

I then realized–that the pain is over, and now I can clearly see

 

All the best as “you” achieve unlimited success, lean forward and achieve at a level that is your absolute best…

 

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Financial Risk & Wealth Building

Learn how you can use foresight to help get your money management personality right…

 

It is important that you have an effective way of managing your income, risk and other factors so that you won’t default on your obligations and put yourself in a deeper hole.

 

If you desire to effectively manage your finances, “you” must know how much income comes in and goes out of your household, know your risk level and know when and how to act if you find yourself in financial difficulty.

 

In this discussion TheWealthIncreaser.com will focus on the importance of your need to more effectively manage your income level, risk level, and money management skills, so that you can reduce your default potential and enjoy life more abundantly while you are here on earth.

 

Income Level Awareness

It is important that you analyze your income from all sources and come up with a debt payoff or debt paydown plan when needed.  You want to put an investment or savings plan in place now or at the earliest time possible–so that you can have the income that you need later.

 

By analyzing what comes into and goes out of your household on a monthly and annual basis, you can put your mind in position to plan proactively, so that you can go to the right places at the right paces on a more consistent basis!

 

Risk Level Awareness

It is a risk to fall behind on your taxes and pay unscrupulous companies to help rectify your situation, as many will offer services for a fee that you pay upfront, and in the end, they inform you that you don’t qualify–“after” you have made payment.  Similar scenarios can play out in all areas of your finances; therefore, you want to improve your awareness now!

 

What is your risk level as it relates to insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement plans.  There is varying risk levels based in large part on how you take action in those critical areas.  If you don’t know all areas of your finances that you must address, you are increasing your risk level and decreasing the likelihood of future success for you and your family.

 

Do you know that “your inaction” is a major risk and can prevent you from reaching many of your goals that you desire to timely bring into existence?

 

You want to do all you can at the earliest time possible to make insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning work for you, and not against you.

 

Lack of knowledge at a certain level in all areas of your finances often turn the odds in favor of creditors and other professionals–and will work against your and your family’s best interest in many instances!

 

Are you a solid money manager or are you lackadaisical or confused about how you manage your finances.  Regardless of where you fall on the “money management spectrum” you can make major progress if you have the desire to do so!

 

Default Potential Awareness

If you default on student loan debt, car loan payments, credit cards and other financial engagements where you agree to pay, you may put yourself in an adverse credit and financial position.

 

If you fail to pay creditors and/or other debt that you owe, you could find yourself in position where you have to file bankruptcy or pursue other disadvantageous options–when it could have been avoided, had you taken the right steps at the right time.

 

If you fail to plan for what happens after your transition, you increase the likelihood that your heirs will face default and/or added financial burdens (including family squabbles) after you are no longer on earth.

 

Conclusion 

Your decision to analyze your income that comes into your household, your risk potential from a subjective and objective point of view, and your potential for real default is paramount if you desire lasting success.  Proper decision making at the proper time can put you in position to make the right or corrective moves where possible and could be an important step in turning your current financial position into that of lasting success.

 

By analyzing how well or poorly you are managing your finances, analyzing your risk potential in all areas and knowing your potential for default at the earliest time possible, you can make better, more informed and more beneficial decisions that will put you and your family in position to enjoy life more.

 

If you must file bankruptcy or pursue other options that are adverse, you want to do so in the timeliest manner possible, if that works the best for you, after thorough analysis (possibly with assistance from a number of professionals) and weighing all of your options.

 

You want to analyze your financial habits proactively or on the front-end so that you can make the needed adjustments proactively or when the potential for benefit favors you–not creditors, so you won’t suffer after making a bad decision(s) on the back end!

 

Your decision at this time to not follow the trend and give it your absolute best so that you can win, can put you in position to succeed again and again–if you decide to consistently do what you need to do and you are one who sincerely desire to make your dreams come true.

 

All the best as you reduce your risks, increase your awareness, and achieve at a level that is your absolute best…

 

How to reduce your financial risk right now…

 

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Controlling Your Actions Now & Wealth Building

 

 

Learn how you can “control your actions now” and achieve more as you build wealth…

 

Although CYAN is the color between blue and green on the visible spectrum of light and can often be difficult on your eyes as you can see above in the lead intro or subtitle, your understanding of your credit and finances does not have to be difficult on your eyes or your other senses–as you will soon see–if you are one who sincerely desire to be all that you can be.

 

In this discussion TheWealthIncreaser.com will discuss the importance of your need to utilize your mind and heart more efficiently so that you can timely achieve more in varying economic environments.

 

1) Stabilize your credit/finances

If you are one who desire to achieve more at the various stages of your life cycle you must proactively get out in front of your finances and that includes analyzing your monthly cash flow at a minimum.  You also want to utilize personal income statements and balance sheets on occasion so that you will know your net worth.

 

Additionally, you want to know all areas of your finances that you must address at the earliest time possible.

 

2) Improve your credit/finances

There are a number of ways to improve your credit and finances and how you manage your credit, and finances proactively can give you a real jumpstart regardless of where you are now at in your life cycle.  You also want to manage your finances optimally and there are many proven ways of doing so.

 

It is your responsibility to find the best approach to improving your finances at this time and throughout your lifetime.

 

3) Maintain your credit/finances

Once you get your credit and finances in a more favorable position, you want to maintain that favorable position.

 

That means reviewing on occasion, setting and reaching other goals that you have and having an undeniable approach in the management of your credit and finances throughout your lifetime.  You want to realize at this time that you must do more, and you can do more if you properly prepare your mind and heart for the journey.

 

Conclusion

The decision by you at this time to use your mind to grow in character and wisdom are contingent upon you controlling your actions now and more importantly you want to use that growth and wisdom to achieve more during your relatively brief time that you are on earth by directing your actions with more purpose and focus.

 

By C ontrolling Y our A ctions N ow you can learn more, process more and achieve more!

 

By focusing more on yourself and being more aware of what is going on in, around, under, and over your finances (comprehensive approach), you can position yourself and your family for major success, now and in the coming years so that you can continue the positive momentum that you will have unleashed due to your decision to manage your finances in a more optimum way and find your way to punch through–as there is nothing that can prevent you from doing what you need to do to see your way through!

 

You want to keep calm and push on and know at an early point in your wealth building journey that there could be a better way for you to approach and act when it comes to effectively managing your finances and reaching meaningful goals.

 

When “inspiration that you should act on” comes down like manna, the question then becomes, will you grab it and do something with it–or will you let it wither away–possibly never to return again?

 

The importance of controlling your actions now…

Over 20 years ago after facing great adversity, the creator of TheWealthIncreaser.com made a vow to God to do something great for humanity.  At the time the “great” was an unknown, however by pressing on and eventually being open to act on inspiration that I received, I began writing (something that I had not done in many years) and many around the world who were serious about their finances took notice and their responses and movement in their financial journey spurred the continued writing that many around the world continue to benefit from today.

 

Those events were in large part inspired by controlling my actions, dreaming big, having the preparation and knowledge that was needed, moving to action and not letting inspiration that I failed to take action on for years continue to immobilize real action.

 

When you really get down to it, action is what really counts, as thoughts about acting, waiting on others to do it, dreaming about it, letting inspiration that you receive that you don’t act on fly over your head, and other behavior that is not “real action” is “really nothing” when you really get down to it.

 

By giving all the glory to God, and operating in a sincere manner to benefit humanity, this site along with several others were created, along with a number of books that have all had a major impact on improving the financial lives of many worldwide.

 

Even though I did not know it at the time, Proverbs 16:3 was at work–commit thy works unto the LORD, and thy thoughts shall be established.  And by acting on inspiration when it was in my best interest to do so, that has led to the creation of this website along with numerous e-books, books and services that all move humanity forward during these difficult times and are presented in a way that is one-of-a-kind.

 

The point is that if you make a sincere effort to control your actions now and you make the commitment that is necessary, you too can achieve beyond your imagination and create something new and unseen for society and also reach many or all of the goals that you set for yourself and your family during your lifetime!

 

All the best as you CYAN (Control Your Actions Now) and achieve major success…

 

Learn more about the real estate and finance 360 degrees series of books…

 

 

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Eagerness & Wealth Building

Learn the importance of looking forward to your wealth building success with a spirit of zest so that you can achieve at a level that is your absolute best…

 

In the times that are upon us currently, it is important that you look within and see how you operate when it comes to building wealth.

 

In this discussion “your approach” to building wealth will be put under a microscope to see if you can find ways to build wealth in a better, more effective, and more time efficient manner so that you can do more of what you and your family enjoy doing at this time and throughout your lifetime.

 

Your “enthusiasm to act effectively toward making what you desire to create or make happen in your life as it relates to the building of wealth” that allows you to live out your life with dignity can be made easier over the long-term if you pause now and look within to see ways that you can possibly do things better or more efficiently throughout your lifetime.

 

1) Do you even have an approach as it relates to the building of wealth?

Unlike many who live daily in free economy societies (knock on wood), and live daily in an aimless manner, you have an opportunity to have an approach to building wealth that is more certain, if you are now in the unfortunate position of not having an approach–or having a weak approach.

 

It is important that you use your self-awareness to determine if you have an effective approach to building wealth–or are you in need of an upgrade so that you can utilize a better path toward enduring success.

 

2) Do you know steps that you can take to begin to make things happen in your financial life?

There are many financial sources available that can direct you toward the steps that you can take to help you achieve more, and it is your responsibility to find those steps and utilize those steps to achieve more if you feel that those steps are for you!

 

You want to know that it is your responsibility to know if your cash flow is positive or negative on a monthly and annual basis along with knowing your balance sheet and net worth, so that you can achieve more throughout your lifetime.

 

3) Do you know the importance of your need to review in order to sincerely make your dreams come true?

As effective as you may think you are operating at this time with your current wealth building system (if you currently have one), you want to understand that with any system–you may fall short whether it be with your credit payoff plans or managing your finances in other areas, therefore you want to make adjustments when necessary and review on occasion to help ensure that you reach your goals in spite of setbacks that are seen in advance or even unseen with no warning.

 

You also want to have a “sincere approach” when you are building wealth, and you want to know the importance of reviewing this site and others to see if it provides you an avenue toward success that has fewer roadblocks and can get you to your destination efficiently.  You must do this analysis in a clear, careful, analytical, accurate and critical manner if you desire to achieve at your highest level.

 

Conclusion

Your decision to look within and determine how you approach your wealth building efforts is a critical component of you achieving success in the short, intermediate, and long-term, and you want to do the needed analysis of your approach in a careful, critical and accurate manner.  And by being more aware of how you operate within and without “proactively”–if you are one who sincerely desire to achieve more (pun intended), you can start or continue on a serious path toward improving your achievement score!

 

You must make it a priority to gain the mental fortitude to search out the best approaches that will take you toward the wealth building success that you need or deserve to achieve at the various stages of your life.

 

You must be excited and pursue your goals with more vigor so that you can avoid many of the common mistakes that many consumers make, have an understanding of your money management personality, know upfront that it will take effort to build wealth as nothing of real value will be given to you if you don’t put into action what you need to do to make your dreams come true.

 

Always realize that fatigue and adversity will kick in at times, but you must continue to move forward and have a mindset that is unstoppable!

 

If you sincerely desire to build wealth you will avoid intellectual laziness, and you will define your wealth building activities by courage and not cowardice–because you know the time is now for more action and less talk.  Your pursuit of wealth building success must be more than just symbolic or performative towards your goals, your pursuit must be of substance!

 

Even though trade wars and social/economic growth are not congruent for growth in the larger economy generally in most countries, you want to eagerly pursue success in your personal economy specifically–at this time and throughout your lifetime.

 

In a nutshell, in order to achieve the results that you desire, you must act enthusiastically if you desire meaningful change in the current economy–or any economy!

 

Your “enthusiasm” or “passion” to manage your finances optimally throughout your lifetime and even after you transition, puts you on the right path toward success.  By analyzing your wealth building approach under a microscope–you are now in position to do more than just hope.

 

You can now “use pro-action and not subtraction” to move forward because you are determined to put into action the required number of reps, as you are now “fully aware” of the required steps!

 

All the best to your timely wealth building success, due in large part because you decided to put procrastination to rest…

 

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Real Intelligence (RI) & Wealth Building

Improving Your Finances in an Intelligent, Consistent & Proactive Manner

Learn how you can use “real intelligence and not artificial intelligence” to build wealth more efficiently…

 

Although AI (Artificial Intelligence) is a great time saver and can enhance your results in many endeavors, AI cannot substitute from you applying yourself and using your own intelligence (RI) to achieve more.

 

In this discussion TheWealthIncreaser.com will discuss the importance of intelligently pursuing your wealth building efforts with what you “have within” so that you can reach the goals that you desire, avoid a financial quagmire, and pursue goals that are higher and not remain where you are–or worst yet reach goals that are dire.

 

And with hummingbirds and cardinals entering my personal space on this day, the creator of TheWealthIncreaser.com saw that as a sign to help you come up with a real way that you can more intelligently pursue your goals–starting today!

 

1) Financial uncertainty by many is understandable in the current environment

Even though uncertainty about your future is expected at this time based on all that is happening, you must also expect success throughout your lifetime, despite the uncertainty that is in the air at this and any other time.  At this time the atmosphere around the world and particularly in the United States is at a level unseen by many during their lifetime, and for most the atmosphere does not exude positivity.

 

With tariffs, tax and spending bills that take away from the least who are in need and moves advantages to millionaires and billionaires, the atmosphere is depressing for many.

 

Despite what is occurring, it is important that you recognize and realize what is outside of your control and what you control so that you can take steps to at a minimum improve your situation at this time and in the coming years–particularly with the uncertainty that is now in the environment.

 

2) Lack of action by you and others at this or any time is not acceptable if you desire more

The steps that you can take may not be visible to you at this time, however if you take action and sincerely want to learn and apply steps that can lead to you controlling your outcomes as oppose to having your outcomes directed by AI and other disadvantageous means–the solution for you is to take proactive action and control your own life proactivelynot reactively–now that is Real Intelligence!

 

However, AI has its purposes as it can assist you on many tasks and assignments that you may have on a daily basis.  Whether ChatGPT, Grok, Copilot, Deepseek, Grammarly, Gemini, DeepL or any others, you want to know the advantages and disadvantages while using as they all have limitations.  For those who are business owners, AI has the potential to run all areas of your company, can help schedule your day, pull up demographic data in your area, and can craft a personality profile that caters to your type of business–among other abilities!  AI combined with RI can greatly enhance your life and possibly give you a competitive advantage when used appropriately.

 

It is important that you realize that adversity or unwanted happenings will occur throughout your life and at varying degrees–and in many cases on multiple fronts, therefore you want to equip your mind with all that you can to better manage the adversity that you will undoubtedly face so that you can still achieve–even if you have to re-strategize along the way to achieve your goals.

 

3) You possess the ability to transform your current situation into that of lasting success

By possessing in your mind what you have learned in this post, you are now in position to grow and pursue other areas of wealth building that you need to know.  You want to be aware of what you need to do to more efficiently make your dreams come true–and although AI has many benefits, it is Real Intelligence that will better direct you toward making your dreams come true.

 

That is not to say that artificial intelligence (AI) should play no role, however you want to use AI and other tools effectively–therefore, you must be aware of the limitations of technology, as real success begins and ends inside of you!  Your awareness of the need to pursue your goals more aggressively at this time can help you transform your finances and do what you desire at the various stages of your life.  However, it is important that you do so at your highest level as you possess in your heart and mind the knowledge (or will soon possess) that is necessary to do just that!

 

Conclusion

Your ability to believe in, educate, and use your own mind throughout your lifetime for the benefit of yourself and your family can lead to you not only pursuing more, but also achieving more–in large part because you made the commitment to open a new door.

 

Although we are currently in an economy of uncertainty, you can use Real Intelligence to move forward with more confidence and optimism in spite of the current economy or any economy.  The AI revolution, robots, humanoids, driverless vehicles, drone technology, smart homes, tariffs and the state of leadership worldwide, and particularly in the United States, all signal an uncertain future when looked at objectively.  However, it is up to you to turn what appears to be a turbulent economy for an uncertain period into a successful period for you and your family.

 

You must open your own door if you sincerely desire to soar and using Real Intelligence that you possess in your heart and mind, can put you on a path to achieving the type of success that is one of a kind and prior to you making a “real commitment” in your life, may have been hard to find.

 

Now is the time that you let joy in, have appreciation for being here, and show gratitude for what you have done and will do so that your heart and mind is at peace, because you control not only AI, but also RI!

 

That real intelligence includes analyzing your finances in 3 steps (or other ways that you may find effective) and making improvements as best you can on a continuous basis.  Keep in mind that still requires planning for the long-term, if you are now in position to do so!  It also means having backup plan(s) and the ability to pivot, when necessary, based on economic conditions.

 

Although chaos, confusion and lack of action by many is currently flowing in the atmosphere and have some in a state of anxiety, you want to operate internally with confidence and not act from a position of weakness–as you must move to action as if you are running in the Preakness (at a pace that is disciplined and uniquely your own).

 

Although Artificial Intelligence can play a major role in human advancement and possibly make many of your daily tasks less taxing, you want to know in definite terms that the Real Intelligence that you possess is far superior, and even in times of uncertainty you can live simply (with less stress) by knowing in clear terms what you need to do and will do, so that you can laugh more, love more and sincerely open a new door!

 

At the same time, you don’t want to be afraid of AI as it has numerous roles, therefore you can use AI to perform many tasks for you throughout your lifetime.  Even when it comes to building wealth, AI can help you evaluate potential investment returns in say, a target date fund, index fund, ETF fund and other mutual funds and recommend the best pick–for starters.  Furthermore, AI has really been around for decades but has really become prominent in the last few years.

 

Other major advancements in AI over the past few years include remote patient monitoring advancements, doctor visit preparation by patients asking the right questions and seeking the right answers prior to doctor visits, advanced accessibility options for those who don’t hear or see well, along with major advancements in how entertainment can enter into your life–along with countless other capabilities.  Even with advancements, many AI platforms are notorious for providing unreliable information, therefore it is your responsibility to decipher the quality of the information/answers using RI, along with doing additional research and/or talking with professionals and others who may have more knowledge of the subject matter than you.

 

However, the key to success using AI and RI is to control AI and not let AI control you by asking the right question(s) and seeking the right answers (in all facets of your life) –and realize the limitations at all times while using!  By doing so you are showing Real Intelligence and the success that you desire will be out in front of you and will be yours to GRAB!  You also want to be aware of those who use AI against you to your detriment–as that can prevent you from making your dreams come true.

 

Always realize and be cognizant that AI is only as good as the input that is utilized–therefore always keep that in mind as there can be bias and incorrect data outputs when that occurs!

 

All the best to your real success, as you deserve “nothing that is artificial” as you build wealth, due in large part because you are “willing to apply” your Real Intelligence and give it your absolute best while others rest…

 

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Output & Wealth Building

Learn how you can increase your output as you build wealth and improve your financial health…

 

New Book:  Taxing Subject Matters Made Easy — A beginner’s guide to effective tax management now available on amazon.com—includes Big Beautiful Bill updates…

 

CAUTION: 8-minute read

 

In the current economy many feel drained by all that is happening, and many are apprehensive and/or uncertain about their future and how they can achieve more.  And with the topic of taxes being discussed in detail over the past few months on TheWealthIncreaser.com, many are looking forward to a new topic that can enhance their wealth building efficiency, and it is the desire of the creator of TheWealthIncreaser.com that this post fits the bill!

 

In this discussion TheWealthIncreaser.com will discuss ways that you can “increase your output” and achieve more during the current and future economic environments so that you can enjoy life on your terms.

 

This discussion has special meaning as the creator of TheWealthIncreaser.com’s first biological granddaughter turns 1 on this day (happy birthday with all the love possible), therefore, it is imperative to show you a better way so that the results that you desire will come into play!

 

As we all age here on planet earth the need for increased growth, and particularly financial growth for young investors is sorely needed at this time and this discussion will hopefully spark something on the inside of you to make you more aggressively pursue what you need to do regardless of your age–so that you can really make your dreams come true!  However, output for all, at this time is what is inspiring the creator of TheWealthIncreaser.com on this day, and this post is designed to get you to approach your finances in a better way!  Furthermore an “increase in output” is what is needed by many at this time based on the state of the economy in many areas; therefore, it is the topic of this discussion and hopefully will inspire and lead you and others toward achieving more throughout your lifetime!

 

It is important that you realize at the earliest time possible that you possess the ability to direct your future and achieve the outcomes that you desire, if you are willing to put forth the needed effort and reach higher!

 

In the paragraphs below you will learn 3 steps that you can take right now that can put you on a path to increasing your output and achieving more at the various stages of your life.

 

  1.  In order to increase your output financially and build wealth more efficiently you must first determine where you are now at, and where you desire to go!

Your first step to achieving more and increasing your financial score is to do an analysis of your cash flow on a monthly and/or annual basis.  By determining whether you have a monthly or annual surplus or deficit, you will know what you can potentially do to achieve more.  Furthermore, you want to know what your assets and liabilities are so that you can determine your net worth and make plans for improving and increasing your net worth!

 

2.  In order to increase your output, you must obtain “effective knowledge of your credit” so that you can achieve the goals that you desire throughout your lifetime.  By doing so you can gain mastery of your credit so that you can make credit work for you as opposed to against you!

 

Your desire to understand and master the 5 credit factors can play an important role in your credit and financial management–and if you make a serious commitment at this time, you can put yourself in position to manage your credit effectively for the rest of your life, and eventually with less effort once you master what you need to know.

 

3.  In order to increase your output you must manage your finances effectively and have the determination to achieve more!  You must know what your finances consist of, and have a desire to improve upon and manage your finances in a wholesome manner so that you can achieve more!

 

Your desire to increase your output throughout your lifetime should provide you the motivation to learn and know that you must more effectively manage your insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planning in a way and manner that serves your and your family’s best interest–not creditors or others who have no real concern for your financial future or outcomes that favor you and your family.

 

Conclusion

You must realize that you have the ability, capability, agility and capacity to do much more not only at this time, but at all times.  Even when you face adversity, whether that adversity is brought to you or you find yourself in a position where you don’t know what to do because you were the cause–you can still take the right actions that can increase your output and allow you to achieve your goals–after you take a short pause.

 

As you take steps to increase your output, you want to be awake so that you can take the right steps and make what you want to see occur–happen, as your goal is not to make a mistake.  Isn’t it time that you partake in your path to your own success for your own sake, and not achieve fleeting success that is fake?

 

Always realize that to increase your output you must operate with confidence and have clarity, or a clear vision of the success that you will soon achieveor another way of looking at it–you must sincerely believe!

 

You also want to operate from this day forward with a high level of character and not do like those who operate in a “less than desirable manner” as they make a living and move along throughout their life!

 

Furthermore, your goal should be to live with joy at your center, have a real appreciation for your life, and have gratitude for what you have done and will do as you must change your attitude in order to reach your highest altitude!

 

You are now equipped to do far more than you are currently doing on a daily basis, and it is the desire of TheWealthIncreaser.com, that you hit a grand slam as you round the bases and learn more about personal  finance in new spaces.

 

It is the desire of TheWealthIncreaser.com that this discussion has given you meaningful direction so that you can increase your output and achieve more throughout your lifetime.

 

All the best as you avoid a financial mess, journey toward success, increase your output and achieve at a level that is your absolute best…

 

Learn more about books authored by the creator of TheWealthIncreaser.com that can further help you increase your output…

 

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Taxing Subject Matters Made Easy

Learn how you can use the tax system to achieve more if you now reside in the United States….

CAUTION: 10-minute read

In the current economy many have major concerns about their finances and “Taxing Subject Matters Made Easy” is a timely book that is designed to give taxpayers in the U. S. a powerful edge as they manage their finances and file income taxes on an annual basis.

 

Although many are apprehensive when it comes to their taxes, and particularly “income taxes” at the federal and state level, it is important that you gain a “conceptual overview” of taxation so that you can make the system work better for you.  In this post you will learn how you can use the latest book in the real estate and finance 360 degrees series of books to achieve more throughout your lifetime.

 

It is important that you have a basic understanding of taxation and an awareness of the history of taxation in the United States, as that will serve as a base point for you to comprehend other areas of taxation and achieve more throughout your lifetime!

 

Whether you are new to filing income taxes or you have been filing your taxes with the IRS for years, “Taxing Subject Matters Made Easy” is designed to enhance and improve upon your tax knowledge that you now have so that you can achieve much more during your lifetime.  It is imperative that you “look inside” and determine for yourself how you can utilize this empowering book to achieve more on a more consistent basis.

 

Taxing Subject Matters Made Easy is a book that “takes approximately 8 hours to read” and consists of 382 pages (includes Big Beautiful Bill updates of 2025 in Afterword), and more importantly is created for those who desire lasting success and effective management of their taxes throughout their lifetime in a way that allows them to give it their absolute best as they pursue major success.

 

It is a book designed to inspire, uplift, and show you the way to success in a simplified, yet comprehensive way–and will jumpstart your path to comprehensive wealth building success, if you are sincere about your future on this day!

 

In chapter 1 you will learn the importance of having a basic understanding of taxes, including knowing the importance from a “mindset point of view” why you must have a basic understanding of taxes and taxation of various sources of income, along with understanding the history of taxation in the U. S. so that your conceptualization of taxation is enhanced.

 

In chapter 2 you will learn about W-4 and other employee withholdings and how you can maximize your tax position through the withholding process.

 

As the new year and tax season comes in annually, many have questions or concerns about their federal (and state) tax withholdings by their employer, and they want to know how they can more effectively manage those and other withholdings.  You will learn in detail how “withholdings on income” earned in the United States occur, so that you or those whom you know can utilize the system to achieve more.

 

In chapter 3 you will learn how you can achieve more and build wealth more efficiently by gaining a better understanding of tax brackets so you can determine where you fall on the tax scale both marginally–and effectively.

 

In the United States and its territories, many taxpayers who are required to file a federal (and/or state) tax return often find understanding of the system to be difficult, confusing, and hard to understand.  However, the system is not as complicated as many think for most taxpayers, and if you file taxes in the U. S., you want to put yourself in a more favorable position for success so that you can achieve at a higher level of excellence throughout your lifetime! 

 

In chapter 4 you will learn about the various tax filing options so that you can build wealth more efficiently.

 

Over the years, many have posed questions and concerns about their income tax filing status and who qualifies as a dependent.  You will have the opportunity to clear up some of the misunderstandings that you and others may have as it relates to “filing status and claiming” of dependents.

 

Even though filing and dependent statuses can get highly technical for some, it is fairly straight-forward for most–and if highly technical applies to you–do you know what you need to do?

 

Additionally, you want to know about “common audit triggers” on the front end so that you can avoid them and not have to consult tax or other professionals after the fact–because at that time–the IRS is on the attack!

 

In chapter 5 you will learn about some of the latest tax news so that you can avoid the tax blues.  You will learn a “number of critical areas of tax understanding” that could help you maximize your tax position from this day forward.

 

In this chapter you will learn about payment options that are available if you currently owe the IRS, along with powers the IRS have at their disposal if you fail to pay or make arrangements to pay.

 

Furthermore, you will learn about many common tax concerns that a vast number of “tax filers” have had over the years so that you won’t make the mistakes that many tax filers have made over the years.  It is important that you approach your taxes with a “secure mindset” and you don’t let the “5 — I’s” prevent you from achieving more tax-wise and financially during your various life stages.

 

In chapter 6 you will learn more about capital gains and how they are taxed so that you can efficiently build wealth.  Even with all that is happening with tariffs and uncertainty on the world stage, there are some bright spots when it comes to paying taxes in the United States.  Many assets that you own may be eligible to be taxed at the more favorable capital gains rate and you want to know what they are and how you fall tax-wise when it comes to capital gains taxation based on your taxable income.

 

Many assets that you inherit or could potentially inherit, may be eligible for “stepped-up basis” treatment and you want to know this upfront so that you can better plan for your loved ones after you transition and help your loved ones who transition before you, better plan for the transfer of their assets as well.

 

Although there is much that is “simple and uneventful” in the tax code, there are also more complex topics that could be more challenging for you when it comes to using the tax code to your benefit and you want to be aware of them proactively as opposed to re-actively–and knowing upfront how you can use the knowledge gained to achieve more during the time that you are on earth–could lead to you opening a new door that could lead you to increasing your net worth! 

 

In particular, if you own real estate or anticipate owning, you want to know the taxation of that real estate under varying scenarios and in this chapter you will learn the tax implications of selling your personal residence, rental property, vacation property, property destroyed by fire or other disasters, property sold as a short sale or lost through foreclosure, and the effect that depreciation may have on property that you sell.

 

In chapter 7 you will learn about adjustments, credits and deductions that you can possibly benefit from throughout your lifetime.  Even though you may be unable to use the large array of loopholes in the tax code that many millionaires and billionaires take advantage of, there are ways that you can benefit even if you have modest income.

 

You will learn ways that you can possibly use adjustments, credits and deductions that can be of real benefit to yourself and your family so that you can build wealth more efficiently and achieve meaningful goals.  You additionally want to know up front that there are exclusions, exceptions and exemptions available in the tax code that you can possibly benefit from at tax time that you can use for your and your family’s benefit during the tax year and even after you transition!

 

In chapter 8 you will learn how you can benefit from the use of compounding and understanding the various types of income that you may now be unaware of.  Over the past several years there has been an increase in the number of questions regarding the topic of compounding, and in this chapter, exactly what compounding is and how you can use the effects of compounding in your life to achieve the goals that will serve your and your family’s best long-term interests will be discussed in depth.

 

Additionally, you will learn about the “various types of income” that you may hear or read about as you build wealth.  You want to know the importance of understanding the various types of income as that understanding is an important skill to have in the time period that is now upon us all.

 

In chapter 9 you will learn how you can save on your personal taxes by using the tax code and strategic maneuvering to lower your taxes that you pay to the IRS and other taxing authorities.  You want to pay the least amount of taxes possible as long as you can do so legally and this chapter will show you numerous ways that you can strategize to reduce your tax burden.

 

In this chapter you will additionally learn about mortgage related tax breaks, tax shelters such as utilizing rental property, business losses, tax efficient investing and ways to analyze your homeowner escrow account and the broader economy so that you can make better informed moves.

 

In the current economy it is important that you use the personal income tax laws to your best advantage.  Whether you are inside the tax season or outside of the tax season, you want to realize that tax planning is a year-round process.  In this final chapter, tax breaks and strategies will be presented in a simplified manner, so that you can position yourself for more success throughout your lifetime.

 

By doing so you can position your finances so that you can do what “you” desire during your retirement or other time frame in your life where you decide to scale back more or live within your means.

 

In Appendix A and B you will learn about more books created by the author, along with a “3 Step” comprehensive financial management system that you can utilize throughout your lifetime to achieve more.

 

Finally in the BONUS SECTION you will learn how you can invest for the long-term in a simplified manner so that you can achieve your long-term goals efficiently.

 

Finally, in the Afterword you will learn about many of the updates in the tax code as a result of the BBB that was signed on July 4th, so that you can plan better for the 2025 tax year and beyond.

 

Conclusion

E-book available for only $9.95...

It is important that you contemplate your taxes at a higher level of intensity and give deeper thought to ways that you can “maximize your tax savings proactively” so that you can achieve more throughout your lifetime.

 

By utilizing the concepts, ideas and strategies in “Taxing Subject Matters Made Easy” you will make your financial journey and tax planning while you are here on earth a more successful and rewarding journey where you can achieve much more–due in large part to “your desire” to fly higher by learning about taxes in an easier, simplified and goal-oriented manner that is designed to take you where you need to go and beyond.

 

And with all that is happening in financial markets worldwide at this time, it is the opinion of the author that “this book belongs in all households of those who are serious about their financial future” and want to position themselves for success in a difficult economy–or any economy, proactively as opposed to after the fact, as it is often too late to meaningfully address or correct at that point.

 

Your goal should be to go through life in a manner where worry, anxiety, fear, frustration, lack of effort and excuses play a minimum role, as they are all just distractions that will slow down your journey toward your financial success (including tax success) that you desire or deserve to achieve to make your life more meaningful and significant while you are yet alive and here on planet earth.

 

You no longer must go out and about and settle for doing without.  Now is the time that you come back ready to attack so that you can have a major impact!  Why be a “bystander” to your own failure success, when you can choose to act and achieve at a level that is your absolute best?

 

All the best to a lifetime of tax and wealth building success…

 

 

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